5 credit card incentives to snap up in December

Kelly Emmerton   |   30 Nov 2017


Are you going to need a new credit card after the Christmas shopping blitz is through? If so, why not pick up a few killer freebies while you’re at it?

This December, Mozo’s database has turned up a few choice incentives for those looking for a new piece of plastic, from bonus points, to free flights, cashback, to uber rides.

But these offers are available for a limited time only, so put the Christmas plans on hold for a moment and check out them out:

1. NAB Qantas Rewards Signature Card

What’s on offer: Sometimes, nothing beats good old fashioned rewards points. For spenders who are in it to jump start their point stash before Christmas, the NAB Qantas Rewards Signature card is offering up 100,000 bonus Qantas Points when you spend $3,000 within 60 days of opening an account. Not too shabby!

Deadline: Be sure to apply by 25 February 2018 to make these bonus points yours.

2. Westpac Altitude

What’s on offer: Taking an Uber home after all those Christmas parties this month? With the Westpac Altitude card in your pocket, aside from all the other rewards points and freebies on offer, you can get up to $20 off every 3rd Uber ride until 31 August 2018. Keep in mind a maximum $250 in free rides applies.

Deadline: Get this show on the road by applying by 31 January 2018.

3. Woolworths Everyday Platinum Card

What’s on offer: There are plenty of reasons to get excited about the Woolworths Everyday Platinum Card, including no annual fee in the first year and 10% off your first Woolies shop on a selected weekend each month when you pay with and scan the barcode on the back of your credit card. And if that’s not incentive enough to pick up this plastic, you can also score a $50 Woolies Gift Card when you make a purchase on your card by 28 February 2018.

Deadline: To save on your grocery shop, make sure you apply by 31 January 2018.

4. Commonwealth Bank Low Rate

What’s on offer: Not only is the CBA Low Rate Gold card a cost-effective piece of plastic, with a purchase rate of 13.24% and a $59 annual fee, but at the moment, when you pick up this piece of plastic, you can also score $300 cashback. To do so, you’ll need to spend $1,000 on your new CommBank card within 90 days of being approved. If you want a touch of luxury with your spend, this offer is also available on the CommBank Low Rate Gold card.

Deadline: Apply by 4 February 2018 to snap this one up.

5. Jetstar Platinum Mastercard

What’s on offer: If you’ve already got your sights set on a holiday in 2018, the Jetstar Platinum Mastercard could be an excellent travelling companion. Choose the Jetstar Dollar program option, and you can bag a free domestic return Jetstar flight by spending $2,000 on your card within 60 days of being approved. This offer is also available with the regular Jetstar Mastercard - but you’ll only get a free one-way flight.

Deadline: To be eligible for this offer, you’ll need to apply for the card by 28 February 2018 and book your flight within 6 months of activating your card.

You can also head over to our rewards credit card comparison table to take a look at a bunch of other credit cards packed with freebies, bonuses and perks.

Credit cards to consider this December - rates updated daily

  • Hot Deal $50 Woolies eGift Card when you spend $150 a month for 3 months

    Woolworths Everyday Platinum Credit Card

    0% p.a. for 14 months and then 21.99% p.a.

    19.99% p.a.

    $49 $0 in the first year

    $50 Woolies eGift Card when you spend $150 a month for 3 months. No annual fee for the first year.

    • 0% p.a. for 14 months and then 21.99% p.a.

    • $49 $0 in the first year

    • 19.99% p.a.

    • 55

    • 21.99% p.a.

    • 3%, minimum $5

    • Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.

    Details Close

  • Australian Military Bank Low Rate Visa Credit Card

    0% p.a. for 12 months and then 10.99% p.a.

    10.99% p.a.


    Fast assessment. Up to 55 days interest free on purchases. $0 additional cardholder fee.

    • 0% p.a. for 12 months and then 10.99% p.a.

    • $49

    • 10.99% p.a.

    • 55

    • 19.99% p.a.

    • $4.50

    Details Close

  • Apply By 27 November 2018

    Westpac Altitude Black with American Express

    No current offer

    20.24% p.a.

    $499 $300 in the first year

    120k Bonus Points (T&Cs apply). Earn 0.75 Qantas points per $1 spent on eligible purchases.

    • No current offer

    • $499 $300 in the first year

    • 20.24% p.a.

    • 45

    • 20.74% p.a.

    • 2%, Min $2.50, Max $150

    • Points are automatically credited to the Qantas Frequent Flyer program.

    Details Close

  • Bendigo Bank Low Rate Platinum Mastercard

    No current offer

    11.99% p.a.


    Purchase interest rate 11.99% p.a & up to 55 days interest free

    • No current offer

    • $89

    • 11.99% p.a.

    • 55

    • 13.99% p.a.

    • 0.50%, Min $3.25

    Details Close

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