Purchase rate
11.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 11.99% p.a.
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review QBANK Bluey Card

Last updated: 12 April 2021.

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What's hot
  • Multiple 2020 Mozo Experts Choice Awards
  • 11.99% p.a. purchase rate
  • 0% balance transfer rate for the first 12 months
What's not
  • 3.65% foreign exchange margin
Mozo snapshot

A clear, true blue winner is the QBANK Bluey Credit Card - winner of not one, but two 2020 Mozo Experts Choice Awards for best No Annual Fee Credit Card and best Balance Transfer Credit Card!

Not only does this card feature no annual fee, but you’ll also have a low purchase and cash advance rate of 11.99% p.a. There’s up to 55 interest free days and a 0% balance transfer rate for the first 12 months. Whether you’re looking to clear debt or need a card in case of emergencies, the QBANK Bluey Credit Card has got you covered.

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Key features

Accepted at tens of millions of locations around the world, the QBANK Bluey Credit Card could be the perfect shopping companion for frugal spenders. Along with a 11.99% p.a. purchase and cash advance rate, you can also look forward to up to 55 interest free days, plus no annual fee.

And if you’re looking to use the QBank Bluey Card to finally get rid of lingering credit card debt, you’ll have a 0% balance transfer rate for the first 12 months. Once this period has ended, the rate will then revert to 11.99% p.a. for any debt leftover.

With the QBANK Bluey Credit Card, there is a reasonable $8 late payment fee, however, the catch you really need to watch out for is the 3.65% foreign exchange margin - so if you like your international online shopping, this may burn a hole in your bank account over time.

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Who is it good for

The QBANK Bluey Credit Card could be a suitable choice for good choice for any budget-conscious spender. It might be particularly handy for shoppers who tend to carry a balance, thanks to the low ongoing purchase rate.


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Any catches

If you enjoy spending your nights browsing international online stores, you will need to factor the high 3.65% foreign exchange rate you’ll be charged each time you checkout.

Details

Rates and fees information correct as at 21 April 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 11.99% p.a.

  • none

  • 0% p.a. for 12 months and then 11.99% p.a.

  • no

  • 11.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $8.00

  • $4.00

  • 3.65%

  • $5.00

  • $35.00

  • $0.00

Features
  • $25.00

  • 2.0

  • yes

  • none

Payment options

Apple Pay, Google Pay

Customer Reviews

How are QBANK credit cards rated by the Mozo community?

Overall
8.8/10
Price
7.8/10
Features
7.8/10
Customer service
9.4/10
Convenience
8.5/10
Trust
8.9/10

Latest reviews of QBANK Bluey Card

Thumbnail icon for QBANK

About QBANK

QBANK (formerly QPCU) provides specialised products for the Queensland police force, fire and rescue service personel, ambulance officers, SES personel, public sector employees and their families. QBANK focuses on providing financial solutions through a diverse range of financial products in home loans, personal loans, car loans, credit cards and a variety of savings accounts for its members.

See QBANK credit cards

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0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

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13.74% p.a.

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3.99% p.a. for 6 months and then 8.99% p.a.

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No current offer

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13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

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No current offer

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1 point uncapped

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No current offer

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Qantas Frequent Flyer

$395 $295 in the first year

110,000

1 point up to $5,000/month, then
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$395

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2 points uncapped

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Velocity Frequent Flyer

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No current offer

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Qantas Frequent Flyer

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0.66 points up to $3,000/month, then
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0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

11.99% p.a.

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0% p.a. for 28 months and then 21.49% p.a.

13.99% p.a.

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0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

10.99% p.a.

$49 $0 in the first year

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Westpac

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0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59 $0 in the first year

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19.74% p.a.

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NAB

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0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)

12.99% p.a.

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19.74% p.a.

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0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

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11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

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10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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3.99% p.a. for 6 months and then 8.99% p.a.

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13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

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13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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11.99% p.a.

No current offer

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11.99% p.a.

No current offer

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No current offer

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10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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3.99% p.a. for 6 months and then 8.99% p.a.

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6.99% p.a. for 12 months and then 21.49% p.a.

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NAB

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0% p.a.

No current offer

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0% p.a. for 12 months then 20.74% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$0

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10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

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