8.4/10

Based on 1640 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Heritage Bank term deposits

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. Heritage offers customers a range of personal banking products including home loans, saving accounts, credit cards, bank accounts, and term deposit. 

Heritage Bank offers the following term deposits

Rates and fees verified as correct at 27 July 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Best rate (up to 1 year) Minimum Deposit Interest paid to another bank?
Term Deposit

5.00% p.a.6 months ($1,000 to $)

$1,000.00

no

How are Heritage Bank term deposits rated?

Mozo users have rated Heritage Bank term deposits on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of term-deposits
Heritage Bank term deposits customer reviews
Overall
8.8/10
Price
8.4/10
Features
7.8/10
Customer service
9.2/10
Convenience
8.9/10
Trust
9.2/10
Based on 73 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Heritage Bank term deposit reviews

Heritage Bank Term Deposit
Overall 9/10
Great customer service

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

Read full review

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

Price
8/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
C., Queensland, reviewed over 8 years ago
Heritage Bank GoalSaver
Overall 8/10
Exceptional customer service

Great bank with very helpful staff. Exceptional customer service.

Read full review

Great bank with very helpful staff. Exceptional customer service.

Price
5/10
Features
6/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Miranda, Queensland, reviewed over 8 years ago
Heritage Bank Term Deposit
Overall 10/10
Well they are very competitive with rates

Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

Read full review

Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

Price
9/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kathy, Queensland, reviewed almost 9 years ago
Heritage Bank Term Deposit
Overall 7/10
Helpful with advice , assistance is great

Like. Efficient and caring, go out of their way to satisfy my needs !

Read full review

Like. Efficient and caring, go out of their way to satisfy my needs !

Price
4/10
Features
5/10
Customer service
7/10
Convenience
7/10
Trust
6/10
Less
Lesley, Queensland, reviewed almost 9 years ago
See all term deposit reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Term deposit quick links