Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Australian Military Bank Low Rate Visa Credit Card
11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a.
$49
n/a
Mozo Review Australian Military Bank Low Rate Visa Credit Card Review
Last updated: 17 October 2019.
What's hot:
0% balance transfer rate for 12 months
Low 11.99% purchase rate
45 interest free days
What's not:
$10 late payment fee
Mozo snapshot:
If you're in the market for a new credit card that has all the top features you'd want like a low purchase rate, low annual fee and 45 interest free days, then you can't go past Australian Military Bank's Low Rate Visa Credit Card. And if you're looking to save on credit card interest by switching cards, there's even better news - the Low Rate Visa Card also comes with a 0% balance transfer rate for 12 months, and low revert rate of 11.99%.
Key features:
The Low Rate Visa Card has an ongoing purchase rate of 11.99% which is up there with the lowest purchase rates in the market, so this could be a good credit card if you do tend to carry a balance. If you pay your balance off in full each month though, you'll get up to 45 days interest free. There is a $49 annual fee to weigh up though.
The card is connected the Visa network, so you can use it in Australia or overseas wherever Visa is accepted. You'll also be able to tap and go for purchases under $100 as the card has PayWave functionality. If you use the card overseas, you will pay a 2.95% foreign exchange margin on purchases, although this is relatively standard for most credit cards.
Who it's good for:
The Low Rate Visa Card could be suitable for a range of people - whether you're looking for a low rate card or want to get on top of your credit card debt and save on interest repayments by making use of the handy balance transfer offer.
Any catches?
You'll need to be at least 18 years old, a citizen or permanent resident of Australia and currently be employed or receiving a regular income to apply. There's also a $10 late payment fee, but this can be easily avoided by setting up automatic monthly repayments.
Details
Rates and fees information correct as at 27 February 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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11.99% p.a.
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none
-
0% p.a. for 12 months and then 11.99% p.a.
-
no
-
19.99% p.a.
-
45
Fees
-
$49.00
-
none
-
none
-
none
-
$10.00
-
$4.50
-
2.95%
-
$2.50
-
$35.00
-
$0.00
Features
-
$20.00
-
2.0
-
yes
-
none
Payment options
In-App
Customer Reviews
How are Australian Military Bank credit cards rated by the Mozo community?
Latest reviews of Australian Military Bank Low Rate Visa Credit Card
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Adequate
Suits me!
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Good product overall.
Good product not enough shop fronts.
Read full reviewGood product not enough shop fronts.
Price8/10Features5/10Customer service7/10Convenience6/10LessTrust7/10
About Australian Military Bank
Australian Military Bank (previously known as ADCU) offers financial products to members of the Australian Defence Force, civilian employees, defence contractors and their families. As well as offering services to people associated with the defence force, the provider welcomes other individuals. Australian Military Bank offers a comprehensive range of saving and investment accounts, loans, insurance and financial advice especially designed for its members.
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