Whether you need to send money to family living outside Australia, pay business suppliers or buy an overseas investment property, you might be wondering just how to transfer money overseas.The good news is, the process can be pretty simple as long as you start out on the right foot - the tricky part is finding the cheapest way to send money overseas, so you get more bang for your buck. But that’s where we come in.We’ve broken the process of transferring money internationally down into a few easy steps, to help you. In a nutshell, what you’ll need to do is:

According to the World Bank, China is one of the top receiving countries for international money transfers, with Australia being a big contributor. The number of Australians investing in Chinese businesses and property is on the rise and there also continues to be a large influx of Chinese people migrating to Australia. In fact, the latest Australian Bureau of Statistics data shows Chinese migrants now make up the second largest group of overseas-born residents in Australia.

If you're buying property in Denmark, doing business over there, or have family and friends who live in the capital of Copenhagen, chances are there’ll come a time when you need to send money overseas. Whether it's a one-off transaction or a regular transfer, we’ll guide you with quick how-to tips to get you on your way. Take a moment to read about how an international money transfer to Denmark would work. A quick note before we get started: Given that this guide is for people sending money to Denmark, if what you're planning instead is a holiday or business trip to Denmark, then it may be a better idea to visit Mozo’s Travel Money section. There you can read up on everything you need to know about the best travel cards and exchange rates.

It has become increasingly common for Australians to send money overseas to Europe, whether for work or study. In fact, in 2019 alone, countries in the European Union received a combined total of $119 billion in remittances, according to the World Bank. If you're sending funds to family, friends or business partners in Europe, choosing the right provider for you can ensure that your international money transfer is as safe, fast and affordable as possible. So to help you out, we’ve covered all the must-knows below, including how to compare different IMT providers and the key steps you’ll need to take to complete your transfer. Remember this guide is for people sending money to Europe. If you’re planning a Contiki tour or a business trip to anywhere in the Euro Zone, head on over to our travel money section instead.Or if you’re looking for information on a specific European country, we’ve got a few other guides that could be useful:

If you've got friends or family who have packed up their lives to move to France for work or their studies, you may find yourself needing to transfer them money. 

Thanks to this modern world we live in, sending money to Germany is a relatively stress free and economical exercise. With advances in technology, there are many easy and convenient ways to transfer money and many purposes for sending funds to Germany such as:

With COVID-19 lockdowns still imposed across Greece, international money transfers have arguably become a more essential way than ever to support family and friends over there.  The good news is, sending money to Greece can be done cheaply and conveniently with the right foreign exchange provider.

There’s a huge community of expats living in Hong Kong, with around 100,000 Australians residing there. Australia’s business ties with Hong Kong are also profound, so there are plenty of reasons why we would need to make an international money transfer there. For instance, you may have to send money to Hong Kong in order to purchase goods and services for your business, or pay your overseas employees. Maybe you have relative living in Hong Kong and you want to send them a cash gift for their birthday.

The Indian community is one of the latest groups of permanent migrants in Australia, accounting for just over 8% of the country’s overseas-born population in 2018, according to the Australian Bureau of Statistics. With many Indian citizens moving to Australia, there are a range of personal reasons why people would need to send money overseas to India. These reasons would include:

Whether you’re sending emergency funds to your relatives in Rome, investing in a property in Florence, or paying a business supplier in Naples, there are many reasons why you might need to send money to Italy. But if your first instinct is to send those funds with your existing bank or Paypal account, think again. Not shopping around could end up costing you, as you may miss out on the top exchange rates out there. Especially for large or regular money transfers to Italy, doing your research on which provider to use could save you hundreds, if not thousands. Read on for all the must-knows on how to compare your options when sending money to Italy, so you can find the best deal for your next international money transfer. But if you’re converting Australian dollars to Euros for a short-term trip to Italy down the track, this guide may not be for you. Visit Mozo’s Travel Money section for money-saving tips when travelling overseas.