The Citi Plus Transaction Account is a go-to option for overseas travel, as there are no fees for overseas ATM withdrawals or purchases. There's also no monthly account fee, as well as free ATM withdrawals when using the Citi ATM network in Australia. Topping things off, when you dine at a Citi Dining program partner restaurant, you'll get a free bottle of award-winning wine.
Given all that, it's hardly surprising that Citi's account stood out in the 2021 Mozo Experts Choice Awards as a winner in the Exceptional Everyday Account category.
The Citi Plus Transaction Account comes with a Debit Mastercard which is a ready made travel companion as it can be used for in-store or online purchases and to make cash withdrawals at ATMs around the world. What's more, Citi doesn't charge fees for these overseas purchases or withdrawals.
There's also no monthly account fee to worry about, and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.
Funds in the Citi Plus account can be accessed and managed via the Citi smartphone app, the Citi website, over the phone or in a Citi branch. Account holders can also use Citi's ATM network in Australia without charge, as well as the ATMs from Australia's four major banks.
If you're an expat or planning on travelling for extended periods overseas, the Citi Plus Transaction Account lets you transfer money globally to any bank account worldwide for free, or to an overseas Citi account instantly.
The Citi Plus Transaction Account could be a low-cost, feature-rich bank account option for gourmands to gourmet travellers who want easy access to their money wherever they are in the world.
The Citi Plus Transaction Account could be a great bank account for avoiding pesky fees, but like most everyday bank accounts it pays no interest, so it may be worth keeping the bulk of your cash in a linked savings account like Citi's Online Saver.
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PayID, Samsung Pay
I like that they have international transaction fee free.
Read full reviewI like that they have international transaction fee free.
Every time I call them I get different responses to the same question. They lie to get you to accept their product.
Read full reviewEvery time I call them I get different responses to the same question. They lie to get you to accept their product.
Poor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.
Read full reviewPoor account security, I have been victim to fraudulent transactions multiple times. Great international currency exchange rates.
I use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.
Read full reviewI use this account as my overseas transaction account. I must have saved a lot of money through this. I'm very rarely charged atm fees and they don't charge currency conversion fees. Using this card in Australia is fine too although they dont have branches in Adelaide which is a bit annoying.
Great account with low fees, only downside is lack of branches but the app is great so I don't worry about this.
Read full reviewGreat account with low fees, only downside is lack of branches but the app is great so I don't worry about this.
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