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David Jones American Express Platinum Card

The details shown below are for a card with Membership Rewards

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

  • American Express Platinum Card (Membership Rewards)

    Rewards: Membership Rewards

  • American Express Platinum Card (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44
Go to site
Purchase rate
20.74% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44

Mozo editorial review David Jones American Express Platinum Card

Last updated: 15 May 2020.

binocular icon
What's hot
  • 4 Membership Reward Points per $1 spent at David Jones
  • 3 Membership Reward Points per $1 spent at major supermarkets and petrol stations
  • 30,000 Membership Reward Points or 15,000 Qantas Points (conditions apply)
What's not
  • $295 annual fee
Mozo snapshot

For frequent shoppers of David Jones, the David Jones American Express Platinum Card comes with a whole lot of bonuses and perks, like priority appointments at David Jones Personal Shopping Suites, and 4 Membership Reward Points per $1 spent at David Jones. Also, to help you kick off your reward points earning, you can earn 30,000 Membership Reward Points or 15,000 Qantas Points if you're approved and spend $750 at retailers excluding David Jones within the first three months (new Card Members only).




key icon
Key features

There are two options to choose from when you sign up for a David Jones American Express Platinum Card: Membership Rewards or Qantas Frequent Flyer. The main difference between the two is that the Qantas Frequent Flyer option lets you automatically convert your points earned into Qantas Frequent Flyer Points.

While the David Jones American Express Platinum Card acts and works much like a regular rewards card, its huge advantage is that it provides unique rewards specifically for David Jones shoppers.

First up, you'll have your choice of 12 months interest free with no deposit when you spend $500 or more on your card, in one transaction; or 60 months interest free with no deposit when you spend $1,000 or more on your card, in one transaction, across all departments in store or online at David Jones. 

Additionally, you'll also have the Three Months Pay Later Option, allowing deferred payment for 3 months when you spend $50 or more on your card, in one transaction, across all departments in store or online at David Jones.

Talking points, if you choose the Membership Rewards option you can score a huge 4 Membership Reward Points per $1 spent at David Jones. To sweeten the deal even further, you’ll receive 3 Membership Reward Points per $1 spent at major supermarkets and petrol stations, and 1 Membership Reward Point per $1 spent everywhere else.

On the other hand, if you opt for the Qantas Frequent Flyer option you'll earn a bumper 2 Qantas points per $1 spent at David Jones, 1.5 points per $1 spent at major supermarkets and petrol stations, and 1 point per $1 spent everywhere else.

To help you dive in the deep end of points earning, you’ll also have the chance to earn 30,000 Membership Reward Points points or 15,000 Qantas Points when you're approved and spend $750 at retailers excluding David Jones within the first three months (new Card Members only).

You can redeem all your hard-earned points to purchase things online at davidjones.com, receive gift cards, book flights and more.

The card also comes with a number of other perks, such as an extra 90 days purchase protection, online fraud protection and up to four additional cardholders for free. Plus, you'll have the choice of receiving no interest for 12 months when you spend $500 or more in a single transaction, or no interest for 60 months when you spend $1,000 or more in a single transaction at David Jones, online or in-store. 






snapshot
Who is it good for

The obvious answer here is: people who frequently shop at David Jones and are interested in the exclusive benefits that this card awards, but anyone that usually uses their card when grocery shopping and buying petrol will find themselves racking up points rather quickly.

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Any catches

While certainly not the worst on the market by any means, the $295 annual fee is worth keeping in mind, so make sure you’ll get enough value out of the perks to justify the price tag.

Rewards program details

Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

13,500 points

$100 Cash

14,500 points

Points earning

1 point per dollar on Amex, uncapped

Rewards scheme

You can redeem your points for Gift Cards including David Jones and many other retailers; travel through our range of partners including Webjet; entertainment; merchandise or even a credit on your account.

Flights may be redeemed via Velocity Frequent Flyer

4 points per $1 spent at David Jones and 3 points per $1 spent at major supermarkets and petrol stations.

Complimentary access up to two single entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1.

Special offers

Receive 30,000 bonus Membership Reward Points when you apply online, are approved and spend $750 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.

Value of rewards points

Spend $14,500 (AmEx)

Spend $13,500 (AmEx)

Spend $15,600 (AmEx)

Spend $239,200 (AmEx)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 20.74% p.a.

  • none

  • No current offer

  • none

  • none

  • 44

Fees
  • $295.00

  • none

  • none

  • none

  • $30.00

  • none

  • 3.00%

  • $10.00

  • $7.00

  • $0.00

Features
  • $30.00

  • 2.5

  • 4

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection,
Account alerts by SMS

Rewards program details

Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

18,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Amex, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer Program.

All rewards are redeemed via Qantas Frequent Flyer

2 points per $1 spent at David Jones and 1.5 points per $1 spent at major supermarkets and petrol stations.

Complimentary access up to two single entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1.

Special offers

Receive 15,000 bonus Qantas Points when you apply online, are approved and spend $750 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.

Value of rewards points

Spend $36,020 (AmEx)

Spend $16,000 (AmEx)

Spend $220,800 (AmEx)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 20.74% p.a.

  • none

  • No current offer

  • none

  • none

  • 44

Fees
  • $295.00

  • none

  • none

  • none

  • $30.00

  • none

  • 3.00%

  • $10.00

  • $7.00

  • $0.00

Features
  • $30.00

  • 2.5

  • 4

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection,
Account alerts by SMS

Customer Reviews

How are David Jones credit cards rated by the Mozo community?

Overall customer rating
5.4/10
Price
4.4/10
Features
6.1/10
Customer service
6.2/10
Convenience
5.5/10
Trust
5.5/10

Latest reviews of David Jones American Express Platinum Card

  • Overall 7/10
    Competitive AMEX.

    Pro: Can convert to many airlines frequent flyer points Cons: Not readily accepted by many merchants Points are not 1:1 with other partner airlines Annual fee required

    Read full review

    Pro: Can convert to many airlines frequent flyer points Cons: Not readily accepted by many merchants Points are not 1:1 with other partner airlines Annual fee required

    Price
    5/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    6/10
    Less
    Ann, Victoria reviewed 8 months ago
  • Overall 9/10
    access to David Jones discounts

    Convenient

    Read full review

    Convenient

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Phisith, New South Wales reviewed about 5 years ago
  • Overall 0/10
    THE WORST CUSTOMER SERVICE

    On the 21st of January I took a work lunch break to go and buy my wife her 30th present for the amount of $2,500 and at POS the transaction was declined. A second attempt was made as I am well aware of my account balance and it was also declined. I made a call for the first time to AMEX CS and setup my pin then was waiting for 7.5 minutes and was hung up on. A second call was made and got through to a team member who informed me that the account was under review and they need a specialist to call me back. I explained the circumstances of being at POS and on my work lunch break; I was told it would be 15 minutes, which I accepted. 45 minutes later with no phone call I made my 3rd call, I was then informed my mobile was incorrect and someone will call me back, I stressed the urgency and was "promised' a return phone call will be made in 5 minutes. 30 minutes later I still did not receive that phone call. 4th call was made fuming with frustration I was told they are trying to speak to the primary cardholder for 'verification' as this was an abnormal transaction. I explained that I have made tens of thousands of dollars worth of transactions and yet this was abnormal? If I knew this from the beginning I wouldn't be sitting here 3 hours into my break from work and could have asked my wife to make the call with precaution as I was buying her birthday present. Furthermore I then asked to speak to a manager and was informed "we do not have a manager her for you to speak to but we will have someone call you? Another call back? I said fine, no phone call was made. During this time my wife picked up the call before I could get to her to find she found the place of purchase, the amount and now knowing what I had purchased for her 30th birthday. My wife is furious and demanded the representative an answer as to how the transaction is abnormal knowing all previous purchases and the only response received was "hahaha sorry, I will arrange someone to call him in an hour?". My wife responded with "an hour? Are you kidding?". It was agreed a call back would be made in 5 mins. No call back received. I went back to work having to pay for an unnecessary cab ride and to explain to my boss the reason, which was deemed as unacceptable. I am now dealing with surcharges to direct debits as this account "being under review" has caused the direct debits to be declined. My wife now knows her 30th birthday present. I was lied on 4 occasions and my wife was lied to on the one call she made. Today is the 26th Jan, 5 days after the purchase now having to work on weekends to make up the lost time, I was informed that there is no management in customer service for me to speak to or was that a lie also? and worst of all I still haven't received that call.. Working in the digital media industry myself I will pursue every avenue to voice my opinion and experience with AMEX CS received, my previous work colleagues at Fairfax Media now have great interest and I will soon pursue this issue with the ombudsman for loss of work, unnecessary costs of organising a cab ride back to work due to the excessive time this event had caused, promising multiple call backs? no management for me to speak to? the expectation of AMEX to block accounts without probable reason and expect to wait for their customers to call them? Ruining my wife's 30th birthday present? I am lost for words..

    Read full review

    On the 21st of January I took a work lunch break to go and buy my wife her 30th present for the amount of $2,500 and at POS the transaction was declined. A second attempt was made as I am well aware of my account balance and it was also declined. I made a call for the first time to AMEX CS and setup my pin then was waiting for 7.5 minutes and was hung up on. A second call was made and got through to a team member who informed me that the account was under review and they need a specialist to call me back. I explained the circumstances of being at POS and on my work lunch break; I was told it would be 15 minutes, which I accepted. 45 minutes later with no phone call I made my 3rd call, I was then informed my mobile was incorrect and someone will call me back, I stressed the urgency and was "promised' a return phone call will be made in 5 minutes. 30 minutes later I still did not receive that phone call. 4th call was made fuming with frustration I was told they are trying to speak to the primary cardholder for 'verification' as this was an abnormal transaction. I explained that I have made tens of thousands of dollars worth of transactions and yet this was abnormal? If I knew this from the beginning I wouldn't be sitting here 3 hours into my break from work and could have asked my wife to make the call with precaution as I was buying her birthday present. Furthermore I then asked to speak to a manager and was informed "we do not have a manager her for you to speak to but we will have someone call you? Another call back? I said fine, no phone call was made. During this time my wife picked up the call before I could get to her to find she found the place of purchase, the amount and now knowing what I had purchased for her 30th birthday. My wife is furious and demanded the representative an answer as to how the transaction is abnormal knowing all previous purchases and the only response received was "hahaha sorry, I will arrange someone to call him in an hour?". My wife responded with "an hour? Are you kidding?". It was agreed a call back would be made in 5 mins. No call back received. I went back to work having to pay for an unnecessary cab ride and to explain to my boss the reason, which was deemed as unacceptable. I am now dealing with surcharges to direct debits as this account "being under review" has caused the direct debits to be declined. My wife now knows her 30th birthday present. I was lied on 4 occasions and my wife was lied to on the one call she made. Today is the 26th Jan, 5 days after the purchase now having to work on weekends to make up the lost time, I was informed that there is no management in customer service for me to speak to or was that a lie also? and worst of all I still haven't received that call.. Working in the digital media industry myself I will pursue every avenue to voice my opinion and experience with AMEX CS received, my previous work colleagues at Fairfax Media now have great interest and I will soon pursue this issue with the ombudsman for loss of work, unnecessary costs of organising a cab ride back to work due to the excessive time this event had caused, promising multiple call backs? no management for me to speak to? the expectation of AMEX to block accounts without probable reason and expect to wait for their customers to call them? Ruining my wife's 30th birthday present? I am lost for words..

    Price
    5/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    3/10
    Trust
    0/10
    Less
    Chad, New South Wales reviewed over 5 years ago
David Jones

About David Jones

David Jones is an Australian retailer whose primary business is a chain of premium department stores. In 2008, the company announced it would be launching its own David Jones American Express card, complete with a rewards package for its customers. The David Jones American Express Card is the credit card that turns every dollar you spend into Gift Points, which can then be redeemed for items such as the DJs Gift Card or flights with Qantas and other leading airlines.

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