Stats crunched by Mozo Experts
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185Pet Insurance Policies
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32Insurance Providers
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4Award Categories
A big round of applause to the 2024 winners of the Mozo Experts Choice Awards for Pet Insurance. For these awards, our team of expert judges compared 32 different pet insurance companies to help Australians find the best value providers and the policies that offer the most generous levels of cover when it comes to protecting their furry friends. If a pet is part of your family and you want to protect them against accidents or illness, begin your search here to find the best value or quality cover with our pet insurance winners list for 2024.
Standout Winners
Australia's Best Pet Insurer
For the second year in a row, Mozo judges chose petinsurance.com.au as Pet Insurance Australia’s Best Pet Insurer for 2024. This was because they were the only provider to take out award wins in each of our Value and Quality categories, demonstrating their potential to offer both competitive pricing and comprehensive coverage for your furry friends.
Congratulations to:
Petinsurance.com.au
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Platinum Cover
- Annual Benefit Limit
- $30,000
- Benefit Percentage
- 80%
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Gold Cover
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
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Silver Cover
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
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Bronze cover
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
Exceptional Value Accident & Illness Pet Insurance
A great price and cover for the unexpected can be great peace of mind for Australian pet owners. To find the best value Accident & Illness policies, Mozo’s judges considered how each product that met our minimum criteria ranked for a range of quotes. In our assessment, the following eleven products stood out as offering the best value overall.
Congratulations to:
Budget Direct, ING, Kogan Insurance, Pet Insurance Australia, Petbarn, Petcover, and Petinsurance.com.au
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Pet Insurance
- Annual Benefit Limit
- $12,000
- Benefit Percentage
- 80%
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Comprehensive
- Annual Benefit Limit
- $15,000
- Benefit Percentage
- 80%
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Plus
- Annual Benefit Limit
- $25,000
- Benefit Percentage
- 80%
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Essential
- Annual Benefit Limit
- $12,000
- Benefit Percentage
- 80%
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Pet Essentials
- Annual Benefit Limit
- $6,000
- Benefit Percentage
- 90%
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Safety-Net Economy
- Annual Benefit Limit
- $7,000
- Benefit Percentage
- 100% benefit percentage for dogs is only available for select breeds under 4 years of age. 100% for cats
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Silver
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
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Gold
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
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Core
- Annual Benefit Limit
- Unlimited
- Benefit Percentage
- 90%, 65% for pets over 8 years old
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Core Plus
- Annual Benefit Limit
- Unlimited
- Benefit Percentage
- 90%, 65% for pets over 8 years old
Exceptional Value Comprehensive Pet Insurance
If you want the highest level of cover for your cat or dog at an affordable price, this is the awards category for you. Mozo’s judges applied a minimum criteria to a range of quotes to identify the policies that offered the best overall value per dollar.
Congratulations to:
Budget Direct, Kogan Insurance, Petcover, and Petinsurance.com.au
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Comprehensive + Ultimate Routine Care
- Annual Benefit Limit
- $15,000
- Benefit Percentage
- 80%
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Plus + Ultimate Routine Care
- Annual Benefit Limit
- $25,000
- Benefit Percentage
- 80%
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Vital + Routine Care
- Annual Benefit Limit
- $10,000
- Benefit Percentage
- 70% to 90%
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Silver + Routine Care
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
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Gold + Routine Care
- Annual Benefit Limit
- $20,000
- Benefit Percentage
- 80%
Exceptional Quality Pet Insurance
This award category recognises the pet insurance policies that offer the best levels of cover and benefits irrespective of price. The Mozo judges reviewed over 183 policies and scored each policy on 15 key factors to determine the winners.
Congratulations to:
1300 Insurance, Commonwealth Bank, Fetch, Knose, Medibank, Petinsurance.com.au, Petsy, and Trupanion
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Plus Cover
- Annual Benefit Limit
- $30,000
- Benefit Percentage
- 80% or 90%
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Pet Insurance
Annual Benefit Limit up to $25,000. Benefit Percentage 70%, 80% or 90%.
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Pet Insurance
- Annual Benefit Limit
- Unlimited
- Benefit Percentage
- 90%
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Pet Insurance
- Annual Benefit Limit
- $7,500, $12,5000, or $25,000
- Benefit Percentage
- 70%, 80% or 90%
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Platinum
- Annual Benefit Limit
- $30,000
- Benefit Percentage
- 80%
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Pet Protection Plus
- Annual Benefit Limit
- $5,000, $10,000 or $25,000
- Benefit Percentage
- 80% or 90%
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Pet Plan
- Annual Benefit Limit
- $30,000
- Benefit Percentage
- 80%, 90% or 100%
What are the Mozo Experts Choice Awards?
Now in their eleventh year, the Mozo Experts Choice Awards present an opportunity to recognise products in the market we believe offer great value to Australians.
For the 2024 Pet Insurance awards, our Experts assessed 32 insurance companies head to head.
“It is great that Aussies have so much choice when it comes to selecting Pet Insurance cover for their pets, but it also means that shopping around is more crucial as not all policies are created equal,” said Mozo Experts Choice Awards Judge Peter Marshall.
“This is why our Mozo Expert Choice Awards exist. Our in-depth research process brings similar policies together, looking at both price and cover levels to identify those that stand out from the rest.”
For details on how we crunched the numbers and determined our winners, see the 2024 Mozo Experts Choice Awards for Pet Insurance methodology report.
Our Expert Judges
We couldn’t have a name like the Mozo Experts Choice Awards without a dedicated and experienced team of product data analysts at the helm. Combined they have decades of experience behind them. Meet them below.
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AJ Duncanson
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Peter Marshall
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Meredith Allan
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George Hirst
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Rumpa Saha
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Afia Asha
FAQs
What’s the Judging Criteria for the Mozo Experts Choice Awards?
Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. See our 2024 Mozo Experts Choice Awards for Pet Insurance methodology report for detailed information on how we performed product comparisons and determined the final winners for 2024.
Did you compare all providers in the market for these awards?
We aim to include most providers in the market in the Mozo Experts Choice Awards. However, not all Pet Insurance companies in the market will be included in our review. Any insurance company we review must be available at the time of our analysis and any offers included must be available to the general public on the provider’s website.
In carrying out the Mozo Experts Choice Awards for Pet Insurance 2024, we analysed 32 insurance companies and 183 separate policies.
Did you compare all providers in the market for these awards?
We aim to include most providers in the market in the Mozo Experts Choice Awards. However, not all Pet Insurance companies in the market will be included in our review. Any insurance company we review must be available at the time of our analysis and any offers included must be available to the general public on the provider’s website.
In carrying out the Mozo Experts Choice Awards for Pet Insurance 2024, we analysed 32 insurance companies and 183 separate policies.
Where can I find more information about Pet Insurance?
One of the best places to get all the ins and outs about pet insurance is to read Mozo's ultimate pet insurance guide. It runs you through all the must know information from how pet insurance works to what types of cover are available, what is and isn't included in policies, and how much pet insurance costs.
How do I find the cheapest pet insurance policy for my pet?
The best place to start is by checking out the winners in the Exceptional Value categories. Our experts have crunched the data on a range of pet scenarios and these were the insurance providers and policies that came out the cheapest when compared to similar products.
It’s important to understand that several factors go into determining the cost of pet insurance, such as your pet’s age and breed. So, you’ll still need to compare features and options to find a policy that is right for you and then get quotes to check prices. To review some of the latest pet insurance deals and our editor’s picks check out our Best Pet Insurance reviews.
Who are the Mozo Experts?
The Mozo Experts Choice Awards are overseen by AJ Duncanson and Peter Marshall. AJ is Mozo’s Data Director, a data scientist and actuary who has worked in financial services and product comparison for over 30 years. Peter has been in the industry even longer, and as Mozo's Financial Services Specialist he contributes to the team of analysts that gather information and compare products every day, and oversees the calculations and data quality used for producing the Mozo Experts Choice Awards.
I work for a winning provider, how do we promote our win?
Please get in touch with us to discuss by email should you have any queries.