Reduce Home Loans home loans

4.2
Based on 8 Reduce Home Loans home loan product reviews.
Fact Checked

Reduce Home Loans is primarily an online lender, which means low overheads and savings for its customers. It specialises in home loans, and has a simple application and approval process designed to have you in your own home as quickly and easily as possible.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 15 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Eco Home Loan Variable

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.84 % p.a.
    Variable
    Comparison rate
    5.89 % p.a.
    Initial monthly repayment
    $2,947
    No Partner link

  • Basic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.05 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Discount Variable

    • Owner Occupier
    • Principal & Interest
    • LVR 70%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.16 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Capitalizer Variable

    • Owner Occupier
    • <80% LVR
    Interest rate
    6.59 % p.a.
    Variable
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $3,190
    No Partner link

  • Capitalizer Variable

    • Investment
    • <80% LVR
    Interest rate
    6.69 % p.a.
    Variable
    Comparison rate
    6.74 % p.a.
    Initial monthly repayment
    $3,223
    No Partner link

  • Capitalizer Variable

    • Owner Occupier
    • <90% LVR
    Interest rate
    6.99 % p.a.
    Variable
    Comparison rate
    7.01 % p.a.
    Initial monthly repayment
    $3,323
    No Partner link

  • Capitalizer Variable

    • Investment
    • <90% LVR
    Interest rate
    7.19 % p.a.
    Variable
    Comparison rate
    7.25 % p.a.
    Initial monthly repayment
    $3,391
    No Partner link

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Reduce Home Loans home loan ratings

Overall customer rating for Reduce Home Loans home loans

4.2
Based on 8 product reviews.

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.