Your selected home loans
For more than 170 years, AMP Bank has been a leading specialist in wealth management in Australia and New Zealand. If you’re looking for a home loan lender with the security of a big bank and a little bit more flexibility than what the Big 4 can offer, AMP is worth considering.
On this page you can compare all of the AMP home loans including variable rate, fixed rate and package deals to find the perfect fit for you.
Your selected home loans
They are very easy to get hold of return call and will offer support in hard times. great bank and will try to accommodate for your needs. i had a brain tumor feel behind they were accepting offered lower repayments or hold until I returned to work.
This was organised through my mortgage broker. Easy and convenient app. Has an offset account we can use without any hassles as well.
Easy to deal with, ongoing competitive interest rates.
Pros of AMP Bank: Established Institution: AMP Bank is a well-known and established financial institution in Australia, offering a range of banking and financial services. Diverse Product Range: They provide various products like savings accounts, home loans, term deposits, and more to cater to different financial needs. Customer Service: Some customers have reported positive experiences with AMP Bank's customer service and support. Cons of AMP Bank: Limited Branch Network: AMP Bank has a limited number of physical branches, which might be a drawback for customers who prefer in-person banking. Fees and Charges: Like any bank, there might be fees associated with certain services or accounts, so it's essential to be aware of these. Interest Rates: The interest rates offered by AMP Bank may not always be the most competitive in the market, so it's essential to compare rates with other banks.
AMP were the only ones who accepted our mortgage broker's calculations for our home loan and offset bank accounts. I didnt have anything to do with AMP and was grateful to have a home loan in the first place. However, I have found AMP to be slow and cumbersome. THey dont have Osko or instant payments so often my friends and payees were left waiting for 2 days for transactions to go through! AMP bank accounts dont have Frequent Flyer options or anything like that, so we are missing out on all the benefits from other bank accounts. Do not recommend unless they're the only ones available!
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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