7.9/10

Based on 82 Southern Cross Credit Union product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Southern Cross Credit Union bank accounts

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

Southern Cross Credit Union offers the following bank accounts

Rates and fees verified as correct at 19 June 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Easy Access

$5.00

Apple Pay

0% p.a.

How are Southern Cross Credit Union bank accounts rated?

Mozo users have rated Southern Cross Credit Union bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Southern Cross Credit Union bank accounts customer reviews
Overall
8.4/10
Price
7.3/10
Features
7.3/10
Customer service
9.1/10
Convenience
7.7/10
Trust
9.1/10
Based on 21 Southern Cross Credit Union product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Southern Cross Credit Union bank account reviews

Southern Cross Credit Union Easy Access
Overall 2/10
Difficult and expensive

They charge very high fees and have really crazy requirements to waive account keeping fees. $6 per month just to have a savings account, which is more than you’ll ever earn in interest over a year, is just insanity. I would not recommend SCCU to potential customers. Make sure you are well aware of their fees and charges if you intend to sign up with these guys (though admittedly they make it pretty hard to even do that in the first place)…

Read full review

They charge very high fees and have really crazy requirements to waive account keeping fees. $6 per month just to have a savings account, which is more than you’ll ever earn in interest over a year, is just insanity. I would not recommend SCCU to potential customers. Make sure you are well aware of their fees and charges if you intend to sign up with these guys (though admittedly they make it pretty hard to even do that in the first place)…

Price
1/10
Features
3/10
Customer service
8/10
Convenience
1/10
Trust
9/10
Less
Luke, Queensland, reviewed over 1 year ago
Southern Cross Credit Union Bank Account
Overall 9/10
Happy customer.

Great and easy access.

Read full review

Great and easy access.

Price
5/10
Features
8/10
Customer service
8/10
Convenience
9/10
Trust
9/10
Less
Ross, New South Wales, reviewed over 4 years ago
Southern Cross Credit Union Bank Account
Overall 10/10
Awesome

An excellent bank.

Read full review

An excellent bank.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kim, New South Wales, reviewed over 5 years ago
Southern Cross Credit Union Easy Access
Overall 8/10
Friendly service and look after locals

Local, invest in locals, friendly, don't have to wait long like other banks, more wholesome being a credit union. But $5 a month account fee on top of transaction fees hurts a bit.

Read full review

Local, invest in locals, friendly, don't have to wait long like other banks, more wholesome being a credit union. But $5 a month account fee on top of transaction fees hurts a bit.

Price
3/10
Features
0/10
Customer service
9/10
Convenience
10/10
Trust
8/10
Less
Lindy, New South Wales, reviewed over 6 years ago
See all bank account reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Bank account quick links