Car insurance: New players driving ways to save

The world of car insurance is speeding into some serious changes, which could bring exciting new ways to save money and drive better value out of your insurance policy in 2024.

In Australia, we’ve seen the launch of some innovative new pay as you go car insurance options like Rollin' Insurance. Traditional insurers like Budget Direct isn’t resting on their laurels either. They’re offering an online discount of up to 15% to encourage drivers to stop paying the lazy tax for sticking with their current insurance company instead of comparing options at renewal time. Australia Post also has a $75 discount on your policy for the first year when you purchase your policy online. 

1. Buy online and get a discount

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Budget Direct - Gold Comprehensive Car Insurance*
  • 15% discount for combining Home & Contents covers and 15% discount for policies initiated online
  • Australia's Best Value Car Insurer - 2024 Mozo Experts Choice Awards

Budget Direct is offering drivers a super easy way to save with a 15% discount for combining Home & Contents covers and 15% discount for policies initiated online. You’ll also get tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service and a hire car if your car happens to be stolen. It takes 2 minutes to get an online quote and see how much you could be saving.

2. Save $75 when you buy your policy online

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Australia Post - Comprehensive Car Insurance*
  • $75 discount on your first year's premium when you buy online
  • Includes cover for anyone who drives your car
  • Exceptional Value Car Insurance Winner - 2024 Mozo Experts Choice Awards

Australia Post’s comprehensive car insurance offers generous benefits at competitive premiums. Benefits include cover for anyone who drives your vehicle, 14 days of hire car cover after a not at fault claim, up to $1,000 of personal property cover for items inside your car and up to $1,000 cover for emergency travel and accommodation if you’re more than 100km away from home. Plus, for a limited time you can save $75 when you buy online.

3. Benefit from 24/7 roadside assistance

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Youi Comprehensive Car Insurance*
  • New-for-old-car replacement (within 2 years & a listed driver is the first registered owner)
  • Emergency roadside assistance included
  • Dual Mozo People's Choice Award Winner^

In an emergency Youi's policy can provide up to $1,000 to cover repairs without an insurance assessment, which can alternatively be spent on accommodation and travel if you’re more than 100km away from home. Emergency roadside assistance is also included as standard. Youi offers new-for-old car replacement and policy holders can get back onto the road after a theft or not-at-fault accident with Youi’s hire car cover (for up to 14 days).  Youi was a  dual 2024 winner in the Mozo People's Choice Awards for excellent customer service and excellent claims experience. 

4. Pay month-to-month with no cancellation fees

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ROLLiN' Comprehensive Car Insurance*
  • Pay for insurance month-to-month, like a subscription, with no cancellation fees
  • Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2024
  • 24/7 online claims support

ROLLiN' is shaking up car insurance with a new pay-as-you-go approach that lets you pay month-to-month without any lock-ins or cancellation fees. So if you don't need to drive for a certain amount of time, you can simply cancel your cover without penalty and pick it back up when required. You'll enjoy 24/7 online claims support and a lifetime guarantee on authorised repairs, plus if you accidentally damage your windscreen, sunroof or window glass, ROLLiN' will fix them for free (one claim per policy period)! 

Plus, get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. Underwriting criteria, limits, exclusions, and T&Cs apply.  

5. Enjoy your choice of repairer

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QBE Car Insurance*
  • $75 discount on your first year’s premium when you buy online
  • Lifetime repair guarantee

QBE’s comprehensive car insurance offers a whole range of benefits with convenient optional extras at a great premium. Enjoy new-for-old replacement (up to 3 years old, driven 60,000km), cover for accidental damage, fire and theft, weather damage, essential repairs up to $500, and emergency transport and accommodation up to $1,000 and a bonus $75 discount when you purchase your policy online.


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards