The new year has arrived, and it’s time to make a promise to yourself: in 2018 you won’t pay fees when you don’t have to, and you will clear that cloud of credit card debt you’ve been stuck under.
Sounds good, right? To help you stick to this very worthwhile resolution, we’ve rounded up a selection of credit cards from our database which can either help you smash your debt or offer you annual fee-free spending for the year ahead - or both.
Say goodbye to debt
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
HSBC - Platinum Credit Card
0% balance transfer rate for 22 months (2% balance transfer fee applies)
With the HSBC Platinum card, you’ll have a leisurely 22 months to pay off that lingering credit card balance and get yourself blissfully debt-free. Plus, once you start spending again, you can earn 1 point per $1 you spend on this card, and enjoy perks like a concierge service and complimentary insurance covers.
Woolworths - Everyday Platinum Credit Card
0% balance transfer rate for 14 months
$0 annual fee in the first year ($49 after)
Mozo Experts Choice Winner 2017
What’s the deal:
With multiple Mozo Experts Choice wins under its belt, the Woolworths Everyday Platinum card is a great all rounder, with no annual fee in the first year and 3 rewards points for every dollar spent at Woolies. Plus, there’s a 14 month interest free balance transfer period to help you clear your debt once and for all.
SAY GOODBYE TO FEES
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
ME - frank Credit Card
$0 annual fee
11.99% purchase rate
Up to 55 interest free days
What’s the deal:
Looking for simple, no-strings spending? Meet frank, from online bank ME. With no annual fee, a low interest rate and up to 55 interest free days each month, this Mozo Experts Choice winner is a savvy spenders new best friend.
Not only is the Coles No Annual Fee Mastercard easy on your pocket, but at the moment, you’ve also got the chance to bag 20,000 bonus Flybuys points, just by signing up before January 31 and making a purchase on the card within one month.
Can’t see your perfect plastic match in the list above? Check out our credit card comparison for more killer options in 2018.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Power up your money know-how
Power up your money know-how
Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
