The Citi Plus account is the go-to bank account for overseas travel, charging no fees for overseas ATM and point of sale purchases. When banking in Australia, you'll still be able to enjoy no monthly account fee and free ATM withdrawals within the Citi ATM network. Topping things off, when you dine at a Citi Dining program partner restaurant you'll get a free bottle of award-winning wine.
Now do you see why it was awarded a 2020 Mozo Experts Choice Award for best Exceptional Everyday Account, as well as a 2019 Award for best Travel Debit Card Award.
The Citi Plus Transaction Account comes with a Debit MasterCard which is accepted anywhere MasterCard is accepted. It can be used for in-store or online purchases and for cash withdrawals at ATMs around the globe; what's more, you won't have to pay any fees for these overseas purchases or withdrawals.
There is no monthly account fee and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.
Funds in the Citi Plus account can be accessed through online, phone, mobile and Citi branches and ATMs. In Australia, you won't be charged for ATM withdrawals made through Citi, Westpac, St George, Bank of Melbourne and Bank SA ATMs.
If you're an expat or planning on travelling for extended periods overseas, the Citi Plus account lets you transfer money globally to any bank account worldwide for free or to an overseas Citi account instantly.
Gourmands to gourmet travellers who want easy and free access to their money when out enjoying life!
The Citi Plus account is a great bank account and Debit MasterCard for avoiding pesky fees while banking, but like most everyday bank accounts, it pays no interest so keep your cash in a high interest linked savings account, like Citi's Online Saver, and transfer money across as needed.
Balances from $0: 0.00% p.a.
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Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and Debit MasterCard purchases
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Citibank
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$1,000.00
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PayID, Samsung Pay
I like that they have international transaction fee free.
Read full reviewI like that they have international transaction fee free.
Every time I call them I get different responses to the same question. They lie to get you to accept their product.
Read full reviewEvery time I call them I get different responses to the same question. They lie to get you to accept their product.
Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.
Read full reviewPoor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.
I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.
Read full reviewI use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.
Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.
Read full reviewGreat account with low fees, only downside is lack of branches but the app is great so I don't worry about this.
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
