Bizcap business loans

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Bizcap is an Australian fintech that positions itself as the country's most open-minded business finance provider. Founded with a focus on supporting small and medium enterprises, Bizcap has funded over $1 billion in loans across more than 25,000 small businesses. Operating primarily through digital channels, this provider has aimed to differentiate itself by offering rapid approvals and taking a more flexible approach to credit assessment than traditional lenders.

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Last updated 2 May 2025 Important disclosures

Bizcap business loans

  • Unsecured Business Loan

    Business Loans from $5,000 to $5,000,000 with high approval rates. Access to funds on loans up to $500,000 in as little as 3 hours. Cash flow friendly repayments and open minded offers.

    Interest rate
    Upfront fee
    Funding speed
    On Application
    3%, starting at $399
    from 3 hours
    Go to site
    Details

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Business loan quick links

FAQ

How do I apply for a Bizcap Fast Business Loan?

You can apply online through Bizcap's website in under 5 minutes. You'll need:

  • An active ABN
  • Business bank statements
  • Basic business information
  • Personal identification documents
What are the minimum requirements for a Bizcap Fast Business Loan?

To qualify, you must:

  • Have an active Australian Business Number (ABN)
  • Be trading for at least 4 months
  • Have a minimum monthly revenue of $12,000
  • Provide a personal guarantee from directors/shareholders
How quickly can I receive funds from Bizcap?

After approval, funds can be available the same day for Fast Business Loans. Applications can be approved within 3 hours of submission if all required documentation is provided.


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