Student bank accounts

Student bank account comparisons on Mozo - rates updated daily

  • ING Orange Everyday

    ING Orange Everyday

    • $75 Cash Bonus ($1K+/Month and 5+ Card purchases).
    • Free ATMs in Aus, when you deposit $1k per month (5+ card purchases in the month)
    • No everyday fees, which means more of your money is where it belongs, in your pocket

    account fee

    $0.00

    Payment Options

    Apple Pay|Google Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • $75 Cash Bonus ($1K+/Month and 5+ Card purchases).
    • Free ATMs in Aus, when you deposit $1k per month (5+ card purchases in the month)
    • No everyday fees, which means more of your money is where it belongs, in your pocket
    • Atm networks: None
    • What kind of card?: Visa Debit
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.
    Overall rating

    9.2

    Based on 206 ING bank account reviews

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  • NAB Classic Banking Account (with Standard Visa Debit Card)

    NAB Classic Banking Account (with Standard Visa Debit Card)

    • No monthly account fees ever, with no conditions.
    • Free use at over 10,000 ATMs around Australia
    • 24/7 Mobile Banking, including Quick Balance and Tap & Pay for Android

    account fee

    $0.00

    Payment Options

    Google Pay|Samsung Pay|Garmin|Fitbit

    interest rate

    0.01% p.a.

    Go to site

    More info

    • No monthly account fees ever, with no conditions.
    • Free use at over 10,000 ATMs around Australia
    • 24/7 Mobile Banking, including Quick Balance and Tap & Pay for Android
    • Atm networks: NAB, rediATM
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
    Overall rating

    8.1

    Based on 1377 NAB bank account reviews

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  • MyState Everyday Account

    MyState Everyday Account

    • Apple Pay, Google Pay and Samsung Pay
    • Get $50 cash by making 3 Apple Pay transactions within 30 days (conditions apply)
    • Make and receive payments in seconds using a mobile or email with PayID

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    Payment Options

    Apple Pay|Google Pay|Samsung Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • Apple Pay, Google Pay and Samsung Pay
    • Get $50 cash by making 3 Apple Pay transactions within 30 days (conditions apply)
    • Make and receive payments in seconds using a mobile or email with PayID
    • Atm networks: rediATM
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from network ATM, EFTPOS, cheque, counter deposits and withdrawals, phone and internet
    Overall rating

    6.7

    Based on 32 MyState bank account reviews

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  • HSBC Everyday Global Account

    HSBC Everyday Global Account

    • No overseas ATM fees
    • No overseas transaction fees
    • Up to 10 currencies in one account

    account fee

    $0.00

    Payment Options

    Apple Pay|Google Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • No overseas ATM fees
    • No overseas transaction fees
    • Up to 10 currencies in one account
    • Atm networks: HSBC
    • What kind of card?: Visa Debit
    • Interest rate: Balances from $0: 0.00% p.a.
      Balances from $9,000: 0.05% p.a.
    • Fee free transactions: Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits
    Overall rating

    6.3

    Based on 55 HSBC bank account reviews

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  • Bankwest Qantas Transaction Account

    Bankwest Qantas Transaction Account

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    Payment Options

    Google Pay

    interest rate

    0.01% p.a.

    Go to site

    More info

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month
    • Atm networks: Bankwest, Commonwealth
    • What kind of card?: Debit Mastercard
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee free transactions: Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and Debit MasterCard purchases
    Overall rating

    8.2

    Based on 400 Bankwest bank account reviews

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  • ANZ Access Advantage

    ANZ Access Advantage

    • $0 monthly account service fee if you deposit at least $2,000 a month
    • Now with Apple Pay
    • Consider if right for you. T&C’s, eligibility criteria apply

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month

    Payment Options

    Apple Pay|Google Pay|Samsung Pay|Garmin|Fitbit

    interest rate

    0% p.a.

    Go to site

    More info

    • $0 monthly account service fee if you deposit at least $2,000 a month
    • Now with Apple Pay
    • Consider if right for you. T&C’s, eligibility criteria apply
    • Atm networks: ANZ
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.00% p.a.
      Balances from $50,000: 0.01% p.a.
      Balances from $100,000: 0.02% p.a.
    • Fee free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
    Overall rating

    7.6

    Based on 1579 ANZ bank account reviews

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  • Bankwest Easy Transaction Account

    Bankwest Easy Transaction Account

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • 24/7 access to your money via phone

    account fee

    $0.00

    Payment Options

    Google Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • 24/7 access to your money via phone
    • Atm networks: Bankwest, ANZ, Commonwealth, NAB, Westpac, St.George, BankSA, Bank of Melbourne
    • What kind of card?: Debit Mastercard
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals
    Overall rating

    8.2

    Based on 400 Bankwest bank account reviews

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  • NAB Classic Banking Account (with Platinum Visa Debit Card)

    NAB Classic Banking Account (with Platinum Visa Debit Card)

    • $0 ATM Fees at over 10,000 ATMs across Australia
    • $0 overdrawn fees
    • No foreign currency fee on international purchases

    account fee

    $10.00

    Payment Options

    Google Pay|Samsung Pay|Garmin|Fitbit

    interest rate

    0.01% p.a.

    Go to site

    More info

    • $0 ATM Fees at over 10,000 ATMs across Australia
    • $0 overdrawn fees
    • No foreign currency fee on international purchases
    • Atm networks: NAB, rediATM
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
    Overall rating

    8.1

    Based on 1377 NAB bank account reviews

    Need more information?
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  • HSBC Day to Day Account

    HSBC Day to Day Account

    • Secure access to your account with Internet and Mobile Banking.
    • $0 monthly account fee
    • No ATM fees at 3,000 ATMs nationally

    account fee

    $0.00

    Payment Options

    Apple Pay|Google Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • Secure access to your account with Internet and Mobile Banking.
    • $0 monthly account fee
    • No ATM fees at 3,000 ATMs nationally
    • Atm networks: HSBC
    • What kind of card?: Visa Debit
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits
    Overall rating

    6.3

    Based on 55 HSBC bank account reviews

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  • Bankwest Hero Transaction Account

    Bankwest Hero Transaction Account

    • Free and unlimited access to Australia's largest bank ATM network
    • 1.5% p.a. variable interest rate on balances up to $5,000
    • No monthly account fees when you deposit $2k monthly (e.g. salary)

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    Payment Options

    Google Pay

    interest rate

    1.50% p.a.

    Go to site

    More info

    • Free and unlimited access to Australia's largest bank ATM network
    • 1.5% p.a. variable interest rate on balances up to $5,000
    • No monthly account fees when you deposit $2k monthly (e.g. salary)
    • Atm networks: Bankwest, Commonwealth
    • What kind of card?: Debit Mastercard
    • Interest rate: Balances from $0: 1.50% p.a.
      Balances from $5,000: 0.00% p.a.
    • Fee free transactions: Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and MasterCard debit purchases
    Overall rating

    8.2

    Based on 400 Bankwest bank account reviews

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  • Westpac Choice

    Westpac Choice

    • $0 monthly fees if you deposit at least $2,000 each month
    • No withdrawal fee when you withdraw money from any Global ATM Alliance
    • Unlimited electronic access with online and telephone banking

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month

    Payment Options

    Google Pay|Samsung Pay|Fitbit

    interest rate

    0% p.a.

    Go to site

    More info

    • $0 monthly fees if you deposit at least $2,000 each month
    • No withdrawal fee when you withdraw money from any Global ATM Alliance
    • Unlimited electronic access with online and telephone banking
    • Atm networks: Westpac, St.George, BankSA, Bank of Melbourne
    • What kind of card?: Debit Mastercard
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from internet, phone, network ATMs, EFTPOS, BPAY, branch deposits and withdrawals, and cheque.
    Overall rating

    7.9

    Based on 1670 Westpac bank account reviews

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  • Bank of Melbourne Complete Freedom Account

    Bank of Melbourne Complete Freedom Account

    • Access your own money wherever Visa is accepted
    • $0 monthly fees if you deposit at least $2,000 each month
    • $50 Cash back offer

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month.

    Payment Options

    Samsung Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • Access your own money wherever Visa is accepted
    • $0 monthly fees if you deposit at least $2,000 each month
    • $50 Cash back offer
    • Atm networks: Bank of Melbourne, Westpac, St.George, BankSA
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet
    Overall rating

    8.0

    Based on 98 Bank of Melbourne bank account reviews

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  • St.George Complete Freedom Account

    St.George Complete Freedom Account

    • $0 monthly service fee
    • No ATM withdrawal fee at over 3,000 ATMs in Australia
    • $50 Cash back offer

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month.

    Payment Options

    Samsung Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • $0 monthly service fee
    • No ATM withdrawal fee at over 3,000 ATMs in Australia
    • $50 Cash back offer
    • Atm networks: St.George, Westpac, BankSA, Bank of Melbourne
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.
    Overall rating

    8.1

    Based on 481 St.George bank account reviews

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  • BankSA Complete Freedom Account

    BankSA Complete Freedom Account

    • $0 monthly service fee
    • $40 cash reward (T&Cs apply)
    • No ATM withdrawal fee at over 3,000 ATMs around Australia

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month.

    Payment Options

    Samsung Pay

    interest rate

    0% p.a.

    Go to site

    More info

    • $0 monthly service fee
    • $40 cash reward (T&Cs apply)
    • No ATM withdrawal fee at over 3,000 ATMs around Australia
    • Atm networks: BankSA, Westpac, St.George, Bank of Melbourne
    • What kind of card?: Visa Debit or
      EFTPOS
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee free transactions: Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter withdrawals, counter deposits, phone and internet
    Overall rating

    7.8

    Based on 139 BankSA bank account reviews

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