Clear Visa Card card image
Mini meca 2023

Hume Bank Clear Visa Card

Advertiser disclosure
Purchase rate
14.95% p.a.
Balance transfer rate
No current offer
Annual fees
$30 $0 when you spend over $8,000 p.a
Interest free days on purchases
55

Mozo editorial review Hume Bank Clear Visa Card - last updated: 2 November 2023

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What's hot
  • Redeem loyalty points for cashback
  • Up to 55 interest free days
  • 2023 Mozo Experts Choice Award winner
What's not
  • 19.95% p.a. cash advance rate
Mozo snapshot

The Hume Bank Clear Visa Card hits the ground running with a 14.95% p.a. purchase rate and offers card holders up to 55 days interest free. This Visa Card has a top notch loyalty program with redeemable points for cash, which won the 2023 Mozo Experts Choice Award for best Cashback Credit Card.

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Key features

Hume Bank has a relatively competitive rate for the Clear Visa Card sitting at a 14.95% purchase rate, but if you are looking at withdrawing cash - the cash advance rate is a steeper 19.95%.  

Let’s talk fees. There is a $30 annual fee, but if you were to spend $8,000 or more in the year, the bank will actually waive this fee. However, if you happen to miss a payment, which happens we’re all human, you will cop a $20 fee per late payment. 

The Clear Visa has an award winning cashback offer. With the loyalty program, on every eligible transaction, for each $1 you get 1 point. At 40,000 points, Hume Bank gives you $100 cold hard cash back. Points are uncapped, so the sky is the limit. 

Eligible transactions for redeemable points do not include cash advances or BPAY payments.


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Who is it good for

This card could be a solid option for people looking for a great cashback offer and make the most out of their card's loyalty program.

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Any catches

Like most credit cards, the Hume Bank Clear Visa Card has a high cash advance rate (19.95% p.a.) which will start accruing interest immediately if you withdraw cash using the card.

Rewards program details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

-

Fly Sydney to Melbourne one-way

-

$100 Giftcard

-

$100 Cash

40,000 points

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Loyalty points will be credited to the nominated account every 6 months.

Value of rewards points

Spend $40,000 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

14.95% p.a.

none

No current offer

none

19.95% p.a.

55

Fees

$30.00

none

$8,000.00

$0.00

$20.00

$0

2.85%

$2.00

$30.00

$0.00

Features

$10.00

3.0

3

none

Payment options

Apple Pay, Google Wallet

Customer Reviews

How are Hume Bank credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest review of Hume Bank Clear Visa Card Credit Card

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