Clear Options Business card image
Mini meca 2023

Suncorp Clear Options Business

Advertiser disclosure
The details shown below are for a card without rewards
The details shown below are for a card with Suncorp Rewards
The details shown below are for a card with Premium Rewards Membership with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Clear Options Business n/a
Clear Options Business (Rewards) Suncorp Rewards
Clear Options Business (Qantas Rewards) Premium Rewards Membership with Qantas Frequent Flyer
  • Clear Options Business
    Rewards: n/a
  • Clear Options Business (Rewards)
    Rewards: Suncorp Rewards
  • Clear Options Business (Qantas Rewards)
    Rewards: Premium Rewards Membership with Qantas Frequent Flyer
Purchase rate
18.45% p.a.
Balance transfer rate
No current offer
Annual fees
$45
Interest free days on purchases
55
Purchase rate
18.45% p.a.
Balance transfer rate
No current offer
Annual fees
$65
Interest free days on purchases
55
Purchase rate
18.45% p.a.
Balance transfer rate
No current offer
Annual fees
$114
Interest free days on purchases
55

Mozo editorial review Suncorp Clear Options Business - last updated: 2 November 2023

binocular icon
What's hot
  • Up to 99 additional cardholders
  • Rewards Membership options
  • 2023 Mozo Experts Choice Award winner
What's not
  • $30 late payment fee
Mozo snapshot

The Suncorp Clear Options Business Card comes with a purchase rate of 18.45% p.a. and 55 interest free days to pay off your balance. If you have a large team with individual expenses, you’ll be glad to find you can add up to 99 additional cardholders and set monthly limits for each. You’ll also be able to upgrade to Suncorp’s rewards membership program, which provides a range of handy services, along with the chance to earn points on eligible purchases.

Plus in 2023 this card bagged a Mozo Experts Choice Award for best Rewards Business Credit Card.

key icon
Key features

With a purchase rate of 18.45% p.a., 55 interest free days and a host of features to help make running your business as smooth as possible, the Suncorp Clear Options Business Card could be a worthwhile addition to any business owner’s toolkit.

You’ll be able to add up to 99 additional cardholders and set monthly limits and receive statements for each, allowing large teams to cover business expenses with minimal hassle. Just keep in mind that an additional card fee of $45 per year will apply.

And if you’re willing to pay a little bit extra each year, there’s also an optional rewards program with two levels of membership depending on your rewards points preferences. Cardholders can choose to redeem points at either an individual or business level.

Standard Rewards Membership: this tier costs $20 p.a. per card issued and lets cardholders earn 1 Suncorp Credit Card Rewards Point for every dollar spent on eligible transactions (this is capped at 80,000 points per year for each card).

Premium Rewards Membership: this tier costs $69 p.a. per card issued and lets cardholders earn 1 Suncorp Credit Card Rewards Point for every dollar spent on eligible transactions (up to 80,000 points per year for each card). These can then be redeemed for Qantas Frequent Flyer Points, at a rate of 2.5 Suncorp Credit Card Rewards Points for 1 Qantas Frequent Flyer Point.

Rewards customers can also take advantage of a personal business assistant to help with travel bookings, event and hotel bookings, conference services and more. They will also be able to access Suncorp’s online travel portal to book flights and hotels, rent cars, and browse a range of holiday packages.

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Who is it good for

Business owners with large teams will likely appreciate the Suncorp Clear Options Business Card, given it allows for up to 99 additional cardholders.

question icon
Any catches

Make sure to familiarise yourself with the different fees that come with the card. You’ll also have to watch out for the $30 late payment fee, which will be debited to your account if you fail to make the minimum payments before they’re due.

Details

Rates and fees information correct as at 31 May 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

18.45% p.a.

none

No current offer

none

19.45% p.a.

55

Fees

$45.00

none

none

none

$30.00

3.50%, min $3.50

3.40%

$0.00

$0.00

$45.00

Features

$30.00

2.0

99

none

Payment options

Apple Pay, Samsung Pay

Rewards program details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

20,900 points

$100 Cash

50,000 points

Points earning

1 point per dollar on Visa, up to 80000 points per year

Rewards scheme

Redeem your points for Cash Back, Select and Credit on purchases, eVouchers or transfer your points to Loyalty and Frequent Flyer Rewards Partners.

You can redeem flights via Velocity, Emirates Skywards or Krisflyer programs.

Value of rewards points

Spend $50,000 (Visa)

Spend $20,900 (Visa)

Spend $15,600 (Visa)

Spend $239,200 (Visa)

at 80,000 points yearly

Never

How do we calculate these points?

Rate and fee details

Rates

18.45% p.a.

none

No current offer

none

19.45% p.a.

55

Fees

$45.00

none

none

$20.00

$30.00

3.50%, min $3.50

3.40%

$0.00

$0.00

$65.00

Features

$30.00

2.0

99

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge

Rewards program details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

276,000 points

Fly Sydney to Melbourne one-way

20,000 points

$100 Giftcard

50,025 points

$100 Cash

-

Points earning

1 point per dollar on Visa, up to 80000 points per year

Rewards scheme

Redeem your points for Cash Back, Select and Credit on purchases, eVouchers or transfer your points to Loyalty and Frequent Flyer Rewards Partners (including Qantas Frequent Flyer).

You can redeem flights via Qantas Frequent Flyer programs, Velocity, Emirate Skywards or Krisflyer

Value of rewards points

Spend $50,025 (Visa)

Spend $20,000 (Visa)

Spend $276,000 (Visa)

at 80,000 points yearly

Never

How do we calculate these points?

Rate and fee details

Rates

18.45% p.a.

none

No current offer

none

19.45% p.a.

55

Fees

$45.00

none

none

$69.00

$30.00

3.50%, min $3.50

3.40%

$0.00

$0.00

$114.00

Features

$30.00

2.0

99

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge

Customer Reviews

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