Getting rewarded for your spending is a money hack that savvy credit card users swear by, and for many of us there’s nothing better than getting rewarded with cold hard cashback.
Credit card cashback offers are booming right now, and it’s no wonder. Scoring cashback on your spending means you’re not tied into tricksy rewards points programs that can see you endlessly collecting points only to find out they’re worth far less than you thought when you try to redeem them.
One of the top cashback offers available right now is on the popular Westpac Low Rate credit card. New cardholders can earn $400 cashback by spending $4,000 on eligible purchases in the first 120 days after card approval, and enjoy a low interest rate and annual fee to boot.
Another popular cashback offer on the market this month is the innovative Freestyle Virtual MasterCard from MoneyMe, which earns cardholders credit back from 1,400 retail stores.
Read on for the Mozo Editor's round up of these popular cashback offers and some of the other top credit card deals on the market this month....
1. Get credit back from 1,400 stores with this virtual card
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MoneyMe - Freestyle Virtual Mastercard
A virtual card that’s available to use instantly once approved
Save with credit back offers from over 1,400 stores
The new MoneyMe Freestyle card is shaking up the credit card world with an innovative virtual credit card and cashback approach. The virtual card can be used instantly as soon as its approved, which according to MoneyMe typically takes less than 60 minutes. Once approved you can use the card to Tap n Pay, transfer money to friends and get credit back offers from over 1,400 stores.
2. Get $400 cashback plus a low interest rate
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Westpac - Low Rate - Cashback Offer
Earn $400 cashback by spending $4k on eligible purchases in the first 120 days
This generous new cashback offer from Westpac makes its popular Low Rate card even more appealing. New cardholders can earn $400 cashback by spending $4,000 on eligible purchases in the first 120 days after card approval. As an added bonus, Westpac is also waiving the $59 annual fee in the first year. The purchase rate is a low 13.74% and cardholders can enjoy up to 55 days interest free on purchases. Apply by 30 November.
3. Enjoy 0% interest on purchases for up to 110 days
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
humm90 - Platinum Mastercard
Australia’s most generous interest-free card - up to 110 days interest-free
No foreign transaction fees for online and overseas purchases
If interest-free days are more your thing, the new Humm90 Mastercard offers 0% interest on purchases for up to 110 days - twice as long as the average credit card. And that’s not the only way to avoid paying interest charges with this clever card, as cardholders can also access up to 60 months interest-free finance with key retail partners. Another clever feature is Humm Wrap, which lets you convert purchases of $250 or more to an interest free instalment plan for a small fee.
Want to compare more credit cards? Head over to our credit card comparison hub to see more top November 2021 credit card offers and compare over 200 cards from 60 providers.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
