5.4 / 10

based on 1939 reviews as rated by Mozo community

Citi car loans

While they're not strictly car loans, Citi does offer a couple of great value personal loan options which might suit you if you're in the market for a new (or preloved) set of wheels. Both are unsecured options, with a competitive variable interest rate on offer. Check them out below.

Citi offers the following car loans

Rates and fees verified as correct at 27 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Personal Loan Plus (Variable, Unsecured)

9.99% p.a.to 17.99% p.a.

9.99% p.a.to 17.99% p.a.based on $30,000
over 5 years

$0

Ready Credit Flexible Personal Loan - 1 Year Introductory Rate (Variable, Unsecured)

5.90% p.a.

n/a

$199

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are Citi car loans rated?

Mozo users have rated Citi car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-loans
Citi car loans
Overall
6.0/10
Price
Features
Customer service
Convenience
Trust

6 Reviews

Recent Citi car loan reviews

Citi Ready Credit Fixed Payment Option review
Overall 7/10
Good prices

Happy with rates.

Read full review

Happy with rates.

Price
7/10
Features
7/10
Customer service
8/10
Convenience
7/10
Trust
7/10
Less
Anne, Tasmania reviewed about 5 years ago
Citi Personal Credit (Variable, Unsecured) review
Overall 4/10
They are ok

They are ok, fixed rate contract on pricing for car loan. They should give something back to clients as rates drop.

Read full review

They are ok, fixed rate contract on pricing for car loan. They should give something back to clients as rates drop.

Price
4/10
Features
6/10
Customer service
4/10
Convenience
3/10
Trust
4/10
Less
Roger, Victoria reviewed over 5 years ago
Citi Car Loan review
Overall 7/10
friendly

Great bank

Read full review

Great bank

Price
9/10
Features
9/10
Customer service
7/10
Convenience
6/10
Trust
7/10
Less
Renee, Victoria reviewed almost 6 years ago
Citi Car Loan review
Overall 10/10
Easy to talk to

Good customer service and great rates.

Read full review

Good customer service and great rates.

Price
9/10
Features
8/10
Customer service
10/10
Convenience
6/10
Trust
8/10
Less
Daina, Victoria reviewed over 7 years ago

Car loan quick links