Easy Street is bringing great value to the table with its Easy Low Rate Visa Credit Card, which boasts the second lowest interest rate on the market to date. It also features a cash advance and balance transfer rate to match, a low $40 annual fee and up to 55 interest free days.
So for spenders looking for the convenience of plastic without the high costs, the 2023 Mozo Experts Choice best Low Rate Credit Card Award winner could be a hard choice to go past.
The Easy Low Rate Visa Credit Card is simple, convenient and cost-effective - just what the budget conscious spender ordered! Its main selling point is the low 8.99% interest rate, which, as the second lowest rate on the market today, is a real advantage.
It also comes with a manageable $40 annual fee, a super low cash advance and balance transfer rate of 8.99%, and the option to snag a fee free additional card. There are some other fees to look out for including the $25 late payment fee, $2.50 cash advance fee, and for online shoppers or frequent travellers, the 3.00% foreign exchange margin.
You’ll be able to access your account via internet banking and the Easy Street smart phone app, plus use payWave to make purchases under $100. As a Visa card, this piece of plastic also offers extra security on your spend through Visa’s Zero Liability policy.
With a rock bottom interest rate and up to 55 interest free days each month, the Easy Low Rate Visa Card is perfect for any savvy shopper looking for a low rate card without any bells and whistles.
Be sure to steer clear of the $25 late payment fee by setting up automatic payments to cover your bill each month.
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8.99% p.a. |
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none |
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0% p.a. for 12 months and then 8.99% p.a. |
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none |
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8.99% p.a. |
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55 |
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$40.00 |
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none |
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none |
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none |
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$25.00 |
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none |
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3.00% |
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$1.50 |
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$20.00 |
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$0.00 |
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$20.00 |
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3.0 |
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1 |
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none |
Apple Pay, Google Wallet, Samsung Pay
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