Bank of us home loans

4.4
Based on 27 Bank of us home loan product reviews.
Fact Checked

Bank of us, formerly known as B&E Personal Banking, is one of Tasmania’s last locally owned financial institutions, and has strong roots in the community. It started life way back in 1870, and has promoted the value of home ownership and thriftiness ever since. Read on to see what home loans are on offer from Bank of us to help Aussies own their homes today.

Last updated 12 April 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • FlexiDiscount Home Loan Fixed

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    5.88 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • FlexiDiscount Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.92 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Flexichoice Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • Interest only
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.89 % p.a.
    Fixed 2 years
    Comparison rate
    6.08 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Topline

    • Owner occupier
    • Principal & Interest
    • Interest only
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.02 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link
  • Flexichoice Home Loan

    • Investor
    • Principal & Interest
    • Interest only
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.12 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link
  • Topline

    • Investor
    • Principal & Interest
    • Interest only
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.22 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link
  • Flexichoice MyHome Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.19 % p.a.
    Fixed 3 years
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link
  • Flexichoice MyHome Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.61 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,197
    No Partner link

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Bank of us home loan ratings

Overall customer rating for Bank of us home loans

4.4
Based on 27 product reviews.

Customer reviews

Important disclosures

Bank of us products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.