Mobile based account and card offering global spending, money transfers, and share trading.
The Revolut card is accepted globally wherever Visa is. Get the real interbank exchange rate on transactions, saving you money. The number of free ATM withdrawals and fee-free currency exchange depends on the pricing plan you choose.
Revolut’s app includes a built-in budgeting tool so you can track your spending or set up limits for things like grocery spending or nights out! Instant spending notifications also help you to keep track of your spending.
Revolut’s round-up feature siphons off your spare change to help you save for your goals. Full flexibility and control means you can choose to round up every transaction, set up a recurring payment or simply make one-off contributions.
Revolut launched in 2015 in Europe and in Australia in 2019. It has 30 million customers globally.
To learn more read our comprehensive Revolut review.
A platform that makes it easy for cross-border businesses to manage their finances and send money overseas.
You’ll be able to issue virtual or physical cards to your employees to cover business expenses around the world, plus manage those cards online with ease.
Whether you’re dealing with international customers, suppliers or staff, Airwallex says you can send money overseas and have it arrive in as little as one business day.
International card transactions are automatically converted at Airwallex’s market leading FX rates. Depending on the currency, Airwallex says you'll pay just 0.3% or 0.6% FX margin above the interbank exchange rate.
Founded by friends from the University of Melbourne, Airwallex offers a suite of APIs and a global account to help businesses manage payments no matter where they take place. When signing up, make sure to use your business email, not your personal one, so your application receives priority attention.
Putting a 21st century spin on everyday finance for kids.
Let your kids make purchases in-person and online or via Apple Pay with their very own, Spriggy Prepaid Visa Card. Control card balance top ups and view card transactions yourself, and let your kids customise their card with a number of unique designs.
Use the Spriggy app to receive real-time notifications of the purchases being made, alerts for insufficient card funds and freeze and unfreeze the card in-app with the touch of a button.
Introduce your kids to the idea of saving by helping them set up custom savings goals in-app, complete with visuals. Kids can add money towards their goals, track their progress and only access the funds once the goal is completed.
Founded in 2015, Sydney-based Spriggy is on a mission to help kids start building positive everyday money habits from day one. Since launch, Spriggy has welcomed over 1,000,000 members. Plus, kids who are over 13 get to activate SPRK mode in app, which gives them a BSB and account number and acting as their first real bank account!
Opening account costs about $60 a year ($5 a month) for one child. For 2 or more children (up to 6), you'll pay $78 a year ($6.50 a month). Also keep in mind that there is $10 cancellation fee. If your child is planning on using their card international, there will also be a 3.5% conversion fee.
To learn more check out our comprehensive Spriggy review.
An Australian superapp designed for easier money management and payment processing.
Bano's Visa card is a prepaid card that offers up to 1.8% cashback on all of your purchases. You can opt for digital and physical cards, and if you opt for the physical, in-app customisation is available.
Split the bill with ease in the Bano app by sending, requesting and receiving money amongst friends. If you and your friends all use the Bano bill-splitting option for your transaction, you may be eligible to receive up to 20% cashback.
Send and receive money across 37 currencies (and growing!), with links to banks in 180 countries. Currency conversions are only subject to the applicable exchange rate, and you are able to carry multiple currencies at once - which could make this a great choice for travel.
Bano is an Australian "super app" fintech, combining your payment and money management needs into one place.
To find out more, read our full Bano review.
A digital spin on pocket money and spending for Aussie kids.
Allow your kids to make their own purchases in-person or online with a customisable Prepaid Mastercard or wearable band, both of which can be topped up by parents through the ZAAP mobile app.
Have full visibility of your kids' transactions and their card balance with the Parent Wallet in the ZAAP app. Transfer money instantly from the Parent Wallet to the Child Account if needed, or set up recurring transfers for pocket money each week.
Create a savings goal and help your kids hit their target with one-off payments or scheduled transfers into the dedicated Savings Wallet in the ZAAP app.
Launched in 2019, ZAAP is one of the first Australian fintechs to create a purpose-built money tool for Australian kids and parents. To find out more check out our comprehensive ZAAP review.
Organise your money effortlessly. Earn interest on your savings. Sign up in under 3 minutes.
No monthly fees and earn up to 4.35% p.a. interest when you make 5 purchases per month with your Up or 2Up debit card, Apple Pay, Google Pay, or other digital wallets. Make unlimited withdrawals and transactions. Savings round-up functionality to help you save for your goals. Plus voice banking with Siri to check balances or transfer funds.
Built-in budgeting including: weekly spending notifications, time and location stamps so that you can track where and when you spend your money, optional account balance notifications with each transaction.
Up cards work around the world, pay no international purchase fees or overseas ATM withdrawal fees, get great exchange rates and instant purchase notifications in AUD.
Founded in 2017, Up now has over 300,000 Australian customers. Up is backed by Bendigo and Adelaide Bank in banking, and Mastercard in payments. Deposits provided through the Up apps are protected by the Financial Claims Scheme, up to $250,000 per person.
To learn more read our comprehensive Up Bank review.
Simple online lending at your fingertips from one of Australia’s emerging fintechs.
Upgrade your car or renovate your kitchen with an Alex Personal Loan. Borrow up to $30,000 with rates starting from 11.99% (11.99% comparison rate*) and no ongoing fees. 1 to 5 year loan terms available.
Why walk into a branch when you can apply for a loan at home, on your smartphone or laptop? Alex has even streamlined the application process so you can be done in as little as three minutes.
Alex Bank also offers a savings account, though this is currently in limited release and available via invite only. If you're interested, you can put your name on the waiting list to receive updates.
Alex is an online lender and neobank. Founded in 2018 and based in Brisbane, Alex offers personal loan and savings products that are light on fees and quick to sign up for.
Like to learn more? Check out our full Alex review.
Australia’s first SME-focused challenger bank offering business loans as well as personal term deposits.
Earn up to 5.20% p.a for a 5-year term. Minimum $1000 deposit. 0.10% loyalty bonus on top of standard annual rate if you reinvest your balance in another term deposit once it's reached maturity. Deposits up to $250,000 covered under govt financial claims scheme. 3 month to 5 year terms available.
Judo provides business lending solutions for small to medium-sized businesses. Borrow from $250,000. Equipment loans, finance lease, business and line of credit loans.
As a Judo Bank customer you’ll get your own dedicated business banker who gets to know you and the funding needs of your business.
Built to be fast and nimble, Judo Bank is Australia’s first SME-focussed challenger bank. Founded in 2016 and headquartered in Melbourne, it now employs over 140 people.
To learn more, read our comprehensive Judo Bank review.
100% mobile, no fees and money management and insights at your fingertips.
Be one of the first 10,000 users to sign up and you’ll lock in exclusive benefits for the life of your account. Perks include early access to new features and updates, a limited issue Hay Card and much more.
No foreign exchange fees, no international transaction fees and up to $500 fee free international ATM withdrawals per month. Hay’s app unique travel mode automatically detects when you head overseas and gives you crystal clear insights of how your account balance is tracking in local currencies.
From real time spending notifications to monthly summaries that show you how much you’ve spent, where and what on, Hay’s simple interface turns your day-to-day spending into useful visualised insights that help you to stay in control of your money.
Founded in 2018, Hay is a Sydney-based fintech on the verge of getting its Restricted Authorised Deposit-taking Institution (RADI) Licence which would put it on the path to becoming a fully-fledged Australian bank. Hay's waitlist is open now, so early adopters can sign up to become a founding member and one of the first to get access to the prepaid card, account and Hay app.
To learn more, read our comprehensive Hay review.
A smart bank account helping you be financially healthy.
Whether its paying bills or travelling across the globe, Douugh helps you to manage payments, get visibility of where and how much you’re spending. The Douugh Mastercard debit can be used around the world and is Apple Pay enabled.
From spending insights to automated savings jars to help you reach your money goals, Douugh’s money assistant, Sophie, will make it easy for you to track and take the stress out of managing your money.
Set spending targets per category. Get real time alerts to help you stay focussed on your goals.
Douugh’s mission is to create a financially healthier world. It was founded in 2016, by the co-founder of Australia’s first peer-to-peer lender, Society One.
To learn more, read our comprehensive Douugh review.
Travel the globe with a Pelikin prepaid card. Track your spending via the smart money app. Sign up in as little as 3 minutes.
Use the Pelikin card in over 200 countries around the world, hold up to 5 currencies, no overseas ATM fees when you withdraw over $200 AUD. No minimum load amounts or load fees. Global in-app chat support.
The Pelikin app tracks your spending in all currencies. Get instant spend notifications so that you can keep track of your account balance.
Split bill function and in-app instant transfers to pay friends and/or receive payments on the spot. Freeze and unfreeze your card if you lose it or find it again.
Pelikin is an app-based fintech from Melbourne with a goal of changing the way that Australian travellers manage their money while overseas. The Pelikin travel card is issued by Heritage Bank.
To learn more, read our comprehensive Pelikin review.
App and prepaid card tailored for student spending and saving across campus.
The QPay prepaid Mastercard can be used wherever Mastercard is accepted. Pay no account fees. Tap and go with purchases under $100.
With each tap or swipe you’ll get cash back rewards. Plus, weekly discounts and offers from QPay partners means you’ve always got an opportunity to save.
Stay on top of your spending and account balance with instant spending alerts.
QPay started out as a student payment app for students that helped them buy merchandise, event tickets and club memberships, and now has its sights set on becoming a banking alternative for millennials.
A kid-first app that aims to give young Australians more ownership over their money.
Set daily limits, block specific merchants, and receive real-time notifications each time your child uses their card.
Kids can create ‘Stacks’ to help them achieve their savings goals. Multiple Stacks can be created, and you’ll be able to transfer money between each.
Set up a ‘PayDay’ for your child to motivate them when completing chores, like helping out with the weekly grocery shop or taking clothes off the line.
Built by x15ventures, which is owned by Commonwealth Bank, the Kit app is packed with tools to help kids visualise their finances, set and achieve goals, and embrace mindful money habits.
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