Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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Yes
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Choice of excess
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$450 - $1,700
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount up to 10%
- Monthly premiums available
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Yes
- Choice of repairer
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Yes
- Choice of excess
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$450 - $1,700
- Agreed or market value
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Agreed or Market
- Discounts available
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-
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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No
- Genuine parts
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Yes - If car is under 3 years old.
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $500 if damaged or stolen. Up to $1,000 for mobility devices and disability aids.
- Replacement key cover
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Up to $2,000 if stolen.
- Baby capsule or child seat cover
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Up to $500
- Trailer or caravan cover
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Up to $1,000.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $800
- Emergency options
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Reasonable towing costs. Up to $600 accommodation costs if greater than 200 km from home. Up to $500 travel costs.
- Rental car after theft
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Yes - Up to 14 days, max $75 per day.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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$10,000 within 12 months of accident.
- Young driver excess imposed
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$550 for listed drivers under 25, $1,500 for unlisted drivers under 25, $500 for inexperienced drivers over 25.
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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-
- Online discount
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up to 10%
- Multi-policy discount
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- No claim discount
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Maximum no claim discount eligible after 6 years. NCD can be optionally protected if at Rating 1 or A1.
- Low km discount
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No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.