Building Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional, up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 10% of sum insured, up to 12 months.
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal
- Debris removal
-
Up to 10% of sum insured combined with demolition
- Landscaping
-
Up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional, up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Optional Extra
- Antiques and valuables
-
Up to $2,500 per item or set, $7,500 in total combined with cameras and accessories
- Cash
-
Up to $2,000
- Cd dvd and electronic files
-
Up to $2,000 in total combined with computer software
- Computer software and hardware
-
Up to $2,000 for computer software combined with CD, DVD and electronic files.
- Camera and accessories
-
Up to $2,500 per item or set, $7,500 in total combined with antiques and valuables
- Carpets
-
Yes
- Home office contents
-
Up to $1,500 per item and $10,000 in total
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item or set
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
Up to $1,500 per item and $10,000 in total
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 10% of sum insured, up to 12 months.
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
Up to 10% of sum insured
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Building & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
FloodOptional Extra
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional, up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
no
- General contents
-
Yes
- Contents while moving
-
Optional Extra
- Antiques and valuables
-
Up to $2,500 per item or set, $7,500 in total combined with cameras and accessories
- Cash
-
Up to $2,000
- Cd dvd and electronic files
-
Up to $2,000 in total combined with computer software
- Computer software and hardware
-
Up to $2,000 for computer software combined with CD, DVD and electronic files.
- Camera and accessories
-
Up to $2,500 per item or set, $7,500 in total combined with antiques and valuables
- Carpets
-
Yes
- Home office contents
-
Up to $1,500 per item and $10,000 in total
- Identity theft
-
No
- Jewellery
-
Up to $2,500 per item or set
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
Up to $1,500 per item and $10,000 in total
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Up to 12 months
- Temporary accommodation
-
Up to 10% of sum insured, up to 12 months.
- Temporary accommodation for pets
-
Up to $500
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal
- Debris removal
-
Up to 10% of sum insured combined with demolition
- Landscaping
-
Up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Your selected home insurance
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