Low Rate Credit Card card image

MOVE Bank Low Rate Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 8.99% p.a.
Annual fees
$59 $0 in the first year
Interest free days on purchases
45

Mozo editorial review MOVE Bank Low Rate Credit Card - last updated: 2 November 2023

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What's hot
  • 2023 Mozo Experts Choice Award
  • Low 8.99% p.a. purchase rate
  • Up to 45 days interest free
  • $0 annual fee in the first year ($59 after)
What's not
  • $15 late payment fee
Mozo snapshot

The Move Bank credit card really measures up to its low rate status. With a low 8.99% p.a purchase rate and, it has all the essential features you’d want in a good piece of low-rate plastic. But the value doesn’t end there, mix in the $0 annual fee in the first year ($59 after) and up to 45 days interest-free and you could find yourself with one of the best low-rate cards to put away for a rainy day.

Did we mention that it's also an award-winner? That's right, the Low Rate Credit Card was named a 2023 Mozo Experts Choice Award winner in the best Low Rate Credit Card category. 

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Key features

You could make your money move in the right direction with the Move Bank credit card. If you’re likely to carry a balance on your card, then Move Bank’s low rate credit card could help you limit the amount of interest you pay. Plus, with a $0 annual fee in the first year ($59 after) and up to 45 interest free days on purchases, you’ve got a bit of time to get on top of your bills each month.

The Move Bank credit card is accepted at over 29 million locations and ATMs worldwide, so you won’t be limited in spending options with this piece of plastic. And if you’re planning to make purchases online, you can do so with peace of mind knowing that there’s extra security through Verified by Visa. Just keep in mind that there is a 2% foreign currency conversion on all purchases made using your Move Bank Low Rate card overseas.

Have any existing credit card debt you’d like to clear? Then with the Move Bank credit card you can take advantage of a 6 month balance transfer period with 0% p.a. interest.  

However, a low rate credit card with this much value does come with some additional costs, including a $15 late payment fee, $10 overlimit fee, $3 (per month) statement fee and $5 Visa cash advance fee.

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Who is it good for

The Move Bank credit card is sure to excite anyone who appreciates a great savings deal, with a low purchase rate combined with a low annual fee, even the top notch savers would fall in love with this card.

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Any catches

Just remember that while the card fee is waived in the first year, you'll need to pay a $59 annual fee afterwards. 

Details

Rates and fees information correct as at 22 February 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.99% p.a.

none

0% p.a. for 6 months and then 8.99% p.a.

no

12.99% p.a.

45

Fees

$59.00

$0 in the first year

none

none

$15.00

$5.00

2.00%

$3.00

$25.00

$0.00

Features

$20.00

3.0

yes

none

Payment options

Apple Pay

Customer Reviews

This product does not currently have any community reviews. Be the first to write one.

About MOVE Bank

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Velocity Platinum Card

23.99% p.a.

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$375

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23.99% p.a.

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10.99% p.a.

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23.99% p.a.

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Qantas Frequent Flyer

$450

100,000

1.25 points up to 100,000 points/year, then
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Qantas Rewards Premium Card

Qantas Frequent Flyer

$250 $150 in the first year

70,000

0.66 points up to $3,000/month, then
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Qantas Premium Card

Qantas Frequent Flyer

$249

20,000

1 point uncapped

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NAB Rewards

$295 $145 in the first year

160,000

1.25 points uncapped

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$0

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0.75 points uncapped

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Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

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Qantas Frequent Flyer

$395 $295 in the first year

120,000

1 point up to $5,000/month, then
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Altitude Black

Altitude Rewards

$295 $150 in the first year

150,000

1.25 points uncapped

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0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

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Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

0% p.a. for 9 months then 20.74% p.a.

$60

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0% p.a. for 24 months and then 20.99% p.a.

20.74% p.a.

$129 $0 in the first year

Velocity Frequent Flyer

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0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

19.99% p.a.

$100

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0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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Low Rate Credit Card

10.99% p.a.

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$0

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12.99% p.a.

0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

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9.90% p.a.

No current offer

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Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

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0% p.a. for 9 months then 20.74% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$60

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Flex Card

0% p.a.

No current offer

$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.

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StraightUp Card

n/a

No current offer

$240 $20/month - waived if no spend & no balance owing

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0% p.a. for 1 month and then 25.99% p.a.

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