Credit Card card image

Health Professionals Bank Credit Card

Advertiser disclosure
Purchase rate
7.90% p.a. for 6 months then 11.50% p.a.
Balance transfer rate
7.90% p.a. for 6 months and then 11.50% p.a.
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review Health Professionals Bank Credit Card - last updated: 15 October 2020

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What's hot
  • Introductory 7.90% purchase rate for 6 months (then 11.50%)
  • No annual fee
  • 2020 Mozo Experts Choice Award winner
What's not
  • 2.90% foreign exchange fee
Mozo snapshot

If you or a family member are currently or a retired healthcare employee, then the Health Professionals Bank Credit Card could be your plastic match. This card features a low introductory purchase rate of 7.90% for the first 6 months (then 11.50%) and a $0 annual fee! And did we mention that it took out a 2020 Mozo Experts Choice Award for Best No Annual Fee Credit Card?

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Key features

For many Aussies, their credit card is for emergencies only, so if you’re looking to pick up a no frills piece of plastic and work in the healthcare industry, then the Health Professionals Bank Credit Card could be the pick for you. This low cost card features an introductory purchase rate of 7.90% for 6 months before the rate reverts to 11.50%, which is still relatively low. You won’t ever pay an annual fee, plus you will have up to 55 interest free days on purchases. 

Cardholders will also have the pick of the lot when it comes to payment options, as Apple, Google and Samsung Pay are all available with this card. Just keep in mind that there is a 2.90% foreign exchange fee to consider that will apply on every international purchase, either while on holiday or when shopping at an international online store. 

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Who is it good for

If you’re an Aussie who works or has worked in healthcare and are after a low rate credit card for everyday spending, then the Health Professionals Bank Credit Card could be just the thing you’re looking for. 

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Any catches

If you’re planning to take this card overseas or do some online shopping on an international website, keep in mind you will be charged a 2.90% foreign exchange fee. 

Details

Rates and fees information correct as at 27 September 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

11.50% p.a.

7.90% p.a. for 6 months

7.90% p.a. for 6 months and then 11.50% p.a.

no

11.50% p.a.

55

Fees

$0.00

none

none

none

$10.00

4.5

2.90%

$7.00

$25.00

$0.00

Features

none

3.0

yes

none

Payment options

Apple Pay, Google Pay, Samsung Pay

Customer Reviews

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