The Easy Low Rate Visa Credit Card is simple, convenient and cost-effective - just what the budget conscious spender ordered! Its main selling point is the low 8.99% interest rate, which, as the second lowest rate on the market today, is a real advantage.
It also comes with a manageable $40 annual fee, a super low cash advance and balance transfer rate of 8.99%, and the option to snag a fee free additional card. There are some other fees to look out for including the $25 late payment fee, $2.50 cash advance fee, and for online shoppers or frequent travellers, the 3.00% foreign exchange margin.
You’ll be able to access your account via internet banking and the Easy Street smart phone app, plus use payWave to make purchases under $100. As a Visa card, this piece of plastic also offers extra security on your spend through Visa’s Zero Liability policy.
Who it's good for:
With a rock bottom interest rate and up to 55 interest free days each month, the Easy Low Rate Visa Card is perfect for any savvy shopper looking for a low rate card without any bells and whistles.
Be sure to steer clear of the $25 late payment fee by setting up automatic payments to cover your bill each month.