8.4 / 10

based on 1586 reviews as rated by Mozo community

Heritage Bank bank accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

Heritage Bank offers the following bank accounts

Rates and fees verified as correct at 24 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Simply Access

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are Heritage Bank bank accounts rated?

Mozo users have rated Heritage Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Heritage Bank bank accounts
Overall
8.5/10
Price
Features
Customer service
Convenience
Trust

278 Reviews

Recent Heritage Bank bank account reviews

Heritage Bank Simply Access review
Overall 6/10
Great sraff

The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

Read full review

The Heritage Bank has been established a while now. The stuff have been very helpful in amazing ways.

Price
10/10
Customer service
10/10
Convenience
10/10
Less
Diane, Queensland reviewed 13 days ago
Heritage Bank Simply Access review
Overall 9/10
Bank is there for customers, not huge profiteers.

Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

Read full review

Reliable, personal, smaller bank. Developed out of a building society. Not caught up in all the huge profit mindset of the larger banks. No fees on basic accounts. Easy online transactions. You really get the idea they are there to meet their customers’ needs, rather than primarily to make a profit.

Price
10/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Julie, Queensland reviewed about 1 month ago
Heritage Bank Simply Access review
Overall 10/10
Friendly, helpful and informative staff.

Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

Read full review

Whenever I go into a branch, I am seen to very quickly and the staff are always friendly and helpful. The staff welcomed us and treated us like important customers. Only inconvenience is you cannot increase your daily limit online, this has to be done in person. If $5000 or under this is done instantly by the teller.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Nicole, Queensland reviewed about 2 months ago
Heritage Bank Simply Access review
Overall 10/10
This bank is for real people.

I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

Read full review

I have been with Heritage Bank for 19 years. Whether I go into the bank or am online, I always have a good experience. When you go into the bank the clerks don't care if you have $10 or $10,000, they treat you with the utmost respect and friendliness.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Shelle, Queensland reviewed 2 months ago

Bank account quick links