Citi logo

Citi Plus Transaction Account

Advertiser disclosure
Account fee
$0.00
Payment options
PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Citi Plus Transaction Account

Last updated: 11 February 2021.

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What's hot
  • 2021 Mozo Experts Choice Award
  • $0 ATM and purchase fees
  • Travel-friendly features
What's not
  • $1,000 daily ATM withdrawal limit
Mozo snapshot

The Citi Plus Transaction Account is a go-to option for overseas travel, as there are no fees for overseas ATM withdrawals or purchases. There's also no monthly account fee, as well as free ATM withdrawals when using the Citi ATM network in Australia. Topping things off, when you dine at a Citi Dining program partner restaurant, you'll get a free bottle of award-winning wine. 

Given all that, it's hardly surprising that Citi's account stood out in the 2021 Mozo Experts Choice Awards as a winner in the Exceptional Everyday Account category.

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Key features

The Citi Plus Transaction Account comes with a Debit Mastercard which is a ready made travel companion as it can be used for in-store or online purchases and to make cash withdrawals at ATMs around the world. What's more, Citi doesn't charge  fees for these overseas purchases or withdrawals. 

There's also no monthly account fee to worry about, and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.

Funds in the Citi Plus account can be accessed and managed via the Citi smartphone app, the Citi website, over the phone or in a Citi branch. Account holders can also use Citi's ATM network in Australia without charge, as well as the ATMs from Australia's four major banks.

If you're an expat or planning on travelling for extended periods overseas, the Citi Plus Transaction Account lets you transfer money globally to any bank account worldwide for free, or to an overseas Citi account instantly.

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Who is it good for

The Citi Plus Transaction Account could be a low-cost, feature-rich bank account option for gourmands to gourmet travellers who want easy access to their money wherever they are in the world.

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Any catches

The Citi Plus Transaction Account could be a great bank account for avoiding pesky fees, but like most everyday bank accounts it pays no interest, so it may be worth keeping the bulk of your cash in a linked savings account like Citi's Online Saver.

Details

Rates and fees information correct as at 23 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and Debit MasterCard purchases

  • $0.00

  • Citibank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

PayID, Samsung Pay

Customer Reviews

How are Citi bank accounts rated by the Mozo community?

Overall
6.7/10
Price
7.2/10
Features
6.7/10
Customer service
6.4/10
Convenience
6.0/10
Trust
6.8/10

Latest reviews of Citi Plus Transaction Account

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About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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