SureMoney personal loans

SureMoney is a lender offering loans to frontline workers in the emergency services, health, education, and federal and state industry. They operate 100% online, focusing on making the experience seamless for their hard-working customers.

SureMoney offers the following personal loans

Rates and fees verified as correct at 7 May 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate from Comparison rate from Upfront fee
Unsecured Loan (Fixed)

8.75% p.a.to 18.34% p.a.

9.52% p.a.to 19.02% p.a.based on $30,000
over 5 years

$525.00

What personal loans does SureMoney offer?

Unsecured personal loan 

SureMoney offers an unsecured personal loan with a fixed interest rate. Since this loan is unsecured, you don’t need to worry about collateral or risking any of your property should you default on the loan. You can also use it for a multitude of purposes – it can be used for debt consolidation, going on holidays, buying a car, home renovations, and more. With a fixed rate, you know what you’ll be paying the full duration of the loan. Just remember to factor in a monthly service fee and an initial establishment fee, as well as any late fees that might be incurred.


SureMoney features at a glance

  • Flexible repayment options - Choose to repay your loan on a weekly, fortnightly, or monthly basis, depending on what works best for your pay schedule.

  • Simple online application - SureMoney claim their application process is easy and fast, taking place 100% online.

  • No early repayment fee - If you’re the “out of sight, out of mind” type, you can make your payments early without penalty.


How do you apply for a SureMoney personal loan?

To be eligible for a loan with SureMoney, you need to be:

  • Over the age of 18

  • Employed full time 

  • Work in the emergency services (paramedics, firefighters, police, etc), the health industry (doctors, nurses, dentists, surgeons, support workers, psychologists, etc) or the education industry (teachers, principals, librarians, counsellors, child care workers, etc)


Application takes place online. To make it as smooth as possible, you’ll need a few documents readily available. These include:

  • Valid Australian ID

  • Working email address and contact number

  • Bank statements (used to assess your financial status, collected with BankStatements by Illion)


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