Home loan news and advice

All the latest home loan news and top tips to help you manage your home loan.

October home loan snapshot interest rates continue to increase

October home loan snapshot: Interest rates continue to increase

The Reserve Bank of Australia has lifted interest rates at a rapid pace this year, most recently by 0.25% at its October meeting. Economists at all four major banks expect the tightening cycle to continue as the central bank ramps up its efforts to tame inflation.

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Property prices have fallen so is now a good time to buy in

Property prices have fallen, so is now a good time to buy?

Australian property has had a bumpy year, with falling prices, rising interest rates, and slowing sales leading to an overall cooler market than we started with in 2022. Many buyers have sensed a promising window of opportunity, but is now really a good time to buy in?

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Meet the rival lenders stealing bank borrowers in droves

Meet the rival lenders stealing bank borrowers in droves

Aussie borrowers looking for lower rates, faster approval processes and flexible lending terms are deserting the big banks in earnest for more competitive smaller lenders, and in 2022 a handful of non-bank lenders in particular stand out from the pack.

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Why investors pay more for home loans

Why do investors pay more for a home loan?

Investing in property has amazing benefits, from rental income and tax deductions to impressive capital gains. But even a casual browse of home loans reveals that investors tend to get saddled with higher interest rates than owner-occupiers. What gives?

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How to get a home loan rate that starts with a 3

Can you still get a home loan rate starting with a ‘3’?

Rate rise pain is setting in for millions of Aussie home borrowers, and the Reserve Bank is forecast to continue raising rates in coming month. While the golden era of record low home loan rates is well and truly over, the good news is that it’s still possible to find super-low variable home loans under 4.00%.

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