First Option Bank credit cards

First Option started as a family of credit unions providing on-site banking services to employees in industries including leisure and hospitality, technology and gaming, food and fuel. Joining together over the years to form First Option Bank, they now provide a comprehensive range of financial services to members and their families. As a mutual bank they are fully owned by members, reinvesting earnings back into better interest rates and customer service.

What credit cards do First Option Bank offer?

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Rates and fees verified as correct at 14 September 2024. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Low-rate Visa	10.49% p.a.	No current offer	$48 No annual fee when part of home loan package, $0 in the first 1.0 year	45

Low fee credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Low-rate Visa	10.49% p.a.	No current offer	$48 No annual fee when part of home loan package, $0 in the first 1.0 year	45

Credit card quick links

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'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

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