Teachers Mutual Bank credit cards

Teachers Mutual Bank
Teachers Mutual Bank's overall rating for credit cards

(as rated by the Mozo community)

9.2 / 10

based on 31 reviews

By teachers, for teachers. Teachers Mutual Bank is member owned and caters to educators, their families and other employees in the education field. It was the winner of a Mozo Experts Choice Award for best low rate credit card in 2015 and continues to take other credit cards to school today. Check out its credentials below:

Rates and fees verified as correct at 02 December, 2016. Other information correct at the time of writing.

What credit cards do Teachers Mutual Bank offer?

Low rate credit cards Low rate credit cards

All those notebooks and sticky notes stretching the budget a little thin sometimes? With a low rate credit card from Teachers Mutual Bank in your pocket, you won’t have to worry. Perfect for those who might forget to make a payment or two, this affordable piece of plastic is a must-see.

Product Purchase rate Balance transfer rate Annual fees Interest free days

7.90% p.a. for 6 months then 11.50% p.a.

7.90% p.a. for 6 months

$0

55


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Low fee credit cards Low fee credit cards

High annual fees are a thing of the past with a low fee credit card option from Teachers Mutual Bank in your pocket! This affordable card is super budget-friendly, so you can avoid getting caught out with an ultra high credit card bill.

Product Purchase rate Balance transfer rate Annual fees Interest free days

7.90% p.a. for 6 months then 11.50% p.a.

7.90% p.a. for 6 months

$0

55


Hide

Frequently Asked Questions about Teachers Mutual Bank credit cards

    How may interest free days do I get on my Teachers Mutual Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Teachers Mutual Bank credit card?

    Can I use my Teachers Mutual Bank credit card for a balance transfer?

    Will my Teachers Mutual Bank credit card work overseas?

    Can I use payWave with my Teachers Mutual Bank credit card?

    How can I keep my Teachers Mutual Bank credit card secure?

How are Teachers Mutual Bank credit cards rated?

Mozo users have rated Teachers Mutual Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Teachers Mutual Bank credit cards

Overall 9.2*

Price

Features

Customer service

Convenience

Trust

31 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Teachers Mutual Bank credit card reviews Recent Teachers Mutual Bank credit card reviews

Teachers Mutual Bank

Teachers Mutual Bank Credit Card credit card review

Overall rating   10 / 10

Friendly, helpful and very knowledgeable.

Flexible, competitive rates, low charges. Customer service and loans officers are professional and are genuinely interested in helping you get the best product for your personal needs.

Full review

Flexible, competitive rates, low charges. Customer service and loans officers are professional and are genuinely interested in helping you get the best product for your personal needs.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cloe (VIC), reviewed 11 months ago

Teachers Mutual Bank

Teachers Mutual Bank Credit Card credit card review

Overall rating   10 / 10

Profits return to members, great service

My preferred bank for 30 years, always returning profit to members as a not for profit members bank.

Full review

My preferred bank for 30 years, always returning profit to members as a not for profit members bank.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Vkhall (ACT), reviewed about 1 year ago

Teachers Mutual Bank

Teachers Mutual Bank Credit Card credit card review

Overall rating   10 / 10

Great service.

They provide a high quality of customer service and a broad range of products at very competitive rates.

Full review

They provide a high quality of customer service and a broad range of products at very competitive rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susan (NSW), reviewed over 1 year ago

Teachers Mutual Bank

Teachers Mutual Bank credit card review

Overall rating   10 / 10

Great customer service

Always friendly and ready to help. Clear the credit card by the end of the month and pay nothing!

Full review

Always friendly and ready to help. Clear the credit card by the end of the month and pay nothing!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   3 / 10

    Trust   10 / 10

Less

Kathy (NSW), reviewed over 1 year ago

Teachers Mutual Bank

Teachers Mutual Bank Credit Card credit card review

Overall rating   8 / 10

Competitive interest rates, excellent assistance

Competitive interest rates, excellent customer assistance. Physical inconvenience as no ATM or branch available locally.

Full review

Competitive interest rates, excellent customer assistance. Physical inconvenience as no ATM or branch available locally.

    Price   8 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Bronwyn (NSW), reviewed over 1 year ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Teachers Mutual Bank credit card? What do you need to apply for a Teachers Mutual Bank credit card?

Before you apply for a credit card with Teachers Mutual Bank, you’ll need to become a member, which you can do at the beginning of the application process. To become a member, you must be:

  • A citizen or permanent resident of Australia
  • 18 or older
  • A retired or current employee in the education sector
  • Or, family of a member

You’ll also need to pay $10 to become a member/shareholder and to bring along photo I.D., like a driver’s license or passport.

When you go to apply for a credit card, you’ll need to supply details of your financial situation, including your current income, assets and debts.

For more information on making a credit card application, check out our guide.

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