Bus it to work? You can now use your credit card to tap on and off

Ceyda Erem

29 Jul 2019


From next month, commuters across NSW will be able to tap on and off using their credit card and debit card on Sydney buses, which according to NSW Transport Minister, Andrew Constanceto is completing the “final piece in the contactless payments puzzle.”

The new addition follows the rollout of contactless payments for trains, light rail and ferries last year

And if carrying around plastic isn’t your thing, you’ll also be able to use your smartphone, tablet or wearable device to tap on and off. 

NSW Transport Minister, Andrew Constance, said in a statement yesterday that he expected all buses under the Opal card system to accept credit and debit cards by the end of September. 

All three card distributors, American Express, Visa and Mastercard are on board, with 

AMEX’s Vice President of Consumer Services Emily Roberts saying: 

“Our ongoing investment in digital capabilities and our partnership with Transport NSW is enabling card members to easily use their Amex card or mobile wallet in more places than ever before.” 

Though it is a new way to pay, it doesn’t mean commuters miss out on regular Opal perks. Features like off-peak pricing, a transfer discount and half priced fairs after eight journeys are all applicable to the new constacess transport system. 

Are Opal cards on the way out?

While many Aussies may find it easy to leave their Opal card at home, there are few select travellers who may need to hang onto theirs for a bit longer. 

At the moment only Adult fares can be acquired using a contactless payment method, which excludes commuters using Concession, Child and Senior Opal cards. 

Launched in 2012, the Opal card was designed to put an end to paper tickets, making getting around seamless and easy. 

But with more and more Aussies turning toward contactless payments, are Opal cards heading toward redundancy? 

Last year in March, a massive 92% of Visa’s domestic face-to-face transactions were contactless, while according to AMEX, 60% of Aussies used contactless payments. 

“Australians have a keen appetite for new ways to pay, including via smartphones and wearables”, said Axel Boye-Moller, Visa Head of Product for Australia, New Zealand and South Pacific.

“Visa research found 8 in 10 people would be comfortable using a smartphone for every day payments and 23% of Australians would likely use a smartwatch or other wearable for everyday payments, if they had one.”

Think it’s time you gave your wallet an upgrade? Head on over to our credit card comparison tool to compare a range of credit card options that offer contactless payments. 

Compare low rate credit cards - rates updated daily

  • Promoted

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    0% p.a. for 6 months and then 20.99% p.a.

    0% p.a. for 14 months then 20.74% p.a.

    $129 $64 in the first year

    Receive a $129 Virgin Australia gift voucher each year. 0.0% p.a. on purchases for up to 14 months. $64 annual fee in the first year ($129 after)

    • 0% p.a. for 6 months and then 20.99% p.a.

    • $129 $64 in the first year

    • 0% p.a. for 14 months then 20.74% p.a.

    • 44

    • 20.99% p.a.

    • 2.7%, Min $2.70

    • Points are credited to the Velocity Frequent Flyer program.

    Details Close

  • Promoted

    ANZ Low Rate

    0% p.a. for 15 months and then 20.24% p.a.

    12.49% p.a.


    A simple everyday credit card with $0 annual fee in the first year and 55 days interest free days on purchases when you pay your account in full each month. Includes complimentary insurances. Apply online in just five minutes and receive an answer in 60 seconds. A minimum credit limit of $1,000 applies.

    • 0% p.a. for 15 months and then 20.24% p.a.

    • $58

    • 12.49% p.a.

    • 55

    • 20.24% p.a.

    • 2%

    Read our Mozo Review to learn more about the Low Rate

    Details Close

  • Promoted

    Bankwest Breeze Platinum Mastercard

    0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)

    9.90% p.a.

    $99 $0 in the first year

    Streamline your budget with a low ongoing interest rate, up to 55 interest free days and 0% p.a. on balance transfers for 6 months. Plus, travel with free international travel insurance for you and your family by buying your tickets on your card.

    • 0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)

    • $99 $0 in the first year

    • 9.90% p.a.

    • 55

    • 21.99% p.a.

    • 2%, Min $4.00

    Read our Mozo Review to learn more about the Breeze Platinum Mastercard

    Details Close

Mozo may receive advertising fees from the financial institutions, issuers of financial or credit products and third party advice providers that are shown on this page. These fees are based on a cost per click, cost per acquisition, or a fixed fee.