Top cashback credit cards to put dollars back in your pocket
Everybody uses a credit card differently, whether it’s to stack up rewards points and freebies, or just for the convenience of spending on plastic. But there’s one thing all spenders can agree on - there’s nothing better than scoring cold hard cash back from your spend.
And the good news is there are a tonne of cashback credit card offers around at the moment so you can do just that. To help you pick the right one for your wallet, we’ve listed a few of our favourites and what’s on the table with each.
ANZ - Low Rate
What’s the deal?
The ANZ Low Rate card is a great choice for frugal spenders who aren’t interested in all the bells and whistles. Not only can you keep costs down with a low annual fee and purchase rate, but when you spend $500 on eligible purchases in the first 60 days, you’ll also score a neat $100 back in your pocket.
Westpac - Low Rate
What’s the deal?
With no frills but tonnes of value, the Westpac Low Rate card is suited to budget-conscious spenders. It comes with up to 55 interest free days, plus a low annual fee of $59. To snag the $200 cashback in your pocket, be sure to spend $400 on eligible purchases in the first 90 days of having the card.
Woolworths - Everyday Platinum Credit Card
- $100 Woolworths gift card
- $0 annual fee in the first year ($49 afterwards)
- Mozo Experts Choice Award Winner
What’s the deal?
The Woolworths Everyday Platinum card packs a punch right from day one. Rewards lovers will be drawn in by earning up to 3 rewards points for every $1 spent, which are converted to a Shopping Card for use on our Woolies grocery shop. To score the bonus $100 Woolies gift card, just make a purchase on your new card by 28 February 2018.
Westpac - Low Fee Platinum
- $200 cashback
- $0 annual fee in the first year
- Premium perks including free international travel insurance and concierge service
What’s the deal?
Perfect for savvy spenders, the Westpac 55 Day Platinum delivers a bunch of complimentary insurance covers, at a very reasonable price point. You won’t pay an annual fee in the first year, and if you spend $10,000 annually, you won’t ever have to pay it. Be sure to spend $400 on eligible purchases in the first 90 days to score the $200 cashback.
If none of those offers peaked your interest, then there’s still plenty of opportunity to snag a great cashback deal. Some other top offers on the market right now include:
The Citi Classic and Citi Simplicity cards, both of which come with 5% cashback on eligible purchases in the first 90 days, up to a maximum of $50.
The Suncorp Clear Options Standard card, with which you can snag $100 cashback when you spend $3,000 on eligible purchases in the first 6 months.
The Virgin Money Low Rate card which will let you pick up $100 cashback when you spend $500 on eligible purchases in the first 3 months.
^See information about the Mozo Experts Choice Credit Card Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.