8.4 / 10

based on 1600 reviews as rated by Mozo community

Heritage Bank bank accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

Heritage Bank offers the following bank accounts

Rates and fees verified as correct at 01 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Simply Access

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

How are Heritage Bank bank accounts rated?

Mozo users have rated Heritage Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Heritage Bank bank accounts
Overall
8.5/10
Price
Features
Customer service
Convenience
Trust

282 Reviews

Recent Heritage Bank bank account reviews

Heritage Bank Bank Account review
Overall 10/10
Heritage Bank, way better than the rest!

Excellent in branch customer service. They have a varied range of saving and transaction accounts, offer competitive interest rates on home loans, savings, term deposits. Have in the past used one of the majors with which I have accounts to purchase foreign exchange and paid a range of fees, long lead time. Discovered that Heritage Bank also provides a service to purchase foreign currency, got a better rate, and lower fees as well so Heritage is my go to for foreign currency now.

Read full review

Excellent in branch customer service. They have a varied range of saving and transaction accounts, offer competitive interest rates on home loans, savings, term deposits. Have in the past used one of the majors with which I have accounts to purchase foreign exchange and paid a range of fees, long lead time. Discovered that Heritage Bank also provides a service to purchase foreign currency, got a better rate, and lower fees as well so Heritage is my go to for foreign currency now.

Price
10/10
Features
6/10
Customer service
10/10
Convenience
9/10
Trust
10/10
Less
Raymond, Queensland, reviewed about 1 month ago
Heritage Bank Simply Access review
Overall 10/10
Never had a problem.

Never had a problem with Heritage either in person or over the phone. They are very courteous and user friendly. Would recommend them to others.

Read full review

Never had a problem with Heritage either in person or over the phone. They are very courteous and user friendly. Would recommend them to others.

Price
9/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kevin, Queensland, reviewed about 1 month ago
Heritage Bank Simply Access review
Overall 9/10
Great consistent service, helpful and thorough.

They attempted to help wherever they can. Very easy to use internet banking and term deposits as well as online saver account.

Read full review

They attempted to help wherever they can. Very easy to use internet banking and term deposits as well as online saver account.

Price
10/10
Features
6/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Gayle, Queensland, reviewed about 2 months ago
Heritage Bank Bank Account review
Overall 10/10
Try Heritage Bank, walk in, ask questions.

We like the Heritage Bank as the service is excellent and the staff are so friendly. Highly recommended.

Read full review

We like the Heritage Bank as the service is excellent and the staff are so friendly. Highly recommended.

Price
9/10
Features
9/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Ross, Queensland, reviewed 3 months ago

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