Low Rate Credit Card card image
Mini meca 2021

MOVE Bank Low Rate Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 8.99% p.a.
Annual fees
$59 $0 in the first year
Interest free days on purchases

Mozo editorial review MOVE Bank Low Rate Credit Card - last updated: 15 October 2020

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What's hot
  • 2020 Mozo Experts Choice Award
  • Low 8.99% p.a. purchase rate
  • Up to 45 days interest free
  • $0 annual fee in the first year ($59 after)
What's not
  • $15 late payment fee
Mozo snapshot

The Move Bank credit card really measures up to its low rate status. With a low 8.99% p.a purchase rate and, it has all the essential features you’d want in a good piece of low-rate plastic. But the value doesn’t end there, mix in the $0 annual fee in the first year ($59 after) and up to 45 days interest-free and you could find yourself with one of the best low-rate cards to put away for a rainy day.

Did we mention that it's also an award-winner? That's right, the Low Rate Credit Card was named a 2020 Mozo Experts Choice Award winner in the best Low Rate Credit Card category. 

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Key features

You could make your money move in the right direction with the Move Bank credit card. If you’re likely to carry a balance on your card, then Move Bank’s low rate credit card could help you limit the amount of interest you pay. Plus, with a $0 annual fee in the first year ($59 after) and up to 45 interest free days on purchases, you’ve got a bit of time to get on top of your bills each month.

The Move Bank credit card is accepted at over 29 million locations and ATMs worldwide, so you won’t be limited in spending options with this piece of plastic. And if you’re planning to make purchases online, you can do so with peace of mind knowing that there’s extra security through Verified by Visa. Just keep in mind that there is a 2% foreign currency conversion on all purchases made using your Move Bank Low Rate card overseas.

Have any existing credit card debt you’d like to clear? Then with the Move Bank credit card you can take advantage of a 6 month balance transfer period with 0% p.a. interest.  

However, a low rate credit card with this much value does come with some additional costs, including a $15 late payment fee, $10 overlimit fee, $3 (per month) statement fee and $5 Visa cash advance fee.

Who is it good for

The Move Bank credit card is sure to excite anyone who appreciates a great savings deal, with a low purchase rate combined with a low annual fee, even the top notch savers would fall in love with this card.

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Any catches

Just remember that while the card fee is waived in the first year, you'll need to pay a $59 annual fee afterwards. 


Rates and fees information correct as at 13 August 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

8.99% p.a.


0% p.a. for 6 months and then 8.99% p.a.


12.99% p.a.




$0 in the first year














Payment options

Apple Pay

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About MOVE Bank