Best SMSF Term Deposits 2018

Congratulations to the SMSF term deposits Mozo’s money experts awarded Experts Choice Awards in 2018. This is the best place to start your search if you’re looking to lock money away at a fixed interest rate.

Experts choice awards hero 2018

What are the Mozo Experts Choice Awards?

Now in their fifth year, the Mozo Experts Choice Awards provide a platform to highlight products in the marketplace we believe offer great value to Australians.

For the 2018 SMSF term deposit awards, 29 term deposits from 27 financial institutions were compared by our money experts.

For details on how we crunched the numbers and determined the award winners see our methodology report.

SMSF Savings Bank of the Year: RaboDirect


With the best performing product range across savings, term deposit and bank account categories, RaboBank took out the SMSF Savings Bank of the Year title by Mozo’s money experts for 2018. This is the second year running, RaboBank have claimed the SMSF category’s top award.

Term Deposits

Here’s the list of providers that are offering SMSF customers with the best interest rates across a broad range of term investments in 2018 according to Mozo’s money experts’ analysis of 29 term deposit products available.


Business Term Deposit

2.80% p.a.6 months

2.80% p.a.

2.85% p.a.


Term Deposit

2.75% p.a.9 months

2.50% p.a.

2.70% p.a.

Greater Bank
Greater Bank

Term Deposit

2.50% p.a.7 months

2.60% p.a.

2.70% p.a.


Term Deposit

Major Bank Award

2.05% p.a.6 months

2.30% p.a.

2.40% p.a.

Judging Criteria

Every day Mozo keeps track of thousands of products in banking, energy and insurance.

The Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers and in some awards categories, business customers. Providers don’t pay to be in the running and we don’t play favourites. Our Judges base their decision on hard-nosed calculations of value, using Mozo’s extensive product database and research capacity.

Experts Choice Awards are awarded to the top 10% of products that meet the selection criteria in each awards category.


Did you compare all SMSF term deposits in the market for these awards?

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