8.4 / 10

based on 1586 reviews as rated by Mozo community

Heritage Bank term deposits

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

Heritage Bank offers the following term deposits

Rates and fees verified as correct at 29 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Best rate (up to 1 year) Minimum deposit Interest paid to another bank?
Term Deposit

0.85% p.a.1 year

$1,000.00

no

Different interest rates apply to different amounts or different interest payment frequencies.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are Heritage Bank term deposits rated?

Mozo users have rated Heritage Bank term deposits on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of term-deposits
Heritage Bank term deposits
Overall
8.8/10
Price
Features
Customer service
Convenience
Trust

73 Reviews

Recent Heritage Bank term deposit reviews

Heritage Bank Term Deposit review
Overall 9/10
Great customer service

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

Read full review

Service is A1, all the staff and management are friendly, nothing is a problem. Will ring a few times during the year to ask if we a happy with their service etc.

Price
8/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
C., Queensland reviewed over 4 years ago
Heritage Bank GoalSaver review
Overall 8/10
Exceptional customer service

Great bank with very helpful staff. Exceptional customer service.

Read full review

Great bank with very helpful staff. Exceptional customer service.

Price
5/10
Features
6/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Miranda, Queensland reviewed almost 5 years ago
Heritage Bank Term Deposit review
Overall 10/10
Well they are very competitive with rates

Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

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Love this bank , it is so helpful and the staff are all outstanding , have no reservations about recommending to everyone.

Price
9/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kathy, Queensland reviewed about 5 years ago
Heritage Bank Term Deposit review
Overall 7/10
Helpful with advice , assistance is great

Like. Efficient and caring, go out of their way to satisfy my needs !

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Like. Efficient and caring, go out of their way to satisfy my needs !

Price
4/10
Features
5/10
Customer service
7/10
Convenience
7/10
Trust
6/10
Less
Lesley, Queensland reviewed about 5 years ago

Term deposit quick links