8.4/10

Based on 1640 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Heritage Bank bank accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

Heritage Bank offers the following bank accounts

Rates and fees verified as correct at 21 June 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Pension Plus

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

2.50% p.a.

Simply Access

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

0.01% p.a.

How are Heritage Bank bank accounts rated?

Mozo users have rated Heritage Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Heritage Bank bank accounts customer reviews
Overall
8.5/10
Price
7.9/10
Features
7.5/10
Customer service
8.8/10
Convenience
8.2/10
Trust
8.6/10
Based on 295 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Heritage Bank bank account reviews

Heritage Bank Bank Account
Overall 9/10
Thank you heritage bank for your great ongoing ser

I have been a customer of the heritage bank for many years. They have always assisted as much as possible

Read full review

I have been a customer of the heritage bank for many years. They have always assisted as much as possible

Price
10/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Judy, Queensland, reviewed 3 months ago
Heritage Bank Simply Access
Overall 10/10
Great for everyone

This is a fantastic bank for everyday needs whether that be spending or saving with no fees regardless of how little or high your income is.

Read full review

This is a fantastic bank for everyday needs whether that be spending or saving with no fees regardless of how little or high your income is.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Emily, Queensland, reviewed 3 months ago
Heritage Bank Bank Account
Overall 7/10
Great service

I first joined this bank when it was a building society. The reason being was all the other big 4 banks started closing their branches. This bank has served my needs well over the years and went above and beyond to help me secure a mortgage when my marriage ended

Read full review

I first joined this bank when it was a building society. The reason being was all the other big 4 banks started closing their branches. This bank has served my needs well over the years and went above and beyond to help me secure a mortgage when my marriage ended

Price
8/10
Features
7/10
Customer service
10/10
Convenience
9/10
Trust
8/10
Less
Patricia, Western Australia, reviewed 3 months ago
Heritage Bank Pension Plus
Overall 9/10
A reliable bank and easy to deal with

I have been with this bank for over 30 years from the time it was a building society They have always given me good advice and a good term deposit rate

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I have been with this bank for over 30 years from the time it was a building society They have always given me good advice and a good term deposit rate

Price
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Albert, Queensland, reviewed 8 months ago
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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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