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Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.
Last updated 22 October 2024
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Southern Cross Credit Union business loans
Business Loan
Interest rate
Upfront fee
Funding speed
-
Greater of $699 or 0.25% p.a
Varies
Link not supplied
Details Close
Interest rate
Upfront fee
Greater of $699 or 0.25% p.a
Ongoing fees
Late payment fee
Transaction fee
Early repayment penalty
Other fees
Loan type
Security type
Minimum loan amount
$50,000
Maximum loan amount
Minimum loan term
1 months
Maximum loan term
30 months
Repayment frequency
-
Repayment types
-
Minimum trading period
Varies
Minimum annual turnover
Varies
Application speed
Varies
Approval speed
Varies
Funding speed
Varies
Extra repayments allowed
yes
Redraw allowed
yes - $0/$25 (online/in branch)
Other benefits
-
Other restrictions
Rates apply for LVRs up to 75%, an additional rate loading of 0.10% p.a. applies for higher loan to value ratios (0.40% p.a. for 3 year fixed loans).
Business Loan
Interest rate
Upfront fee
Funding speed
-
Greater of $699 or 0.25% p.a
Varies
Link not supplied
Details Close
Interest rate
Upfront fee
Greater of $699 or 0.25% p.a
Ongoing fees
Late payment fee
Transaction fee
Early repayment penalty
Other fees
Loan type
Security type
Minimum loan amount
$50,000
Maximum loan amount
Minimum loan term
1 months
Maximum loan term
30 months
Repayment frequency
-
Repayment types
-
Minimum trading period
Varies
Minimum annual turnover
Varies
Application speed
Varies
Approval speed
Varies
Funding speed
Varies
Extra repayments allowed
yes
Redraw allowed
no
Other benefits
-
Other restrictions
Rates apply for LVRs up to 75%, an additional rate loading of 0.10% p.a. applies for higher loan to value ratios (0.40% p.a. for 3 year fixed loans).
Business Loan
Interest rate
Upfront fee
Funding speed
-
Greater of $699 or 0.25% p.a
Varies
Link not supplied
Details Close
Interest rate
Upfront fee
Greater of $699 or 0.25% p.a
Ongoing fees
Late payment fee
Transaction fee
Early repayment penalty
Other fees
Loan type
Security type
Minimum loan amount
$50,000
Maximum loan amount
Minimum loan term
1 months
Maximum loan term
30 months
Repayment frequency
-
Repayment types
-
Minimum trading period
Varies
Minimum annual turnover
Varies
Application speed
Varies
Approval speed
Varies
Funding speed
Varies
Extra repayments allowed
yes
Redraw allowed
yes - $0/$25 (online/in branch)
Other benefits
-
Other restrictions
Rates apply for LVRs up to 75%, an additional rate loading of 0.10% p.a. applies for higher loan to value ratios (0.40% p.a. for 3 year fixed loans).
Business Loan
Interest rate
Upfront fee
Funding speed
-
Greater of $699 or 0.25% p.a
Varies
Link not supplied
Details Close
Interest rate
Upfront fee
Greater of $699 or 0.25% p.a
Ongoing fees
Late payment fee
Transaction fee
Early repayment penalty
Other fees
Loan type
Security type
Minimum loan amount
$50,000
Maximum loan amount
Minimum loan term
1 months
Maximum loan term
30 months
Repayment frequency
-
Repayment types
-
Minimum trading period
Varies
Minimum annual turnover
Varies
Application speed
Varies
Approval speed
Varies
Funding speed
Varies
Extra repayments allowed
yes
Redraw allowed
no
Other benefits
-
Other restrictions
Rates apply for LVRs up to 75%, an additional rate loading of 0.10% p.a. applies for higher loan to value ratios (0.40% p.a. for 3 year fixed loans).
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
