Banking Apps & Technology Awards 2021

A big round of applause to the 2021 winners of Mozo Experts Choice Awards for Banking Apps and Technology. If you’re after innovation, sophistication and functionality when it comes to your banking, then look no further than the winners of our Banking Apps and Technology awards to lead the way.

Mozo Experts Choice Awards 2021 Badge

What are the Mozo Experts Choice Awards?

Now in their eighth year, the Mozo Experts Choice Awards provide a platform to highlight products in the marketplace we believe offer great value to Australians.

For the 2021 Banking Apps & Technology awards, we analysed 74 banking apps available to Australian consumers.

“For many Australians all their banking and money management is now done via their smartphone and so increasingly people are turning to providers that do offer the latest technology and functionality,” said Peter Marshall, Mozo Experts Choice Awards judge.

For details on how we crunched the numbers and determined our winners see our 2021 Mozo Experts Choice Awards Bank Accounts & Savings methodology report.


Excellent Banking App


The convenience of using an app to conduct most aspects of everyday banking has become increasingly important for everyday Aussies. For this category, the judges compared over 74 banking apps, reviewing the features available and assessing the relative importance of those features, and found which apps offered users the leading functionality. And the 2021 winners are...

Bank of Melbourne App Logo


Bank of Melbourne

Commonwealth Bank App Logo


Commonwealth Bank

Macquarie App Logo



St.George App Logo




Internet Banking


Of all the banking providers that won an Exceptional Everyday Account award, we compared the features offered within their internet banking portals to determine the winner of this year’s award. Congratulations to our 2021 winner.


Macquarie Logo


Money Management App


Money management apps are increasingly popular with Australians who are keen to automatically track their spending and manage their budgets. For this award we considered all mobile applications that offered data connections to Australian banks and examined the cost, functionality, availability and effectiveness of each app assessed. This year’s winner is one of the first 3rd party services to utilise the new open data CDR feeds.

Frollo App Logo




Banking Innovation


Covers & Forwards Logo

Hats off to Up for it’s forwarding and covering feature that allows customers to  streamline the movement of funds between transaction and savings accounts as new amounts are received or payments are made from money that has been saved away. As they say and we agree, the future of money management is Up


Frequently Asked Questions

What’s the Judging Criteria for the awards?


Did you compare all banking apps in the market for these awards?


How do I choose the best banking app for me?


Who are the Mozo Experts?


I work for a financial institution, how do we promote our win?