American Express Platinum Card (Membership Rewards) card image

David Jones American Express Platinum Card

Advertiser disclosure

The details shown below are for a card with Membership Rewards

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

  • American Express Platinum Card (Membership Rewards)

    Rewards: Membership Rewards

  • American Express Platinum Card (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

Purchase rate
0% p.a. for 12 months then 20.74% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44
Go to site
Purchase rate
0% p.a. for 12 months then 20.74% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44
Go to site

Mozo editorial review David Jones American Express Platinum Card - last updated: 22 October 2021

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What's hot
  • 4 Membership Reward Points per $1 spent at David Jones
  • 3 Membership Reward Points per $1 spent at major supermarkets and petrol stations
  • 70,000 Membership Reward Points or 35,000 Qantas Points (conditions apply)
  • 0% on purchases for 12 months (excluding DJ Plans)
What's not
  • $295 annual fee
Mozo snapshot

For frequent shoppers of David Jones, the David Jones American Express Platinum Card comes with a whole lot of bonuses and perks, like priority appointments at David Jones Personal Shopping Suites, and 4 Membership Reward Points per $1 spent at David Jones. Also, to help you kick off your reward points earning, you can earn 70,000 Membership Reward Points or 35,000 Qantas Points if you're approved and spend $1,500 at retailers excluding David Jones within the first three months (available to new Card Members only, offer end 9 February 2022).




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Key features

There are two options to choose from when you sign up for a David Jones American Express Platinum Card: Membership Rewards or Qantas Frequent Flyer. The main difference between the two is that the Qantas Frequent Flyer option lets you automatically convert your points earned into Qantas Frequent Flyer Points.

While the David Jones American Express Platinum Card acts and works much like a regular rewards card, its huge advantage is that it provides unique rewards specifically for David Jones shoppers.

Talking points, if you choose the Membership Rewards option you can score a huge 4 Membership Reward Points per $1 spent at David Jones. To sweeten the deal even further, you’ll receive 3 Membership Reward Points per $1 spent at major supermarkets and petrol stations, and 1 Membership Reward Point per $1 spent everywhere else.

On the other hand, if you opt for the Qantas Frequent Flyer option you'll earn a bumper 2 Qantas points per $1 spent at David Jones, 1.5 points per $1 spent at major supermarkets and petrol stations, and 1 point per $1 spent everywhere else.

To help you dive in the deep end of points earning, you’ll also have the chance to earn 70,000 Membership Reward Points points or 35,000 Qantas Points when you're approved and spend $1,500 at retailers excluding David Jones within the first three months (available to new Card Members only, offer end 9 February 2022). Plus, you'll receive $150 in credit when you spend $150 at David Jones both in-store and online by 31 December 2021.

You can redeem all your hard-earned points to purchase things online at davidjones.com, receive gift cards, book flights and more.

The card also comes with a number of other perks, such as an extra 90 days purchase protection, online fraud protection and up to four additional cardholders for free. Plus, you'll have the choice of receiving no interest for 12 months when you spend $500 or more in a single transaction, or no interest for 60 months when you spend $1,000 or more in a single transaction at David Jones, online or in-store. 






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Who is it good for

The obvious answer here is: people who frequently shop at David Jones and are interested in the exclusive benefits that this card awards, but anyone that usually uses their card when grocery shopping and buying petrol will find themselves racking up points rather quickly.

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Any catches

While certainly not the worst on the market by any means, the $295 annual fee is worth keeping in mind, so make sure you’ll get enough value out of the perks to justify the price tag.

Rewards program details

Rates and fees information correct as at 26 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

20,000 points

$100 Cash

20,000 points

Points earning

1 point per dollar on Amex, uncapped

Rewards scheme

You can redeem your points for Gift Cards including David Jones and many other retailers; travel through our range of partners including Webjet; entertainment; merchandise or even a credit on your account.

Flights may be redeemed via Velocity Frequent Flyer

4 points per $1 spent at David Jones and 3 points per $1 spent at major supermarkets and petrol stations.

Complimentary access up to two single entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1.

Special offers

Receive 70,000 bonus Membership Reward Points when you apply online by 9 February 2022, are approved and spend $1,500 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.

Value of rewards points

Spend $20,000 (AmEx)

Spend $20,000 (AmEx)

Spend $15,600 (AmEx)

Spend $212,000 (AmEx)

Uncapped

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates

20.74% p.a.

0% p.a. for 12 months

No current offer

none

none

44

Fees

$295.00

none

none

none

$30.00

none

3.00%

$10.00

$7.00

$0.00

Features

$30.00

2.5

4

none

Payment options

Apple Pay, Google Pay, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection,
Account alerts by SMS

Other benefits

Receive David Jones $150 credit when you spend $150 at David Jones in-store or online by 31 December 2021.

Rewards program details

Rates and fees information correct as at 26 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

19,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Amex, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer Program.

All rewards are redeemed via Qantas Frequent Flyer

2 points per $1 spent at David Jones and 1.5 points per $1 spent at major supermarkets and petrol stations.

Complimentary access up to two single entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1.

Special offers

Receive 35,000 bonus Qantas Points when you apply online by 9 February 2022, are approved and spend $1,500 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.

Value of rewards points

Spend $38,020 (AmEx)

Spend $16,000 (AmEx)

Spend $220,800 (AmEx)

Uncapped

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates

20.74% p.a.

0% p.a. for 12 months

No current offer

none

none

44

Fees

$295.00

none

none

none

$30.00

none

3.00%

$10.00

$7.00

$0.00

Features

$30.00

2.5

4

none

Payment options

Apple Pay, Google Pay, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection,
Account alerts by SMS

Other benefits

Receive David Jones $150 credit when you spend $150 at David Jones in-store or online by 31 December 2021.

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