RAA personal loans

Fact Checked

RAA has plenty of options if you’re looking to borrow money for a new or used car, caravan or boat or even a holiday. You don’t have to be a member of the RAA to apply, but there are member discounts so it’s worth considering, depending on how much you are borrowing. Below is a summary of the RAA loans available but you can also compare other loan providers on our website with our personal loan comparison tool.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 12 December 2024 Important disclosures and comparison rate warning*

RAA personal loans

  • Car Loan

    • Fixed, Secured, Loan amounts $8,000-$24,999
    Interest rate from
    13.05 % p.a.
    Comparison rate from
    13.65 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $399
    No Partner link

  • Car Loan

    • Fixed, Secured, Loan amounts $25,000-$34,999
    Interest rate from
    10.60 % p.a.
    Comparison rate from
    11.19 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $399
    No Partner link

  • Car Loan

    • Fixed, Secured, Loan amounts $35,000-$54,999
    Interest rate from
    9.90 % p.a.
    Comparison rate from
    10.48 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $399
    No Partner link

  • Car Loan

    • Fixed, Secured, Loan amounts >$55,000
    Interest rate from
    9.60 % p.a.
    Comparison rate from
    10.18 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $399
    No Partner link

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    16.05 % p.a.
    Comparison rate from
    16.66 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $399
    No Partner link

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RAA products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.