8.2 / 10

based on 79 reviews as rated by Mozo community

Illawarra Credit Union credit cards

Illawarra Credit Union offers a top credit card. In fact, it received a 2020 Mozo Experts Choice Award in the best Low Rate Credit Card category. To find out more about this award-winning product, check it out below!  

What credit cards do Illawarra Credit Union offer?

Rates and fees verified as correct at 27 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

8.99% p.a.

No current offer

$50 $0 in the first year

45

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

8.99% p.a.

No current offer

$50 $0 in the first year

45

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are Illawarra Credit Union credit cards rated?

Mozo users have rated Illawarra Credit Union credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Illawarra Credit Union credit cards
Overall
8.3/10
Price
Features
Customer service
Convenience
Trust

7 Reviews

Recent Illawarra Credit Union credit card reviews

Illawarra Credit Union Credit Card review
Overall 8/10
Very good customer service.

ICU staff are very friendly and supportive. The bank fees are minimal and only paid if have under $1K in the bank.

Read full review

ICU staff are very friendly and supportive. The bank fees are minimal and only paid if have under $1K in the bank.

Price
9/10
Features
5/10
Customer service
9/10
Convenience
5/10
Trust
9/10
Less
Deborah, New South Wales reviewed 12 months ago
Illawarra Credit Union Credit Card review
Overall 5/10
Very rude on the phone.

A bank I have been with for years. O need to research alternatives. Service could be improved though.

Read full review

A bank I have been with for years. O need to research alternatives. Service could be improved though.

Price
7/10
Features
4/10
Customer service
5/10
Convenience
3/10
Trust
6/10
Less
Debbie, New South Wales reviewed about 1 year ago
Illawarra Credit Union Credit Card review
Overall 10/10
Customer service and advice efficient

They have been good. Can do on line too, service is excellent, efficient and friendly too.

Read full review

They have been good. Can do on line too, service is excellent, efficient and friendly too.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Jeannie, New South Wales reviewed about 5 years ago
Illawarra Credit Union Credit Card review
Overall 9/10
Great customer service

Fantastic customer service, you call them and always speak to a friendly worker. Interest rate was average.

Read full review

Fantastic customer service, you call them and always speak to a friendly worker. Interest rate was average.

Price
5/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Renee, New South Wales reviewed over 6 years ago
Illawarra Credit Union Low Rate MasterCard review
Overall 10/10
Great customer service

We can rely 100% on our Credit Union, always there to help us out. Great customer service.

Read full review

We can rely 100% on our Credit Union, always there to help us out. Great customer service.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Karin, New South Wales reviewed over 6 years ago

What do you need to apply for a Illawarra Credit Union credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

Credit card quick links