Building Insurance
- Main events covered
-
Fire -
Theft -
Storm -
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Optional Extra
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 10% of sum insured, up to 12 months.
- Debris removal
- Up to 10% of sum insured combined with demolition
- Demolition cost
- Up to 10% of sum insured combined with debris removal
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $5,000 for plants
- Gates and fences
- Yes
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Optional Extra
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000 in total combined with computer software
- Computer software hardware
- Up to $2,000 for computer software combined with CD, DVD and electronic files.
- Camera and accessories
- Up to $2,500 per item or set, $7,500 in total combined with antiques and valuables
- Carpets
- Yes
- Antiques and valuables
- Up to $2,500 per item or set, $7,500 in total combined with cameras and accessories
- Jewellery
- Up to $2,500 per item or set
- Replacement of documents
- No
- Tools of trade
- Up to $1,500 per item and $10,000 in total
- Contents while moving
- Optional Extra
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 10% of sum insured, up to 12 months.
- Debris removal
- Up to 10% of sum insured
- Demolition cost
- No
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Building & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Optional Extra
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000 in total combined with computer software
- Computer software hardware
- Up to $2,000 for computer software combined with CD, DVD and electronic files.
- Camera and accessories
- Up to $2,500 per item or set, $7,500 in total combined with antiques and valuables
- Carpets
- Yes
- Antiques and valuables
- Up to $2,500 per item or set, $7,500 in total combined with cameras and accessories
- Jewellery
- Up to $2,500 per item or set
- Replacement of documents
- No
- Tools of trade
- Up to $1,500 per item and $10,000 in total
- Contents while moving
- Optional Extra
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 10% of sum insured, up to 12 months.
- Debris removal
- Up to 10% of sum insured combined with demolition
- Demolition cost
- Up to 10% of sum insured combined with debris removal
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $5,000 for plants
- Gates and fences
- Yes
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