Southern Cross Credit Union personal loans

2.0
Based on 3 Southern Cross Credit Union personal loan product reviews.
Fact Checked

Southern Cross Credit Union has an extensive range of financial products and services on offer for its members including home, personal, business and investment loans, debit cards, savings accounts, term deposits, insurance products and more. In 2022, Southern Cross Credit Union was recognised as a Mozo Experts Choice Personal Loan Award winner in the best Unsecured Personal Loan category. 

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Last updated 12 December 2024 Important disclosures and comparison rate warning*

Southern Cross Credit Union personal loans

  • Secured Personal Loan

    • Fixed
    Interest rate from
    7.99 % p.a.
    Comparison rate from
    8.90 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    9.39 % p.a.
    to
    13.39 % p.a.
    Comparison rate from
    10.30 % p.a.
    to
    14.28 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • New Vehicle Loan

    Interest rate from
    7.99 % p.a.
    Comparison rate from
    8.90 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

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Southern Cross Credit Union personal loan ratings

Overall customer rating for Southern Cross Credit Union personal loans

2.0
Based on 3 product reviews.

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Southern Cross Credit Union products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.