businessloans.com.au Business Loans

BusinessLoans.com.au is an online lender that offers numerous types of business loans to fulfill your business’ needs. Founded in 2016, BussinessLoans.com.au helps Australian SMEs get the financing they need to help establish and expand their business.

businessloans.com.au business loans - what you need to know

BusinessLoans.com.au provides line of credit loans, secured loans and equipment financing, for a wide range of business needs. We’ve collected some of the important need-to-knows about the different loans they offer, the features, fees, application process and more below.

Go to site

FAQs about businessloans.com.au

How are interest rates determined?

The standard, off the shelf business loan doesn’t allow for your business to get the best interest rate it can. BusinessLoans.com.au makes sure to analyse your business’ finances, operations and intentions, as well as your own personal credit history to determine your rate. Rates also vary depending on the type of business loan you’re getting.

What fees are there?

BusinessLoans.com.au comes with a bunch of fees that vary depending on what loan you’re getting. However all the loans come with a drawdown fee, direct debit fee, late payment fee and if you default there is a daily interest charged on your loan.

How does the BusinessLoans.com.au approval process work?

BusinessLoans.com.au has a quick and easy online application process that starts with you answering simple questions about yourself and your business.

If you are applying for less than $100,000, as well as the application you’ll have to provide:
-6 months worth of bank statements

If you are applying for more than $100,000 as well as the application you’ll also have to provide:

  • -2 years of profit and loss statements
  • -2 years of business ATO portfolio
  • -2 years of aged accounts receivable and payable
  • -2 years of financial statements

What do I need to be eligible?

Businessloans.com.au is interested in making sure every Australian SME gets the funding it needs. That’s why they come with 2 simple requirements:
  • -You need to be an operating business for 9 months
  • -You need to have at least $10,000 monthly turnover


Key features of businessloans.com.au business loans
Line of credit loans

There are many reasons a business might need a line of credit loan, such as for supplementing cash flow or riding out seasonal highs and lows. No matter your reason, BussinessLoans.com.au offers flexible revolving line of credit loans, with quick drawdown, so your business can always have access to the funds it needs, when it needs them.

Secured Loan

BusinessLoans.com.au’s secured loans let you use the assets you already have as collateral to get yourself a better interest rate on your business loan.

Equipment financing

If you need financing for machinery, computers or a new point of sale system, then BusinessLoans.com.au’s loan for business equipment is a good place to look. This loan provides rates and fees tailored for equipment financing, as well as having term periods of 3 - 5 years.

Allows borrowing of $5,000 - $500,000

Whether you need a little extra to get you through the slow months, or a hefty sum to push your business to that next level, BusinessLoans.com.au has a loan to suit, with loans available for $5,000 - $500,000.

Terms from 3 months to 5 years

With flexible terms of 3 months to 5 years, (dependent on loan type), it’s hard to imagine you’ll be clamouring for a couple of extra weeks or wishing you could agree to a faster repayment schedule.

24 hour funding

When you apply for a loan, you probably want to get the money ASAP. BusinessLoans.com.au doesn’t make you wait. They provide your business with financing it needs in as little as 24 hours after you apply, allowing you to get you business goals underway straight away.

Customer Service

Having someone to talk to about your loan can be really important in maintaining your peace of mind. BusinessLoans.com.au have numerous Relationship Managers you can get in contact with to discuss any aspect of your loan, to help you have full confidence in your loan at all times.