New look car insurance renewals steer competition forward
Revamped renewal notices mean Aussies might now be able to take the wheel on their car insurance and hunt for a more competitive deal!
As of this new financial year, drivers with a policy from a car insurance provider that subscribes to the Insurance Council of Australia’s Code of Conduct**, will be privy to a whole bunch of useful information. This includes a year-on-year price comparison, plus a breakdown of what they’re actually paying for. Comparing car insurance just got a lot easier.
"You’ll now get a snapshot of last year’s premium, which should prompt you to compare your current car insurance to other policies on the market. It’s a great way to find a better deal," says Mozo Insurance Expert Peter Marshall.
Think you could be paying less for your cover? Check out Mozo’s top picks for comprehensive car insurance, available in Australia right now. A range of perks are on offer with these policies, from straight up discounts to rewards points! Keep reading to find out more.
1. Get Qantas Points with your policy
Important information on terms, conditions and sub-limits.
Qantas Comprehensive Car Insurance*
- Up to 20,000 Qantas Points for joining (terms and conditions apply)
- Get a quote in under 2 minutes
Qantas Insurance has launched Australia's only car insurance with Qantas Points. Depending on the cost of your premium and if you hold your policy for 60 consecutive days, you could get up to 20,000 Qantas Points when you join or switch. Plus you can continue to earn more points per dollar spent on your premium each year. Other benefits include competitive pricing, options to tailor your cover, lifetime repair guarantee, new for old replacement and 24/7 claims.
2. Buy online and get a discount
Important information on terms, conditions and sub-limits.
Budget Direct Gold Comprehensive Car Insurance*
- 15% online discount on your first year’s premium
- Mozo Experts Choice Value Insurer of the Year 2020^
Budget Direct is offering drivers a super easy way to save with a 15% discount on your first year’s premium when you purchase a new policy online. You can also get new-for-old replacement, 24/7 claims, a highly-rated claims service and a hire car if your car happens to be stolen. It takes two minutes to get an online quote and see how much you could be saving.
3. Pay-as-you-drive
Important information on terms, conditions and sub-limits.
Huddle Comprehensive Car Insurance*
- Pay-as-you-drive policy option
- 24/7 claims lodgement and new-for-old replacement (under 2 years)
Keen to take advantage of the latest tech? Huddle’s car insurance offering might be up your street. The insurtech’s Everyday Comprehensive Car Insurance policy comes with cover for events such as accidental damage, fire and theft. Plus if you usually drive less than 15,000km per year, you could save as much as 30% with Huddle’s pay-as-you-drive policy option!
4. Be rewarded for being a woman driver
Important information on terms, conditions and sub-limits.
Stella Comprehensive Car Insurance*
- No Claim Reward available
- Enter your car rego to get a quick quote
Stella is a game changing new insurance provider that’s rewarding female drivers for being safer drivers. As a woman, you can sign up for a Stella comprehensive car insurance policy and could pay less for being a statistically lower risk driver while still enjoying benefits like theft and accident damage, new car replacement, personal item cover of up to $1,000 and an annual $100 no claim reward.
5. Pay month-to-month with no cancellation fees
Important information on terms, conditions and sub-limits.
ROLLiN Comprehensive Car Insurance*
- Pay for insurance month-to-month, like a subscription
- No lock-in contracts or cancellation fees
ROLLiN is shaking up car insurance with a new pay-as-you-go approach that lets you pay month-to-month without any lock-ins or cancellation fees. So if you don't need to drive for a certain amount of time, you can simply cancel your cover without penalty and reapply whenever you want. You'll enjoy 24/7 online claims support and a lifetime guarantee on authorised repairs, while you own the car. Plus if you accidentally damage your windscreen, sunroof or window glass, ROLLiN may fix them for free!
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Car Insurance Awards
Want to compare more car insurance policies? View the latest at Mozo’s comprehensive car insurance comparison hub.
**Read the Insurance Council of Australia’s 2020 General Insurance Code of Conduct here.