based on 1631 Heritage Bank product reviews as rated by Mozo community

Heritage Bank bank accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

Plus it won a 2023 Mozo Experts Choice Award for best Pensioner Account and Small Business Exceptional Everyday Account.

Heritage Bank offers the following bank accounts

Rates and fees verified as correct at 8 December 2023. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Pension Plus

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

2.50% p.a.
Simply Access

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

0.01% p.a.

How are Heritage Bank bank accounts rated?

Mozo users have rated Heritage Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Heritage Bank bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

292 Reviews

Recent Heritage Bank bank account reviews

Heritage Bank Pension Plus
Overall 9/10
A reliable bank and easy to deal with

I have been with this bank for over 30 years from the time it was a building society They have always given me good advice and a good term deposit rate

Read full review

I have been with this bank for over 30 years from the time it was a building society They have always given me good advice and a good term deposit rate

Price
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Albert, Queensland, reviewed about 2 months ago
Heritage Bank Bank Account
Overall 7/10
Heritage Bank is the Best I've ever been with.

My Bank is the Best bank I have ever been with...just wish I'd found them decades ago!

Read full review

My Bank is the Best bank I have ever been with...just wish I'd found them decades ago!

Price
9/10
Features
9/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Bradley, Queensland, reviewed 17 days ago
Heritage Bank Simply Access
Overall 7/10
It is Ok for my needs.

It is local and I can walk in and talk to someone if I need to.

Read full review

It is local and I can walk in and talk to someone if I need to.

Price
8/10
Features
6/10
Customer service
7/10
Convenience
7/10
Trust
7/10
Less
Pamela, New South Wales, reviewed 4 months ago
Heritage Bank Simply Access
Overall 10/10
Heritage Bank people first always.

I have been with Heritage bank for nearly 20 years, in that time I have found the staff to be very helpful friendly and knowledgeable, they are always honest in answering any queries or questions that I may have. I would have no hesitation in recommending Heritage bank to family or friends.

Read full review

I have been with Heritage bank for nearly 20 years, in that time I have found the staff to be very helpful friendly and knowledgeable, they are always honest in answering any queries or questions that I may have. I would have no hesitation in recommending Heritage bank to family or friends.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Trevor, Queensland, reviewed 4 months ago
See all bank account reviews
† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Bank account quick links