Citi Plus Transaction Account

$0.00

PayID, Samsung Pay

0% p.a.

Citi Plus Transaction Account

$0.00

PayID, Samsung Pay

0% p.a.

Mozo Review
Details
Customer Reviews
Similar accounts
Mozo Review
Details
Customer Reviews
Similar accounts

Mozo Review   Citi Plus Transaction Account Review

Last updated: 20 February 2020.

What's hot:

  • Multiple Mozo Experts Choice Awards winner 2020

  • $0 ATM and purchase fees

  • No minimum or ongoing balance requirements

What's not:

  • $1,000 daily ATM withdrawal limit

Mozo snapshot:

The Citi Plus account is the go-to bank account for overseas travel, charging no fees for overseas ATM and point of sale purchases. When banking in Australia, you'll still be able to enjoy no monthly account fee and free ATM withdrawals within the Citi ATM network. Topping things off, when you dine at a Citi Dining program partner restaurant you'll get a free bottle of award-winning wine. 

Now do you see why it was awarded a 2020 Mozo Experts Choice Award for best Exceptional Everyday Account, as well as a 2019 Award for best Travel Debit Card Award. 

Key features:

The Citi Plus Transaction Account comes with a Debit MasterCard which is accepted anywhere MasterCard is accepted. It can be used for in-store or online purchases and for cash withdrawals at ATMs around the globe; what's more, you won't have to pay any fees for these overseas purchases or withdrawals. 

There is no monthly account fee and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.

Funds in the Citi Plus account can be accessed through online, phone, mobile and Citi branches and ATMs. In Australia, you won't be charged for ATM withdrawals made through Citi, Westpac, St George, Bank of Melbourne and Bank SA ATMs.

If you're an expat or planning on travelling for extended periods overseas, the Citi Plus account lets you transfer money globally to any bank account worldwide for free or to an overseas Citi account instantly.

Who it's good for:

Gourmands to gourmet travellers who want easy and free access to their money when out enjoying life!

Any catches?

The Citi Plus account is a great bank account and Debit MasterCard for avoiding pesky fees while banking, but like most everyday bank accounts, it pays no interest so keep your cash in a high interest linked savings account, like Citi's Online Saver, and transfer money across as needed.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees

  • $0.00

  • n/a

  • Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and Debit MasterCard purchases

  • $0.00

  • Citibank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $0.00

  • $0.00

  • 0%

Payment options

PayID, Samsung Pay

Customer Reviews

How are Citi bank accounts rated by the Mozo community?

Overall customer rating
6.7/10

Based on 118 Citi bank account reviews

Price
7.1/10
Features
6.7/10
Customer service
6.3/10
Convenience
6.0/10
Trust
6.8/10

Latest reviews of Citi Plus Transaction Account

  • Overall 4/10
    They are not consistent with their answers

    Every time I call them I get different responses to the same question. They lie to get you to accept their product.

    Read full review

    Every time I call them I get different responses to the same question. They lie to get you to accept their product.

    Price
    2/10
    Features
    4/10
    Customer service
    4/10
    Convenience
    4/10
    Trust
    2/10
    Less
    Julie, Queensland reviewed over 1 year ago
  • Overall 3/10
    Poor account security, competitive exchange rates.

    Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.

    Read full review

    Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.

    Price
    8/10
    Features
    8/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    0/10
    Less
    Claire, Victoria reviewed about 2 years ago
  • Overall 9/10
    Great for overseas transactions

    I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.

    Read full review

    I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.

    Price
    10/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Elliot, South Australia reviewed almost 4 years ago
  • Overall 8/10
    Great account, no fees and great app!

    Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.

    Read full review

    Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.

    Price
    10/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    James, South Australia reviewed almost 4 years ago
  • Overall 10/10
    Perfect for overseas travel!

    Love it as there are no account fees and no international ATM fees!

    Read full review

    Love it as there are no account fees and no international ATM fees!

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Jenna, South Australia reviewed about 4 years ago
Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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