based on 1636 Heritage Bank product reviews as rated by Mozo community

Heritage Bank savings accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, term deposits, credit cards and saving accounts.

Heritage Bank offers the following savings accounts

Rates and fees verified as correct at 29 March 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate Maximum rate Govt deposit guarantee
Online Saver

3.45% p.a.(for $1 and over)

4.90% p.a. (for $1 to $100,000)

Yes up to $250,000

Target Bonus

0.01% p.a.(for $1 and over)

4.40% p.a. (for $1 and over)

Yes up to $250,000

How are Heritage Bank savings accounts rated?

Mozo users have rated Heritage Bank savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
Heritage Bank savings accounts
Overall
Price
Features
Customer service
Convenience
Trust

497 Reviews

Recent Heritage Bank savings account reviews

Heritage Bank Savings Account
Overall 7/10
Customer Service Fantastic

Heritage Bank has always given me great service and looked at my circumstances to ensure that I got the right product

Read full review

Heritage Bank has always given me great service and looked at my circumstances to ensure that I got the right product

Price
7/10
Features
5/10
Customer service
10/10
Convenience
10/10
Trust
9/10
Less
Tracey, Queensland, reviewed 24 days ago
Heritage Bank Savings Account
Overall 10/10
Superior Customer Service and Care

Our local Heritage Bank branch is the epitome of superior customer service, and optimal outcomes. The staff are caring, and very knowledgeable about all of the bank's products, and they also ensure that you understand everything needed to make an informed decision before you walk out the door.

Read full review

Our local Heritage Bank branch is the epitome of superior customer service, and optimal outcomes. The staff are caring, and very knowledgeable about all of the bank's products, and they also ensure that you understand everything needed to make an informed decision before you walk out the door.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Sheran, Queensland, reviewed 10 days ago
Heritage Bank Savings Account
Overall 10/10
I think it's an excellent bank

I have been very happy with this bank but am disappointed in the amount of atms available to use.

Read full review

I have been very happy with this bank but am disappointed in the amount of atms available to use.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
4/10
Trust
10/10
Less
Anne, Queensland, reviewed 2 months ago
Heritage Bank Online Saver
Overall 8/10
Heritage bank is a great customer service bank

Compared to the other banks, heritage has always been a lovely experience when it’s come down to customer service. Nothing beats their human touch and down to earth approach

Read full review

Compared to the other banks, heritage has always been a lovely experience when it’s come down to customer service. Nothing beats their human touch and down to earth approach

Price
8/10
Features
7/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Lachlan, Queensland, reviewed 7 months ago
See all savings account reviews
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Savings account quick links