Rates and fees verified as correct at 26 October, 2020. Other information correct at the time of writing. Advertiser disclosure.
Athena offers both principal and interest and interest only home loans for owner occupiers and investors at super competitive low rates. Depending on the type of property, its location, and whether it’s valued at over $2.5 million, you may only be eligible to borrow up to 70%.
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ | |
|---|---|---|---|---|---|---|
| 2.34% p.a. | 2.34% p.a. | $0.00 | $0 | Go to site | ||
| 2.39% p.a. | 2.36% p.a. | $0.00 | $0 | Go to site | ||
| 2.44% p.a. | 2.38% p.a. | $0.00 | $0 | Go to site | ||
| 2.99% p.a. | 2.59% p.a. | $0.00 | $0 | Go to site | ||
| 2.69% p.a. | 2.69% p.a. | $0.00 | $0 | Go to site | ||
| 2.74% p.a. | 2.71% p.a. | $0.00 | $0 | Go to site | ||
| 2.79% p.a. | 2.74% p.a. | $0.00 | $0 | Go to site | ||
| 2.99% p.a. | 2.81% p.a. | $0.00 | $0 | Go to site |
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
The one thing most likely to catch your eye is the super low rates on offer, which put Athena Home Loans among the best value home loans in our database. But how can it offer such low rates? For one thing, it doesn’t have the kind of overhead costs the big banks have, meaning it’s able to pass the savings onto customers. It also receives investment funding directly from the Australian superannuation industry.
Driving home its commitment to customer satisfaction, Athena's Automatic Rate Match promises existing customers that they'll always get the same rate as new ones on a like for like loan.
One of the big appeals of Athena is how it’s managed to rid home loans of a lot of those pesky fees, leaving only a few third party costs to worry about.
Not only is the application process a breeze, once you’ve been approved you’ll be able to manage your loan easily from your desktop or phone. The Athena Home Hub provides you with access to your loan, overview of your transaction history, and a convenient way to make payments all in one.
Mozo users have rated Athena home loan on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Great no frills home loan with a very low variable interest rate and good customer service. Matched almost all RBA rate cuts in full. Rates stay the same for new and existing customers. Very good home loan provider.
Read full reviewGreat no frills home loan with a very low variable interest rate and good customer service. Matched almost all RBA rate cuts in full. Rates stay the same for new and existing customers. Very good home loan provider.
No frills and very low rate home loans. Good history of passing on full rate cuts, and a guarantee that existing customers get the same deal as new ones. No fees either.
Read full reviewNo frills and very low rate home loans. Good history of passing on full rate cuts, and a guarantee that existing customers get the same deal as new ones. No fees either.
There is no hidden agenda with Athena. Their rates are clearly stated, what you see is what you get. It was such an easy process switching to them. They follow up each month with a reminder of when your payment is due and how much it will be, they also pass on rate cuts straight away and if they offer a better product to new customers, existing customers are offered the same deal.
Read full reviewThere is no hidden agenda with Athena. Their rates are clearly stated, what you see is what you get. It was such an easy process switching to them. They follow up each month with a reminder of when your payment is due and how much it will be, they also pass on rate cuts straight away and if they offer a better product to new customers, existing customers are offered the same deal.
