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Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.
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Last updated 22 November 2024
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Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Southern Cross Credit Union bank accounts
Easy Access
Account fee
$5.00
$0 monthly account fee if you are under 30 years old, if you deposit $2,000, or if you have over $30,000 total in deposits or loans with southern cross credit union.
Payment options
Apple Pay, Google Wallet, PayID
Interest rate
0.00
%
p.a.
Link not supplied
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$5.00
$0 monthly account fee if you are under 30 years old, if you deposit $2,000, or if you have over $30,000 total in deposits or loans with southern cross credit union.
Payment options
Apple Pay, Google Wallet, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access
ATM networks
SCCU
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.60
Internet fee
$0.60
Overseas ATM fee
$3.50
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
yes
BPAY
yes
Australia Post banking
no
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free BPay, Visa Debit purchases and SCCU ATM withdrawals, 10 free chargeable transactions.
Easy Access 50+
Account fee
$5.00
$5 monthly account fee waived if you deposit $2,000 per month into the account, or if you have over $30,000 total in combined account balances with southern cross credit union.
Payment options
Apple Pay, Google Wallet, PayID
Interest rate
0.25
%
p.a.
Link not supplied
Standard interest rate
Balances from $0: 0.25% p.a. Balances from $50,000: 2.25% p.a. Balances from $200,000: 2.50% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$5.00
$5 monthly account fee waived if you deposit $2,000 per month into the account, or if you have over $30,000 total in combined account balances with southern cross credit union.
Payment options
Apple Pay, Google Wallet, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access
ATM networks
SCCU
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.60
Internet fee
$0.60
Overseas ATM fee
$3.50
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
yes
BPAY
yes
Australia Post banking
no
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free BPay, Visa Debit purchases and SCCU ATM withdrawals, 10 free chargeable transactions.
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
