Citi Plus Transaction Account

$0.00

Citibank

Debit Mastercard

Citi Plus Transaction Account Review

Rates and fees information correct as at 23 April 2018.

Review published: 31 October 2011

What's hot:

  • Mozo Experts Choice Awards winner 2018

  • No minimum or ongoing balance requirements

  • Fee free overseas ATM withdrawals and purchases

What's not:

  • Account earns no interest

Mozo snapshot:

The Citi Plus account is the go-to bank account for overseas travel with fee free overseas ATM and point of sale purchases. You can still enjoy fee free banking in Australia with no monthly account fee and free ATM withdrawals within the Citi ATM network. Topping things off, when you dine at a Citi Dining program partner restaurant you'll get a free bottle of award-winning wine. Now do you see why it was awarded a Mozo Experts Choice Award for Exceptional Everyday Account?

Key features:

The Citi Plus Transaction Account comes with a Debit MasterCard which is accepted anywhere MasterCard is accepted. It can be used for instore or online purchases, and for cash withdrawals at ATMs around the globe and what's more this is fee free.

There is no monthly account fee and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.

Funds in the Citi Plus account can be accessed through online, phone, mobile and Citi branches and ATMs. In Australia fee free ATM withdrawals can be made through Citi, Westpac, St George, Bank of Melbourne and Bank SA ATMs.

If you're an expat or planning on travelling for extended periods the Citi Plus account lets you transfer money globally to any bank account worldwide for free or to an overseas Citi account instantly.

Who it's good for:

Gourmands to gourmet travellers who want easy and free access to their money when out enjoying life!

Any catches?

The Citi Plus account is a great bank account and Debit MasterCard for fee free banking but like most everyday bank accounts it pays no interest so keep your cash in a high interest linked savings account and transfer money across as needed.

How are Citi bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.6

Based on 44
Citi bank accounts reviews

7.2 6.7 6.1 6.0 6.9

Read Citi bank account reviews by the Mozo community

Latest reviews of Citi Plus Transaction Account

Citi

Citi Plus Transaction Account bank account review

Overall rating   3 / 10

Poor account security, competitive exchange rates.

Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.

Full review

Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.

    Price   8 / 10

    Features   8 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   0 / 10

Less

Claire (VIC), reviewed 3 months ago

Citi

Citi Plus Transaction Account bank account review

Overall rating   9 / 10

Great for overseas transactions

I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont...

Full review

I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elliot (SA), reviewed about 2 years ago

Citi

Citi Plus Transaction Account bank account review

Overall rating   8 / 10

Great account, no fees and great app!

Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.

Full review

Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

James (SA), reviewed about 2 years ago

Citi

Citi Plus Transaction Account bank account review

Overall rating   10 / 10

Perfect for overseas travel!

Love it as there are no account fees and no international ATM fees!

Full review

Love it as there are no account fees and no international ATM fees!

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jenna (SA), reviewed about 2 years ago

Citi

Citi Plus Transaction Account bank account review

Overall rating   9 / 10

I would surely recommend it!

I've been a Citibank client for 7 years. Their service is excellent and I'm very very happy with all the products I have with them. I would surely recommend it!

Full review

I've been a Citibank client for 7 years. Their service is excellent and I'm very very happy with all the products I have with them. I would surely recommend it!

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Angela (WA), reviewed about 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and Debit MasterCard purchases

  • $0.00

  • Citibank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $0.00

  • $0.00

  • 0%

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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