Student bank accounts

As a student every cent you've got counts so having a bank account that's low on fees is must. The good news is that most Australian banks offer fee free student bank accounts, but you'll generally need to show your student ID when applying. In addition to looking for an account with low or no fees, you'll also want to make sure that you opt for one with a convenient ATM network to you. Most bank accounts these days will have a digital wallet option like Apple Pay or Google Pay so you'll be able to make payments via a digital device. Check out some of the available student bank account options below.

Student bank account comparisons on Mozo - page last updated September 28, 2020

Search promoted bank accounts below or do a full Mozo database search. Advertiser disclosure.

Suncorp
Everyday Options
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID
interest rate
0.01% p.a.
An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
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Everyday Options
An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
ATM networks
Suncorp, RediATM
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Everyday Options
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Suncorp
Everyday Options
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID
interest rate
0.01% p.a.
An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
Go to site
Compare
Everyday Options
An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
ATM networks
Suncorp, RediATM
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Everyday Options
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MyState Bank
Glide Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
interest rate
0% p.a.
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
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Glide Account
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
ATM networks
MyState
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free internet transactions.
Read our Mozo Review to learn more about the Glide Account
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MyState Bank
Glide Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
interest rate
0% p.a.
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
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Glide Account
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
ATM networks
MyState
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free internet transactions.
Read our Mozo Review to learn more about the Glide Account
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Hot Deal$100 Bonus for new HSBC customers (T&Cs apply)
HSBC
Everyday Global Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID
interest rate
0% p.a.
No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
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Everyday Global Account
No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
ATM networks
HSBC
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Balances from $9,000: 0.05% p.a.
Fee free transactions
Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits
Read our Mozo Review to learn more about the Everyday Global Account
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HSBC
Everyday Global Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID
interest rate
0% p.a.
No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
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Everyday Global Account
No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
ATM networks
HSBC
What kind of card?
Visa Debit
Interest rate
Balances from $0: 0.00% p.a.
Balances from $9,000: 0.05% p.a.
Fee free transactions
Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits
Read our Mozo Review to learn more about the Everyday Global Account
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Featured Product
Citi
Global Currency Account
account fee
$0.00
Payment Options
PayID, Samsung Pay
interest rate
0% p.a.
Send and receive foreign currency with no Citi transfer fees. Consolidate your international bank accounts with account details for up to 10 currencies. Currently offering special exchange rate on New Zealand Dollar
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Global Currency Account
Send and receive foreign currency with no Citi transfer fees. Consolidate your international bank accounts with account details for up to 10 currencies. Currently offering special exchange rate on New Zealand Dollar
ATM networks
Citibank
What kind of card?
Debit Mastercard
Interest rate
Balances from $0: 0.00% p.a.
Balances from $25,000: 0.90% p.a.
Fee free transactions
Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and linked Debit MasterCard purchases.
Read our Mozo Review to learn more about the Global Currency Account
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Citi
Global Currency Account
account fee
$0.00
Payment Options
PayID, Samsung Pay
interest rate
0% p.a.
Send and receive foreign currency with no Citi transfer fees. Consolidate your international bank accounts with account details for up to 10 currencies. Currently offering special exchange rate on New Zealand Dollar
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Global Currency Account
Send and receive foreign currency with no Citi transfer fees. Consolidate your international bank accounts with account details for up to 10 currencies. Currently offering special exchange rate on New Zealand Dollar
ATM networks
Citibank
What kind of card?
Debit Mastercard
Interest rate
Balances from $0: 0.00% p.a.
Balances from $25,000: 0.90% p.a.
Fee free transactions
Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and linked Debit MasterCard purchases.
Read our Mozo Review to learn more about the Global Currency Account
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NAB
Classic Banking Account
with Standard Visa Debit Card
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay
interest rate
0.01% p.a.
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
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Classic Banking Account
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
ATM networks
NAB
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.01% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
Read our Mozo Review to learn more about the Classic Banking Account
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NAB
Classic Banking Account
with Standard Visa Debit Card
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay
interest rate
0.01% p.a.
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
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Classic Banking Account
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
ATM networks
NAB
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.01% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
Read our Mozo Review to learn more about the Classic Banking Account
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P&N Bank
& Transaction Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay
interest rate
0% p.a.
No monthly fees and a range of convenient payment options. Available using Apple Pay, Google Pay or Samsung Pay.
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& Transaction Account
No monthly fees and a range of convenient payment options. Available using Apple Pay, Google Pay or Samsung Pay.
ATM networks
None
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free transactions from EFTPOS, network ATMs, counter withdrawals, phone, internet, BPAY and visa transactions.
Read our Mozo Review to learn more about the & Transaction Account
Go to site
P&N Bank
& Transaction Account
account fee
$0.00
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay
interest rate
0% p.a.
No monthly fees and a range of convenient payment options. Available using Apple Pay, Google Pay or Samsung Pay.
Go to site
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& Transaction Account
No monthly fees and a range of convenient payment options. Available using Apple Pay, Google Pay or Samsung Pay.
ATM networks
None
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free transactions from EFTPOS, network ATMs, counter withdrawals, phone, internet, BPAY and visa transactions.
Read our Mozo Review to learn more about the & Transaction Account
Go to site
Details
MyState Bank
Everyday Account
account fee
$6.00$0 monthly account fee if you deposit min. $2,000 per month or are under 23 years.
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
interest rate
0% p.a.
Make and receive payments in seconds using a mobile or email with PayID & use Apple Pay, Google Pay and Samsung Pay.
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Details
Everyday Account
Make and receive payments in seconds using a mobile or email with PayID & use Apple Pay, Google Pay and Samsung Pay.
ATM networks
MyState
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free transactions from network ATM, EFTPOS, cheque, counter deposits and withdrawals, phone and internet
Read our Mozo Review to learn more about the Everyday Account
Go to site
MyState Bank
Everyday Account
account fee
$6.00$0 monthly account fee if you deposit min. $2,000 per month or are under 23 years.
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
interest rate
0% p.a.
Make and receive payments in seconds using a mobile or email with PayID & use Apple Pay, Google Pay and Samsung Pay.
Go to site
Compare
Everyday Account
Make and receive payments in seconds using a mobile or email with PayID & use Apple Pay, Google Pay and Samsung Pay.
ATM networks
MyState
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Fee free transactions
Unlimited free transactions from network ATM, EFTPOS, cheque, counter deposits and withdrawals, phone and internet
Read our Mozo Review to learn more about the Everyday Account
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ANZ
Access Advantage
account fee
$5.00$0 monthly account fee if you deposit min. $2,000 per month
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
interest rate
0% p.a.
Unlimited everyday ANZ transactions for $5 a month (waived if $2000 is deposited in the account each month). Pay via Applepay. No minimum opening deposit.
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Access Advantage
Unlimited everyday ANZ transactions for $5 a month (waived if $2000 is deposited in the account each month). Pay via Applepay. No minimum opening deposit.
ATM networks
ANZ
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Access Advantage
Go to site
ANZ
Access Advantage
account fee
$5.00$0 monthly account fee if you deposit min. $2,000 per month
Payment Options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
interest rate
0% p.a.
Unlimited everyday ANZ transactions for $5 a month (waived if $2000 is deposited in the account each month). Pay via Applepay. No minimum opening deposit.
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Access Advantage
Unlimited everyday ANZ transactions for $5 a month (waived if $2000 is deposited in the account each month). Pay via Applepay. No minimum opening deposit.
ATM networks
ANZ
What kind of card?
Visa Debit or
EFTPOS
Interest rate
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
Fee free transactions
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Access Advantage
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Latest student banking articles

Aussies will bid farewell to all 34 university Co-ops as online book retailer Booktopia bought out the company after it went under last year.

Co-op bookstores to close as students buy textbooks online using Afterpay

Tuesday 04 February 2020

If you’re a uni student, or used to be one, chances are you’ve stepped into a Co-op bookstore (or at least walked past one).

Whether you’re a parent of a school-leaver eagerly (or not) waiting for their HSC results, or you’re a returning gap-year adventurer ready to take a leap into university - if you live rurally you may want to familiarise yourself with the Bendigo and Adelaide Bank scholarship.

2020 uni students! Applications are open for the Bendigo and Adelaide Bank scholarship

Monday 16 December 2019

Whether you’re a parent of a school-leaver eagerly (or not) waiting for their HSC results, or you’re a returning gap-year adventurer ready to take a leap into university - if you live rurally you may want to familiarise yourself with the Bendigo and Adelaide Bank scholarship.

In the 2019 Federal Budget, that was announced at the beginning of the month, the Australian Government announced it would be offering over 1,000 new scholarships to both domestic and international students attending or planning to attend a regional university as part of the ‘Destination Australia’ scholarship program.

$15,000 windfall: What the 2019 Federal Budget could do for regional uni students

Friday 26 April 2019

Living and studying expenses can be heavy on many students’ pockets, so what would happen if they got the chance to receive $15,000 a year for attending a regional uni?

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Student bank accounts

Student bank account comparisons on Mozo - page last updated September 28, 2020

Everyday Options

Everyday Options

Everyday Options

Everyday Options

Glide Account

Glide Account

Glide Account

Glide Account

Everyday Global Account

Everyday Global Account

Everyday Global Account

Everyday Global Account

Global Currency Account

Global Currency Account

Global Currency Account

Global Currency Account

Classic Banking Account

Classic Banking Account

Classic Banking Account

Classic Banking Account

& Transaction Account

& Transaction Account

& Transaction Account

& Transaction Account

Everyday Account

Everyday Account

Everyday Account

Everyday Account

Access Advantage

Access Advantage

Access Advantage

Access Advantage

Check out other student banking products

Student debit cards

Student credit cards

Student personal loans

Student savings accounts

Student banking and finance guides

Latest student banking articles

Co-op bookstores to close as students buy textbooks online using Afterpay

2020 uni students! Applications are open for the Bendigo and Adelaide Bank scholarship

$15,000 windfall: What the 2019 Federal Budget could do for regional uni students

Disclaimer

Who we are and how we get paid