8.4/10

Based on 1640 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Heritage Bank savings accounts

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, term deposits, credit cards and saving accounts.

Heritage Bank offers the following savings accounts

Rates and fees verified as correct at 23 July 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate Maximum rate Govt deposit guarantee
Online Saver

3.45% p.a.(for $1 and over)

4.90% p.a. (for $1 to $100,000)

Yes up to $250,000

Target Bonus

0.01% p.a.(for $1 and over)

4.40% p.a. (for $1 and over)

Yes up to $250,000

How are Heritage Bank savings accounts rated?

Mozo users have rated Heritage Bank savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
Heritage Bank savings accounts customer reviews
Overall
8.5/10
Price
7.8/10
Features
7.3/10
Customer service
8.8/10
Convenience
8.2/10
Trust
8.6/10
Based on 499 Heritage Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Heritage Bank savings account reviews

Heritage Bank Savings Account
Overall 8/10
Heritage has excellent customer service

Whenever I need to speak to a customer service representative there is no wait time - I live this! I am looking at changing over my home loan from another provider to Heritage and the customer service I have received has been amazing!

Read full review

Whenever I need to speak to a customer service representative there is no wait time - I live this! I am looking at changing over my home loan from another provider to Heritage and the customer service I have received has been amazing!

Price
7/10
Features
3/10
Customer service
10/10
Convenience
8/10
Trust
8/10
Less
Andrea, Queensland, reviewed 2 months ago
Heritage Bank Online Saver
Overall 9/10
FRIENDLY AND HELPFUL STAFF GREAT SERVICE

I HAVE BEEN WITH HERITAGE SINCE I BOUGHT MY FIRST HOME AT 18 YEARS OF AGE IN 1993. I HAVE ALWAYS HAD EXCEPTIONAL SERVICE, FRIENDLY STAFF AND CARING BRANCH MANAGERS

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I HAVE BEEN WITH HERITAGE SINCE I BOUGHT MY FIRST HOME AT 18 YEARS OF AGE IN 1993. I HAVE ALWAYS HAD EXCEPTIONAL SERVICE, FRIENDLY STAFF AND CARING BRANCH MANAGERS

Price
9/10
Features
6/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Adrienne, Queensland, reviewed 4 months ago
Heritage Bank Savings Account
Overall 7/10
Customer Service Fantastic

Heritage Bank has always given me great service and looked at my circumstances to ensure that I got the right product

Read full review

Heritage Bank has always given me great service and looked at my circumstances to ensure that I got the right product

Price
7/10
Features
5/10
Customer service
10/10
Convenience
10/10
Trust
9/10
Less
Tracey, Queensland, reviewed 5 months ago
Heritage Bank Savings Account
Overall 10/10
Superior Customer Service and Care

Our local Heritage Bank branch is the epitome of superior customer service, and optimal outcomes. The staff are caring, and very knowledgeable about all of the bank's products, and they also ensure that you understand everything needed to make an informed decision before you walk out the door.

Read full review

Our local Heritage Bank branch is the epitome of superior customer service, and optimal outcomes. The staff are caring, and very knowledgeable about all of the bank's products, and they also ensure that you understand everything needed to make an informed decision before you walk out the door.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Sheran, Queensland, reviewed 4 months ago
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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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