Illawarra Credit Union credit cards

Illawarra Credit Union
Illawarra Credit Union's overall rating for credit cards

(as rated by the Mozo community)

8.3 / 10

based on 7 reviews

Illawarra Credit Union credit cards offer a range of packages for different needs. Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 22 September, 2020. Other information correct at the time of writing.

What credit cards do Illawarra Credit Union offer?

Low rate credit cards Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

8.99% p.a.

No current offer

$50 $0 in the first year

45


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Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

8.99% p.a.

No current offer

$50 $0 in the first year

45


Hide

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are Illawarra Credit Union credit cards rated?

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Overall 8.3

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Trust

7 Reviews

Recent Illawarra Credit Union credit card reviews Recent Illawarra Credit Union credit card reviews

Illawarra Credit Union

Illawarra Credit Union Credit Card review

Overall rating   8 / 10

Very good customer service.

ICU staff are very friendly and supportive. The bank fees are minimal and only paid if have under $1K in the bank.

Full review

ICU staff are very friendly and supportive. The bank fees are minimal and only paid if have under $1K in the bank.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Deborah, New South Wales, reviewed 10 months ago

Illawarra Credit Union

Illawarra Credit Union Credit Card review

Overall rating   5 / 10

Very rude on the phone.

A bank I have been with for years. O need to research alternatives. Service could be improved though.

Full review

A bank I have been with for years. O need to research alternatives. Service could be improved though.

    Price   7 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   6 / 10

Less

Debbie, New South Wales, reviewed 11 months ago

Illawarra Credit Union

Illawarra Credit Union Credit Card review

Overall rating   10 / 10

Customer service and advice efficient

They have been good. Can do on line too, service is excellent, efficient and friendly too.

Full review

They have been good. Can do on line too, service is excellent, efficient and friendly too.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jeannie, New South Wales, reviewed about 5 years ago

Illawarra Credit Union

Illawarra Credit Union Credit Card review

Overall rating   9 / 10

Great customer service

Fantastic customer service, you call them and always speak to a friendly worker. Interest rate was average.

Full review

Fantastic customer service, you call them and always speak to a friendly worker. Interest rate was average.

    Price   5 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Renee, New South Wales, reviewed about 6 years ago

Illawarra Credit Union

Illawarra Credit Union Low Rate MasterCard review

Overall rating   10 / 10

Great customer service

We can rely 100% on our Credit Union, always there to help us out. Great customer service.

Full review

We can rely 100% on our Credit Union, always there to help us out. Great customer service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Karin, New South Wales, reviewed over 6 years ago

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What do you need to apply for a Illawarra Credit Union credit card? What do you need to apply for a Illawarra Credit Union credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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