Banking Apps & Technology Awards 2021

A big round of applause to the 2021 winners of Mozo Experts Choice Awards for Banking Apps and Technology. If you’re after innovation, sophistication and functionality when it comes to your banking, then look no further than the winners of our Banking Apps and Technology awards to lead the way.

Mozo Experts Choice Awards 2021 Badge

What are the Mozo Experts Choice Awards?

Now in their eighth year, the Mozo Experts Choice Awards provide a platform to highlight products in the marketplace we believe offer great value to Australians.

For the 2021 Banking Apps & Technology awards, we analysed 74 banking apps available to Australian consumers.

“For many Australians all their banking and money management is now done via their smartphone and so increasingly people are turning to providers that do offer the latest technology and functionality,” said Peter Marshall, Mozo Experts Choice Awards judge.

For details on how we crunched the numbers and determined our winners see our 2021 Mozo Experts Choice Awards Bank Accounts & Savings methodology report.


Excellent Banking App

The convenience of using an app to conduct most aspects of everyday banking has become increasingly important for everyday Aussies. For this category, the judges compared over 74 banking apps, reviewing the features available and assessing the relative importance of those features, and found which apps offered users the leading functionality. And the 2021 winners are...

Bank of Melbourne App Logo


Bank of Melbourne

Commonwealth Bank App Logo


Commonwealth Bank

Macquarie App Logo



St.George App Logo




Internet Banking

Of all the banking providers that won an Exceptional Everyday Account award, we compared the features offered within their internet banking portals to determine the winner of this year’s award. Congratulations to our 2021 winner.


Macquarie Logo


Money Management App

Money management apps are increasingly popular with Australians who are keen to automatically track their spending and manage their budgets. For this award we considered all mobile applications that offered data connections to Australian banks and examined the cost, functionality, availability and effectiveness of each app assessed. This year’s winner is one of the first 3rd party services to utilise the new open data CDR feeds.

Frollo App Logo




Banking Innovation

Covers & Forwards Logo

Hats off to Up for it’s forwarding and covering feature that allows customers to  streamline the movement of funds between transaction and savings accounts as new amounts are received or payments are made from money that has been saved away. As they say and we agree, the future of money management is Up


Frequently Asked Questions

What’s the Judging Criteria for the awards?

Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers.

See our methodology report for more detailed information on how we performed product comparisons and determined the final winners for the Bank Apps and Technology awards.

Did you compare all banking apps in the market for these awards?

We aim to include most banking apps in the market in the Mozo Experts Choice Awards. However, not every financial institution or product on the market will be included in our review. Any product we review must be available in the market at the time of our analysis.

How do I choose the best banking app for me?

Choosing the best banking app for you really depends on what you will use the app for. Is it to keep track of your spending, a fast way to transfer cash or simply an innovative way to bank? Compare the features from our winners list and find the app that could best be for you.

Who are the Mozo Experts?

The Mozo Experts Choice Awards analysis is overseen by AJ Duncanson, Mozo’s Data Services Director. AJ is a data scientist and actuary, and has worked in financial services and product comparison for almost three decades. Together with our Product Data Manager, Peter Marshall, the team has over 50 years of financial services experience.

I work for a financial institution, how do we promote our win?

Please get in touch with us to discuss by emailing or phoning our account management team on 02 9037 4368.