Building Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
No
-
Underinsurance protection
-
Optional Extra - up to 30% building sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - up to 30% building sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes - excess of $250 applies
- Storm surge
-
No
- Fusion
-
Optional extra - up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
No
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
Optional Extra - portable contents - up to $1,000 per item, $5,000 total for unlisted items
- Carpets
-
Yes - fixed carpets
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $2,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 10% of sum insured, combined with temporary accommodation of pets
- Temporary accommodation for pets
-
Up to 10% of sum insured, combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of building sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of building sum insured combined with demolition cost
- Landscaping
-
Retaining walls and paths covered; up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
No
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes - excess of $250 applies
- Storm surge
-
No
- Fusion
-
Optional extra - up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
No
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $7,500 per item, set or collection
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
Yes
- Camera and accessories
-
Optional Extra - portable contents - up to $1,000 per item, $5,000 total for unlisted items
- Carpets
-
Yes - rugs and loose floor coverings
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $7,500 per item, set or collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
Up to $5,000 in total
- Lock replacement
-
Up to $2,000
- Emergency storage
-
Up to sum insured for Contents
- Temporary accommodation
-
Up to 10% of sum insured, combined with temporary accommodation of pets
- Temporary accommodation for pets
-
Up to 10% of sum insured, combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
No
- Demolition cost
-
No
- Debris removal
-
No
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
No
-
Underinsurance protection
-
Optional Extra - up to 30% building sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - up to 30% building sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes - excess of $250 applies
- Storm surge
-
No
- Fusion
-
Optional extra - up to 10 years old
- Power surge
-
No
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
No
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $7,500 per item, set or collection
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
Yes
- Camera and accessories
-
Optional Extra - portable contents - up to $1,000 per item, $5,000 total for unlisted items
- Carpets
-
Yes
- Home office contents
-
Yes
- Identity theft
-
No
- Jewellery
-
Up to $7,500 per item, set or collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
Up to $5,000 in total
- Lock replacement
-
Up to $2,000
- Emergency storage
-
Up to sum insured for Contents
- Temporary accommodation
-
Up to 10% of sum insured, combined with temporary accommodation of pets
- Temporary accommodation for pets
-
Up to 10% of sum insured, combined with temporary accommodation
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of building sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of building sum insured combined with demolition cost
- Landscaping
-
Retaining walls and paths covered; up to $5,000 for plants
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
-
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Your selected home insurance
Allianz home insurance ratings
Customer reviews
-
Bad service could not recommend them at all.
Claim made due to water coming up to back door when it rained. Building company came showed pics on phone of situation builder took the photos plus personal ones. Had issues getting photos removed plus getting confirmation it was done. Had the rudest customer service person to deal with and her supervisor was not much better. She wouldn't return my calls. They knocked back claim. It was my problem to fix as it was storm water. I had never made a claim for anything and had been with them for 15+ years. I would NOT recommend them to anyone and have gone to a new company.
-
Cara
I have never put in insurance claim for years and when I did it was promptly rejected. My induction stovetop was cracked and Allianz tried to deny us a replacement one on the cheaper model. Did not negotiate or include delivery or installation costs. Allianz was misleading and deceptive. Poor customer service being put on hold constantly. They did not listen and had all the power to reject my claim. I am in the process of making a formal complaint. I have never been happy with them. The $600 excess is exorbitant and unnecessary. Do not trust Allianz.
-
Waste of Time and Money
After a 9 month legal battle to get a non-paying tenant out I had to wait 5 more months of unpaid rent for Allianz to tell me my insurance didn't cover theft from the tenant only malicious damage. The tenant had removed the entire kitchen and internal doors so I was unable to rent it, now I have to have it all replaced...read the fine print!!!!!
-
My customer satisfaction remains neutral..
I'm not really sure about my home & contents insurance, as I've never had to make a claim.. (touch wood) I'm simply rating them on name, and reputation alone.. They're surely not the worst insurer out there, so I'm told. However, I rarely hear from them, (if at all) in regards to customer products, updates or general business.
-
Allianz insurance is a no go
This insurance company is a no go. They cancelled our home and contents insurance after a year because we have 7 sheep and 7 chickens. They says it because we more than 6 livestock. ?????? We are on 5 acres. What a bunch of monkeys.
Allianz products
Home insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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