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Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.
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Last updated 25 June 2025
Important disclosures
Illawarra Credit Union bank accounts
Everyday
Account fee
$6.00
$0 monthly fee if you deposit at least $2,000 per month or if balance is $50,000 or above.
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin Pay, PayTo
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$6.00
$0 monthly fee if you deposit at least $2,000 per month or if balance is $50,000 or above.
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin Pay, PayTo
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Bank@Post
ATM networks
n/a
Network ATM fee
-
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$2.50
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
no
BPAY
yes
Australia Post banking
yes
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet, direct debit and Bank@Post deposits and withdrawals, EFTPOS or cheque
Everyday Student
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin Pay, PayTo
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin Pay, PayTo
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Bank@Post
ATM networks
n/a
Network ATM fee
-
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$2.50
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
no
BPAY
yes
Australia Post banking
yes
Other restrictions
Must be a full-time student under 23. Must show valid student card at the beginning of each year to waive monthly fees.
Other benefits
-
Fee free transactions
Unlimited free transactions from phone, internet, direct debit and Bank@Post deposits and withdrawals, EFTPOS or cheque
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Important disclosures
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Disclaimer
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