Petcover award-winning pet insurance

Woman sitting with pet dog. There is a graphic of the Mozo Experts Choice 2020 badge for Pet Insurance in the corner.

If you’re looking for pet insurance that could save you forking out thousands of dollars on your furry friend’s vet bills, Petcover could be a worthy candidate. Its Superior Cover policy has just won an Exceptional Quality Pet insurance award at the Mozo Experts Choice Awards 2020

“Exceptional quality pet insurance like Petcover’s has generous limits and a broad range of cover and options, so if you’re not on a tight budget, you may get more value out of a really comprehensive policy, rather than one that offers more limited cover,” Mozo’s expert judge, Peter Marshall said. 

“That way, you can rest assured that if your pet ever does get really sick, you won’t end up with a massive vet bill. You don’t want to be in a position where you’ve maxed out your annual benefit limit and you have to pay for those bills out of your own pocket.” 

About Petcover 

Petcover is a privately-owned Australian pet insurance provider that offers cover for a wide range of animals, spanning from dogs and cats to horses and exotics. Petcover has a range of comprehensive policies to fit different needs and circumstances, regardless of whether you’re after a policy that protects your pet over the course of their entire life or you’re looking for more affordable cover to fit your budget.

Petcover’s pet insurance policies are underwritten by HDI Global Specialty-Australia, one of the world’s largest and most respected insurance underwriters.

Petcover’s award-winning pet insurance policy

As a winner of the Exceptional Quality Pet Insurance award for this year’s Mozo Experts Choice Awards, Petcover’s Superior Cover has one of the highest annual benefit limits out of the providers assessed. 

With Petcover's Lifetime Superior Cover, you could claim up to $20,000 in annual veterinary fee cover for dogs and $15,000 for cats, on eligible veterinary bills for the treatment of injuries, accidents or illness. As a lifetime policy which you’ll have to renew every year, this plan is a great choice if your pet develops a long-term medical condition and you want help covering those ongoing costs for the rest of their life.

Petcover can also cover paralysis tick treatment and cancer treatment including chemotherapy as long as the cancer isn’t a pre-existing medical condition. 

What’s more, the policy comes with plenty of extra benefits, including: 

  • Alternative or complementary treatment, up to $4,000 
  • Death from illness, up to $2,000
  • Death from injury, up to $2,000
  • Loss by theft or straying, up to $2,000

But as with any type of insurance, it’s important that you read through the Product Disclosure Statement (PDS) and check the fine print before you choose a policy, so you’re aware of what is and isn’t covered. The PDS is available on Petcover’s website, but to get you started, here are a few details to note: 

  • Illness cover begins after a 21-day waiting period, which means you won’t be able to claim any amount from Petcover if your dog or cat falls ill within the first 21 days of your cover. 
  • You must make sure you’re taking reasonable precautions to take care of your pet’s health throughout the policy. This means taking your pet to the vet for annual dental exams and general check-ups (including vaccinations) and following any advice given by the vet in order to prevent oral disease. Otherwise, you might have your claim reduced or refused. 
  • As soon as your pet shows signs of injury of illness, you must arrange a visit to the vet and follow any recommendations they give. If you don’t, the amount you’re paid under your claim could be lowered or rejected. 
  • Petcover's Superior Cover also requires you to pay a non-refundable excess. 

What are the Mozo Experts Choice Awards? 

On the hunt for pet insurance policies that have market-leading features? Then look no further than the Mozo Experts Choice Awards which showcases some great value products available in the Aussie marketplace. 

Our in-house team of experts have tirelessly scoured the market for exceptional quality and exceptional value products, working hard to conduct research based on objective verifiable facts, calculations and analysis. 

Wondering which other pet insurance providers have won awards this year? Jump over to the Mozo Experts Choice Awards 2019 for a complete list of winners.