Bluey Card card image
Mini meca 2023

QBANK Bluey Card

Advertiser disclosure
Purchase rate
12.49% p.a.
Balance transfer rate
0% p.a. for 12 months and then 12.49% p.a.
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review QBANK Bluey Card - last updated: 24 November 2023

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What's hot
  • 2023 Mozo Experts Choice Award
  • 12.49% p.a. purchase rate
  • 0% balance transfer rate for the first 12 months
What's not
  • 3.65% foreign exchange margin
Mozo snapshot

A clear, true blue winner is the QBANK Bluey Credit Card - winner of two 2023 Mozo Experts Choice Credit Card Award for best No Annual Fee Credit Card and the best Balance Transfer Credit Card categories. Not only does this card feature no annual fee, but you’ll also have a low purchase and cash advance rate of 12.49% p.a. There’s up to 55 interest free days and a 0% balance transfer rate for the first 12 months. Whether you’re looking to clear debt or need a card in case of emergencies, the QBANK Bluey Credit Card has got you covered.

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Key features

Accepted at tens of millions of locations around the world, the QBANK Bluey Credit Card could be the perfect shopping companion for frugal spenders. Along with a 12.49% p.a. purchase and cash advance rate, you can also look forward to up to 55 interest free days, plus no annual fee.

And if you’re looking to use the QBank Bluey Card to finally get rid of lingering credit card debt, you’ll have a 0% balance transfer rate for the first 12 months. Once this period has ended, the rate will then revert to 12.49% p.a. for any debt leftover.

With the QBANK Bluey Credit Card, there is a reasonable $8 late payment fee, however, the catch you really need to watch out for is the 3.65% foreign exchange margin - so if you like your international online shopping, this may burn a hole in your bank account over time.

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Who is it good for

The QBANK Bluey Credit Card could be a suitable choice for good choice for any budget-conscious spender. It might be particularly handy for shoppers who tend to carry a balance, thanks to the low ongoing purchase rate.

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Any catches

If you enjoy spending your nights browsing international online stores, you will need to factor the high 3.65% foreign exchange rate you’ll be charged each time you checkout.

Details

Rates and fees information correct as at 16 July 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

12.49% p.a.

none

0% p.a. for 12 months and then 12.49% p.a.

no

12.49% p.a.

55

Fees

$0.00

none

none

none

$8.00

$4.00

3.65%

$5.00

$35.00

$0.00

Features

$25.00

2.0

yes

none

Payment options

Apple Pay, Google Wallet

Customer Reviews

How are QBANK credit cards rated by the Mozo community?

Overall
8.8/10
Price
7.8/10
Features
7.8/10
Customer service
9.4/10
Convenience
8.6/10
Trust
9.0/10
Based on 17 QBANK credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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