Highly trusted Bendigo Bank brings new credit cards to the table

By Sara Borman · · 2 min read
Fact Checked
Advertiser disclosure
Bendigo Bank ready credit card graphic
Image provided by Bendigo Bank

Roy Morgan’s quarterly update has confirmed that when it comes to banks we trust, Australians still hold Bendigo Bank above the rest. 

Though trust is not a straightforward thing to rank, Bendigo Bank has been consistent and together with ING pulled ahead in the last round of rankings.

Bendigo Bank also scored awards in Mozo’s 2022 People’s Choice Awards for Banking, including Highly Trusted, Excellent Customer Service, and Outstanding Customer Satisfaction. Other winners included Bank Australia, neobank Up, and international money transfer provider Wise.

With all of this good news for Bendigo, let’s take a look at the recent shakeup to its credit cards.

What’s new with Bendigo Bank credit cards?

While Bendigo’s main rewards credit cards remain the same, two new cards join the line up: the Bright Credit Card and the Ready Credit Card.

Applying for either card at the moment will score you an 18 month introductory purchase rate of 0% p.a., so if you’re interested in these, there’s something to sweeten the pot.

First, the Bright Credit Card is a low-rate card option. You can enjoy a low 9.99% p.a. purchase rate with an annual fee of $59. There’s a late repayment fee of $15 but generally this card could be a great option for everyday, no frills spending. This isn’t a card for rewards-lovers, but if you ever have an outstanding balance on your card, this could definitely be an attractive option. This is especially true if you apply now and get the 18 month introductory 0% p.a. purchase rate!

Next, if rewards are more your scene, the introduction of the Ready Credit Card might be up your alley. Offering travel rewards without the pricey points scheme, this credit card boasts a $0 annual fee and a 19.99% p.a. purchase rate. You’ll also net international travel insurance and a $0 international transaction fee. The same $15 late payment fee does apply. Don’t forget that the 19.99% p.a. purchase rate will be temporarily brought down to 0% for 18 months when you apply now.

These new cards will hopefully not make any change to the bank’s Mozo award-winning customer service and reputation for trust.

If you want to explore more credit card options, take a look at the lineup of Mozo’s best credit cards.

Compare other credit cards - last updated 1 May 2024

Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure
  • NAB Low Rate Card - Balance Transfer Offer

    Spend with confidence with a low 13.49% p.a. variable purchase rate and 0% p.a. interest on balance transfers for the first 28 months (T&Cs apply). 2% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget better when you make minimum repayments. Minimum credit limit $1,000. No annual fee for the first year (usually $59).

    Purchase rate
    13.49% p.a.
    Balance transfer rate
    0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
    Annual fee
    $59 $0 in the first year
    Rewards program
    -
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    Details
  • Apply By 28 May 2024
    American Express Qantas Ultimate Card

    Receive 60,000 Bonus Qantas Rewards Points when you apply online by 28 May 2024, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. Available for New American Express Card Members only.

    Purchase rate
    23.99% p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $450
    Rewards program
    Qantas Frequent Flyer
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    Details
  • American Express Platinum Edge Credit Card

    Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply online and are approved. T&Cs apply. New Card Members only. Offer subject to change without notice.

    Purchase rate
    23.99% p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $195 $0 in the first year
    Rewards program
    Membership Rewards
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    Details
  • American Express Explorer® Credit Card

    Receive 50,000 bonus membership rewards points when you apply online, are approved, and spend $4,000 on eligible purchases on your new card within the first 3 months (T&Cs apply). New Card Members only. Complimentary domestic & international Travel Insurance (T&Cs apply). Up to 55 days interest free on purchases. $395 annual fee.

    Purchase rate
    23.99% p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $395
    Rewards program
    Membership Rewards
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    Details
  • Apply By 15 May 2024
    American Express Velocity Platinum Card

    Earn 100,000 bonus Velocity Points when you apply online by 15 May 2024, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

    Purchase rate
    23.99% p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $375
    Rewards program
    Velocity Frequent Flyer
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    Details

^See information about the Mozo Experts Choice Credit Card Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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