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The Australian Military Bank, formerly known as ADCU, has been helping Australian Defence personnel and their families make the most of their money since 1959, but anyone can become a member. So if you’re after a new credit card, keep reading to see what’s on offer from Australian Military Bank.
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Last updated 12 July 2025
Important disclosures
Australian Military Bank credit cards
Low Rate Visa Credit Card
Purchase rate
11.99
%
p.a.
Balance transfer rate
0.00
%
p.a.
For 12 months and then 11.99% p.a.
Annual fee
$49
Rewards program
-
No Partner link
Purchase rate
11.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
0.00
%
p.a.
For 12 months and then 11.99% p.a.
Annual card fee
$49
Intro fee
-
Interest free days on purchases
Up to 45
Cash advance rate
19.99% p.a.
Cash advance fee
$4.50
Foreign exchange margin
3.00%
Late payment fee
$10.00
Interest free days
Up to 45
Minimum credit limit
$2,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.00%
Additional cardholders
yes
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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Important disclosures
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Disclaimer
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Important information on terms, conditions and sub-limits
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