Low Rate Credit Card card image
Mini meca 2023

MOVE Bank Low Rate Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 8.99% p.a.
Annual fees
$59 $0 in the first year
Interest free days on purchases
45

Mozo editorial review MOVE Bank Low Rate Credit Card - last updated: 2 November 2023

binocular icon
What's hot
  • 2023 Mozo Experts Choice Award
  • Low 8.99% p.a. purchase rate
  • Up to 45 days interest free
  • $0 annual fee in the first year ($59 after)
What's not
  • $15 late payment fee
Mozo snapshot

The Move Bank credit card really measures up to its low rate status. With a low 8.99% p.a purchase rate and, it has all the essential features you’d want in a good piece of low-rate plastic. But the value doesn’t end there, mix in the $0 annual fee in the first year ($59 after) and up to 45 days interest-free and you could find yourself with one of the best low-rate cards to put away for a rainy day.

Did we mention that it's also an award-winner? That's right, the Low Rate Credit Card was named a 2023 Mozo Experts Choice Award winner in the best Low Rate Credit Card category. 

key icon
Key features

You could make your money move in the right direction with the Move Bank credit card. If you’re likely to carry a balance on your card, then Move Bank’s low rate credit card could help you limit the amount of interest you pay. Plus, with a $0 annual fee in the first year ($59 after) and up to 45 interest free days on purchases, you’ve got a bit of time to get on top of your bills each month.

The Move Bank credit card is accepted at over 29 million locations and ATMs worldwide, so you won’t be limited in spending options with this piece of plastic. And if you’re planning to make purchases online, you can do so with peace of mind knowing that there’s extra security through Verified by Visa. Just keep in mind that there is a 2% foreign currency conversion on all purchases made using your Move Bank Low Rate card overseas.

Have any existing credit card debt you’d like to clear? Then with the Move Bank credit card you can take advantage of a 6 month balance transfer period with 0% p.a. interest.  

However, a low rate credit card with this much value does come with some additional costs, including a $15 late payment fee, $10 overlimit fee, $3 (per month) statement fee and $5 Visa cash advance fee.

snapshot
Who is it good for

The Move Bank credit card is sure to excite anyone who appreciates a great savings deal, with a low purchase rate combined with a low annual fee, even the top notch savers would fall in love with this card.

question icon
Any catches

Just remember that while the card fee is waived in the first year, you'll need to pay a $59 annual fee afterwards. 

Details

Rates and fees information correct as at 29 March 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.99% p.a.

none

0% p.a. for 6 months and then 8.99% p.a.

no

12.99% p.a.

45

Fees

$59.00

$0 in the first year

none

none

$15.00

$5.00

2.00%

$3.00

$25.00

$0.00

Features

$20.00

3.0

yes

none

Payment options

Apple Pay

Customer Reviews

This product does not currently have any community reviews. Be the first to write one.

About MOVE Bank

Thumbnail icon for NAB
NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for American Express
American Express

Platinum Edge Credit Card

23.99% p.a.

No current offer

$195 $0 in the first year

Membership Rewards

Thumbnail icon for G&C Mutual Bank
G&C Mutual Bank

Platinum Visa Credit Card

19.99% p.a.

No current offer

$299

Qantas Frequent Flyer

Thumbnail icon for American Express
American Express

Qantas Ultimate Card

23.99% p.a.

No current offer

$450

Qantas Frequent Flyer

Thumbnail icon for American Express
American Express

Explorer Credit Card

23.99% p.a.

No current offer

$395

Membership Rewards

Thumbnail icon for American Express
American Express

Velocity Platinum Card

23.99% p.a.

No current offer

$375

Velocity Frequent Flyer

Thumbnail icon for American Express
American Express

Qantas Discovery Card

23.99% p.a.

No current offer

$0

Qantas Frequent Flyer

Thumbnail icon for American Express
American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

Thumbnail icon for American Express
American Express

Qantas Ultimate Card

Qantas Frequent Flyer

$450

100,000

1.25 points up to 100,000 points/year, then
1 point uncapped

Thumbnail icon for G&C Mutual Bank
G&C Mutual Bank

Platinum Visa Credit Card

Qantas Frequent Flyer

$299

50,000

1 point up to 20,000 points/month

Thumbnail icon for NAB
NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250 $150 in the first year

70,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

Thumbnail icon for American Express
American Express

Qantas Premium Card

Qantas Frequent Flyer

$249

20,000

1 point uncapped

Thumbnail icon for NAB
NAB

Rewards Signature Card

NAB Rewards

$295 $145 in the first year

160,000

1.25 points uncapped

Thumbnail icon for American Express
American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for American Express
American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for NAB
NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

120,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

Thumbnail icon for NAB
NAB

Low Rate Card

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

13.49% p.a.

$59 $0 in the first year

Thumbnail icon for Citi
Citi

Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

Thumbnail icon for Bank of Queensland
Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

0% p.a. for 9 months then 20.74% p.a.

$60

Q Rewards

Thumbnail icon for Virgin Money
Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 24 months and then 20.99% p.a.

20.74% p.a.

$149 $0 in the first year

Velocity Frequent Flyer

Thumbnail icon for Bankwest
Bankwest

More Mastercard

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

19.99% p.a.

$100

Bankwest More Rewards

Thumbnail icon for NAB
NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for American Express
American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

Thumbnail icon for HSBC
HSBC

Low Rate Credit Card

12.99% p.a.

0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

Thumbnail icon for Australian Unity
Australian Unity

Low Rate Visa Credit Card

9.90% p.a.

No current offer

$59

Thumbnail icon for MOVE Bank
MOVE Bank

Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

Thumbnail icon for Bank of Queensland
Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months then 20.74% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$60

Thumbnail icon for Westpac
Westpac

Flex Card

0% p.a.

No current offer

$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.

Thumbnail icon for NAB
NAB

StraightUp Card

n/a

No current offer

$240 $20/month - waived if no spend & no balance owing

Thumbnail icon for Community First Bank
Community First Bank

n0w Credit Card

n/a

No current offer

$228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.

Thumbnail icon for humm90
humm90

Platinum Mastercard

0% p.a. for 3 months then 25.80% p.a.

0% p.a. for 18 months and then 25.99% p.a. Use code BTMARACQ upon applying. to receive 0%pa on balance transfers for 18 months.

$99

Compare other credit cards