Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Mozo Review Australian Military Bank Low Rate Visa Credit Card Review
Last updated: 17 October 2019.
What's hot:
0% balance transfer rate for 12 months
Low 11.99% purchase rate
45 interest free days
What's not:
$10 late payment fee
Mozo snapshot:
If you're in the market for a new credit card that has all the top features you'd want like a low purchase rate, low annual fee and 45 interest free days, then you can't go past Australian Military Bank's Low Rate Visa Credit Card. And if you're looking to save on credit card interest by switching cards, there's even better news - the Low Rate Visa Card also comes with a 0% balance transfer rate for 12 months, and low revert rate of 11.99%.
Key features:
The Low Rate Visa Card has an ongoing purchase rate of 11.99% which is up there with the lowest purchase rates in the market, so this could be a good credit card if you do tend to carry a balance. If you pay your balance off in full each month though, you'll get up to 45 days interest free. There is a $49 annual fee to weigh up though.
The card is connected the Visa network, so you can use it in Australia or overseas wherever Visa is accepted. You'll also be able to tap and go for purchases under $100 as the card has PayWave functionality. If you use the card overseas, you will pay a 2.95% foreign exchange margin on purchases, although this is relatively standard for most credit cards.
Who it's good for:
The Low Rate Visa Card could be suitable for a range of people - whether you're looking for a low rate card or want to get on top of your credit card debt and save on interest repayments by making use of the handy balance transfer offer.
Any catches?
You'll need to be at least 18 years old, a citizen or permanent resident of Australia and currently be employed or receiving a regular income to apply. There's also a $10 late payment fee, but this can be easily avoided by setting up automatic monthly repayments.
Details
Rates and fees information correct as at 17 November 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
11.99% p.a.
-
none
-
0% p.a. for 12 months and then 11.99% p.a.
-
no
-
19.99% p.a.
-
45
Fees
-
$49.00
-
none
-
none
-
none
-
$10.00
-
$4.50
-
2.95%
-
$2.50
-
$35.00
-
$0.00
Features
-
$20.00
-
2.0
-
yes
-
none
Payment options
In-App
Customer Reviews
How are Australian Military Bank credit cards rated by the Mozo community?
Latest reviews of Australian Military Bank Low Rate Visa Credit Card
- Overall8/10
Adequate
Suits me!
Read full review
Suits me!
Price8/10Features8/10Customer service8/10Convenience8/10Trust9/10Less
Jon | New South Wales
reviewed about 4 years ago
- Overall5/10
Ggjj
Ggg
Read full review
Ggg
Price8/10Features6/10Customer service6/10Convenience7/10Trust7/10Less
Rakesh | New South Wales
reviewed about 4 years ago
- Overall8/10
hello
Hello
Read full review
Hello
Price8/10Features7/10Customer service6/10Convenience7/10Trust3/10Less
Alex | Victoria
reviewed over 4 years ago
- Overall5/10
ok
ok
Read full review
ok
Price6/10Features6/10Customer service5/10Convenience5/10Trust5/10Less
Alexis | Queensland
reviewed over 4 years ago
- Overall7/10
Good product overall.
Good product not enough shop fronts.
Read full review
Good product not enough shop fronts.
Price8/10Features5/10Customer service7/10Convenience6/10Trust7/10Less
Bret | Tasmania
reviewed over 4 years ago
About Australian Military Bank
Australian Military Bank (previously known as ADCU) offers financial products to members of the Australian Defence Force, civilian employees, defence contractors and their families. As well as offering services to people associated with the defence force, the provider welcomes other individuals. Australian Military Bank offers a comprehensive range of saving and investment accounts, loans, insurance and financial advice especially designed for its members.
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
21.49% p.a.
$199 $0 in the first year
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$0
Promoted
Latitude
Low Rate Mastercard
No current offer
9.89% p.a.
$69
Promoted
Citi
Rewards Signature Credit Card
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
21.49% p.a.
$395 $199 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Latitude
28 Degrees Global Platinum Mastercard
No current offer
21.99% p.a.
$0
Promoted
Citi
Clear Platinum Credit Card
0% p.a. for 9 months and then 22.24% p.a.
0% p.a. for 9 months then 14.99% p.a.
$99 $0 in the first year
Promoted
Citi
Rewards Platinum Credit Card (Bonus Points)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Escape Card
0.75 points per dollar on Amex, uncapped
20.74% p.a.
$0
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
20.24% p.a.
$425
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$199 $0 in the first year
Promoted
Suncorp
Clear Options Platinum
1.25 points per dollar on Visa, uncapped
20.74% p.a.
$129 $49 in the first year
Promoted
Heritage Bank
Platinum
0.002 points per dollar on Visa, uncapped
17.49% p.a.
$125 $0 when you spend over $35,000 p.a
Promoted
NAB
Qantas Rewards Signature Card
1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month
19.99% p.a.
$395 $295 in the first year
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
21.49% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
0% p.a. for 13 months then 21.49% p.a.
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$0
20.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 22 months and then 20.99% p.a. (1.00% balance transfer fee)
$129 $64 in the first year
20.74% p.a.
Promoted
Citi
Rewards Platinum Credit Card (Bonus Points)
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
21.49% p.a.
Promoted
Latitude
Low Rate Mastercard
9.89% p.a.
$69
No current offer
Promoted
Citi
Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
$99 $0 in the first year
0% p.a. for 9 months and then 22.24% p.a.
Promoted
Bankwest
Breeze Mastercard
9.90% p.a.
$79 $0 in the first year
0% p.a. for 6 months and then 9.90% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
9.90% p.a.
$99 $0 in the first year
0% p.a. for 6 months and then 9.90% p.a.
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.
Promoted
Latitude
Low Rate Mastercard
9.89% p.a.
No current offer
$69
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
Citi
Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a.
$79 $0 in the first year
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
Promoted
Bankwest
Breeze Platinum Mastercard
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a.
$99 $0 in the first year
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months then 21.49% p.a.
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
