8.2 / 10

based on 79 reviews as rated by Mozo community

Southern Cross Credit Union personal loans

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

Southern Cross Credit Union offers the following personal loans

Rates and fees verified as correct at 04 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
New Vehicle Loan (Variable)

6.49% p.a.

6.91% p.a.based on $30,000
over 5 years

$300

Secured Personal Loan (Variable)

7.49% p.a.

7.91% p.a.based on $30,000
over 5 years

$300

Unsecured Personal Loan (Variable)

9.49% p.a.

9.85% p.a.based on $30,000
over 5 years

$250

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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How are Southern Cross Credit Union personal loans rated?

Mozo users have rated Southern Cross Credit Union personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Southern Cross Credit Union personal loans
Overall
4.0/10
Price
Features
Customer service
Convenience
Trust

3 Reviews

Recent Southern Cross Credit Union personal loan reviews

Southern Cross Credit Union Personal Loan review
Overall 2/10
No help

Been in the bank for years and still treat as a nobody.

Read full review

Been in the bank for years and still treat as a nobody.

Price
3/10
Features
2/10
Customer service
1/10
Convenience
10/10
Trust
4/10
Less
Michael, New South Wales reviewed almost 8 years ago
Southern Cross Credit Union Personal Loan review
Overall 0/10

No opinion.

Read full review

No opinion.

Features
1/10
Customer service
0/10
Convenience
7/10
Trust
3/10
Less
Sam, New South Wales reviewed over 10 years ago
Southern Cross Credit Union Personal Loan review
Overall 10/10

Southern Cross is an excellent small based community credit union with great services!

Read full review

Southern Cross is an excellent small based community credit union with great services!

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Julie, Queensland reviewed about 11 years ago

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