MoneyPlace personal loans

2.2
Based on 5 MoneyPlace personal loan product reviews.
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If you’re looking for an alternative to taking out a personal loan with a traditional lender, then a peer to peer provider like Melbourne start up MoneyPlace could be a good choice, which connects investors directly with borrowers.

MoneyPlace is a fully licenced peer to peer lender and also has a five year, $60 million strategic relationship with Auswide Bank which kicked off at the end of 2015. Without the costs of branches and bank managers and because it’s run completely online, MoneyPlace is able to offer low cost loans to customers with a good credit rating.

This lender has just recently taken home two 2024 Mozo Experts Choice Awards for both their Secured and Unsecured Personal Loans. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 12 April 2025 Important disclosures and comparison rate warning*

MoneyPlace personal loans

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    6.55 % p.a.
    to
    19.99 % p.a.
    Comparison rate from
    6.55 % p.a.
    to
    21.49 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    Go to site

    Competitive rates depending on credit score. No monthly or early repayment fees. No penalties for paying your loan off sooner. Borrow from $5,000 to $80,000. Your choice of 3, 5 or 7 year terms. One upfront fee applies.

  • Secured Personal Loan

    • Fixed
    Interest rate from
    5.90 % p.a.
    to
    19.19 % p.a.
    Comparison rate from
    6.33 % p.a.
    to
    20.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $310
    Go to site

    Competitive rates depending on credit score. No monthly or early repayment fees. No penalties for paying your loan off sooner. Borrow from $5,000 to $80,000. Your choice of 3, 5 or 7 year terms. You will be given the option to use a vehicle as collateral to secure your loan. One upfront fee applies.

  • New Car Loan

    Interest rate from
    6.29 % p.a.
    to
    19.19 % p.a.
    Comparison rate from
    6.72 % p.a.
    to
    20.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $310
    Go to site

    Competitive rates depending on credit score. No monthly or early repayment fees. No penalties for paying your loan off sooner. Borrow up to $80,000. Your choice of 3, 5 or 7 year terms. One upfront fee applies. Secured by new or ex-demo vehicle.

  • Used Car Loan

    Interest rate from
    6.43 % p.a.
    to
    19.19 % p.a.
    Comparison rate from
    6.86 % p.a.
    to
    20.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $310
    Go to site

    Competitive rates depending on credit score. No monthly or early repayment fees. No penalties for paying your loan off sooner. Borrow up to $80,000. Your choice of 3, 5 or 7 year terms. One upfront fee applies.

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MoneyPlace personal loan ratings

Overall customer rating for MoneyPlace personal loans

2.2
Based on 5 product reviews.

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

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